ANSHUMAN GHOSH

Muscat, Oman

Mobile: +968-******** +91-979******* +968-******** E-Mail: adjhl4@r.postjobfree.com

LinkedIn: https://www.linkedin.com/in/anshuman-ghosh-6a068617/

Express Entry Number: E001793590

Increasing Market Share Meeting & Exceeding Client Expectations New Business Developments Motivating, Leading & Developing Top-Producing Team Accomplish Corporate Banking Plans & Goals

SUMMARY

qAn astute and successful professional with 15 years of global experience in Corporate Banking Business Development, Operations, Investment Advisory, and Client Relationship Management

qExtensive cross-functional leadership experience across all core business functions with prominence on Client sourcing/Financial & Credit Analysis, manage high-end corporate Customers Service, Operational Risk Management, Contingency Planning/Execution and Audit Compliance

qExpertise in educating customers on banking products and suggesting best options which meet their short and long term needs

qWell versed with various banking products like Trade Finance Product (Bullion & Gold Loan),mutual funds, priority banking, current and savings account, commercial and consumer asset products

qSkilled in implementing the necessary business development strategies to accomplish breakthrough sales objectives while managing business relationships, building credibility and establishing rapport with potential clients

qOutstanding accomplishments in handling various banking operations such as transactions of Cash, general ledger & account reconciliation, training & mentoring staff, and maintaining branch documents

qFocused on establishing excellent productive client relationships, working to identify their needs, quickly resolve issues and to assure their business needs are met

qMaintained high volume of clients in fast-paced environment while ensuring that each client received a high level of personalized attention and communication

qA confident spokesperson and influential negotiator with the ability to connect with people of diverse backgrounds and levels of authority

SKILL SET

qRisk Analysis & Management

qKey Account Management

qCompliance Management

Trade & Foreign Exchange

qTeam Management

qFraud Management

qProcess Management

qBranch Banking

qFinancial & Credit Analysis

qNew Business Development

qRevenue Growth Generation

qBanking Products & Services

qStrategic Planning & Execution

qWealth Management

qInvestment Planning & Execution

qLoan Structuring & Model designing

qBanking Products & Services

qRelationship Management

qClient Relationship Management

qIssue Resolution & Manual Processing

qTraining & Mentoring

GLOBAL EXPOSURE

qPosses onsite experience in working in Muscat, Oman

qAble to work in multi geographic allocations and multi cultural team environments with knack to foster team’s performance

NOTEWORTHY CREDITS

qSpearheaded Gold Loans and Bullion Business

qAwarded GOLDSTAR for contribution to the organization in the year 2006

qOn boarded and handled top 4 revenue generating clients in the country

qTailored product like foreign currency funding, cross currency derivative structures to ensure high yields.

qIncreased the banking share in the top relationships from 5% to 40% through the years 2008 -2011

qRanked 2nd countrywide in terms of target achievement for the year 2011-12

qAwarded for the highest countrywide increase in deposits for year 2014-15

qMaintained relationships with corporate clients with a team of 4 personnel and the key focus was on doubling the fee base and increasing the Minimum Account Balance (MAB) Book

WORK EXPERIENCE

Organization

Designation

Duration

Sohar International Bank, Muscat - Mid Sector Corporate Group

Chief Relationship Manager

May’16-till date

Yes Bank-Commercial Banking Group

Relationship Manager (Asst. Vice President

Apr’14 – May’16

IndusInd Bank-Business Banking Group

Relationship Manager (Asst. Vice President)

Sep’13 – Apr’14

ICICI Bank- Mid Markets Group

Relationship Manager (Manager Grade II)

May’11 – Aug’13

HDFC Bank- Emerging Corporate Groups & CMS

Relationship Manager (Senior Manager)

Jun’05 – May’11

IDBI Bank- Corporate Banking

Senior Officer

Mar’04 – May’05

KEY DELIVERABLES

qPrime responsibilities include: handling diverse range of corporate credit operations like pre-sanction, credit appraisal, presentations of proposals to various Credit Committees, documentation, post sanction formalities like inspections, conducting Consortium Meetings and periodical review of various financial reports

qKey role in identifying the market, source and booking new business; developing& monitoring corporate relationships

qAssessing credit risk in-depth and taking responsibility for the preparation of credit applications and conducting regular annual reviews

qCoordinating client-bank interactions regarding all the bank's products and services

qPreparing credit proposals, CMA and risk rating customers for ensuring documentation and release of facilities

qVisiting clients on a regular basis to build strong business relationships; ascertaining customer needs and understanding market trends

qProviding clients with funding in form of Working Capital, Term Loan, Cash Credit Limit, and other non-fund based limits

qAssessing and monitoring other assets products like - Bills Discounting (LC/Non-LC backed),Bank Guarantees, Import/Export Bills

qUsing Finacle-Core Banking Solutions and Moody's Credit Assessment Software for daily operations in order to enhance organizational effectiveness

qEngaged in foreign currency remittances, cheque and foreign bills clearing procedure, inland bills clearing procedure, letter of credit/bills discounting for inland and foreign trade, forward contracts and bank guarantee

qCollaborating with a team for executing trade finance operations

qCollaborating with foreign institutions,Credit Documentation Team, Treasury Team, Retail Brancheson a daily basis in Centralized Forex Processing Cell (Trade Finance Department) for the entire operations

qLeading the team in the acquisition of new corporate clients for the trade business; focusing on deepening of existing corporate relationships to help generate more trade business

qEnsuring high quality services are provided to customers within the agreed compliance and regulatory norms (AML guidelines and KYC norms)

qSuggesting documentation scenarios for all banking facilities / loans by proactively envisaging risk mitigation strategies for the bank

qReporting risk management issues and internal control deficiencies and identifying directly to the management

TECHNICAL COMPETENCIES

qMicrosoft Excel, Word. PowerPoint

qFinacle Core Banking Solution

qMoody’s Credit Rating Module

EDUCATION

qMBA (Marketing) from ICFAI Business School in 2004

qBachelor in Engineering (Chemical Engineering) from BMS College of Engineering, Bangalore, 2002

References available upon request

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