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Commercial on scene investigator, Risk Specialist

Chattanooga, TN
Mn eg
December 22, 2020

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Clay Garner

Sr. On Scene Investigator/Adjuster

Chattanooga, TN 37421


On Call 24-7, Receive call from customer Hotline with instructions with assignment and immediately get to Accident Scene Location and report Causation and Liability analysis based on information available at that time, and also monitor all Emergency contractor Cost, and direct Company Driver all applicable DOT testing and compliance regulations. Work with various Police Agencies at the scene of accident as the Responder for the Transportation Company involved in the High exposure Incident and to obtain Defense Council if needed on any Fatality possibilities. Willing to relocate: Anywhere

Authorized to work in the US for any employer

Work Experience


Truck Accident Adjusterss - Chattanooga, TN

January 2017 to Present

Emergency call in Adjuster and Investigator to go to Scene ( same hr as incident/accident..) Work for Transportation Lawfirm in Chattanooga, and 4 other Trucking Companies and various Commercial/Industial Insurance Companies



April 2006 to December 2016

Worked Registered DOT public Rdway Accidents each Cat 1 Emergency call in, "On Scene Investigations" assignments re Heavy Equipment & Commercial Accidents with Large Loss Exposures.

Most investigations began in the same hour as when the Incident occurred. Main Emergency Call in Field investigator on this regions Truck Accidents for U S Xpress. Also worked as the Risk Manager for Southern University in Collegedale as a Third party Contractor and was City Adjuster for the City of Chattanooga and also for the City of Trion Ga as their City Adjuster, also as a third party Contractor.

Sr Field Claim Specialist

State Farm Mutual Automobile Insurance Company - Walker, GA January 1991 to November 2006

Claims Adjuster, Worked as Sr litigation negotiator, Sr Field Inspector, Also worked SIU for 3 years.. Owner/Operator, Safety Investigator

Truck Accident Scene Investigations (TASI) - Chattanooga, TN January 2017

After over 20 years experience adjusting and investigating over 1000 separate DOT registeted Commercial, Industrial, Public Transportation Accidents. I started my own business working the same arena but with much more emphasis and focused toward Causation evaluation and not the Adjusting insurance policy of the first party described and/or the liability parties.

I have investigated over 1400 Tractor trailer and cargo related accidents over a 18 year period. This volume in separate accident investigations Is listed as the the most completed investigation per DOT cert accident records if any time based on DOT records in the Southeastern United States. Education

Bachelor's in Business Administration with minor in Risk Management University of Tennessee - Chattanooga, TN

1987 to 1991


Excel, Team Building, Inventory, Sales, Microsoft Office Groups

Awarded Full 4 year Athletic Scholarship with the University of TN at Chattanooga and was a 4 year student Athlete.

President of Delta Theta Chapter of Sigma Chi Fraturnity at the University of Tennessee in Chattanooga

(1990) and from 2012 thru present (8 year term) the Local Delta Theta Chapter at UTC financial Consultant and Alumni c/o Controler.


"Weight per Pound VS. Pay per Hours re Highway Cleanup Cost" . May 2004

Presented publication and confirmed Cost Findings to the Tennessee Assembly of Congressman during overhaul of the Keep Tennessee Beautiful Legislative Session. Additional Information

Also requested to give the same articles and Finding and were presented to Chattanooga City Councils Wrecker Board payment restructure program in 2005. Experienced handling in all Risk, Property, Causality. Commercial, large loss, strorm with emphasis On Scene Investigation, Risk Analysis with Litigation (10+ years), ON SCENE INVESTIGATIONS AND DIRECT CONSULTS WITH CLIENTS (10+ years), INSPECTIONS AND APPRAISALS ON HEAVY EQUIPMENT AND MOST COMMERCIAL TRANSPORTATION CAT RISKS (10+ years). In depth experience in Litagation and testified in over 100 court cases and also supervised Litagation Lawsuit related files for NW GA Region during my Time with State Farm.

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