KYC ANALYST

MOYO LILY AJAYI

Mobile: 240-***-****

Laurel, MD.

adimk7@r.postjobfree.com

An Efficient analyst with outstanding experience in BSA, AML, KYC, CDD, EDD and WATCHLISTS. with. Advance understanding of anti-money laundering procedures and laws. Self-motivated and highly organized an exceptional work ethic.

PROFESSIONAL EXPERIENCE

KYC /AML Analyst

WesBanco, Crofton MD 04 / 2019 – Till Date

Review, prepare and complete system or manually generated alerts in compliance with regulatory and departmental guidance and timelines, as assigned

Conduct periodic account/customer reviews to detect potentially suspicious activity

Utilize research tools and analytical techniques to detect and escalate any potentially suspicious activity

Validate information within KYC records and customer identification program (CIP) documents to

ensure completion and accuracy. Also ensure effective KYC elements such as (CIP, CDD and

Transaction monitoring).

Complete analysis of transactional information to identify risks, trends and potential suspicious activity

Communicate with branches or other LOBs to obtain information related to their client’s transaction activity

Work with internal groups to ensure consistent understanding of KYC /AML requirements.

Researches, analyzes and investigates alerts generated by transaction monitoring reports for

money laundering, BSA violations, Terrorist financing and other financial crimes then make a

recommendation as to whether or not a SAR should be completed.

Performs PEP Screening, OFAC Striping, access Client’s Risk Rating and ensure KYC standard and

policies is consistently applied.

Tracks CTR filings based on monitoring reports and ensures CTRs are sent within the regulatory

deadline of 15 days.

KYC/ AML Analyst

M&T Bank, Rockville MD. 03/2017-03/2019

Understand and adhere to Unit-specific and AML/ BSA / KYC Department procedures.

Participate in unit and department training to enhance and maintain adequate performance and quality standards.

Effectively communicate project decisions, timelines, and direction to all stakeholders. Keeps Senior Management team informed of significant investigations and potential reputational and/or regulatory risk

Support the management with internal audit, AML compliance and regulatory review as needed

Research, analyze and investigate alerts generated by transaction monitoring system for money laundering;

BSA violations, terrorist financing and other financial crimes. Discuss results with the manager to

make a recommendation as to whether or not a SAR should be completed.

Monitors customers on the CTR exempt list on an annual basis.

Completes enhanced due diligence (EDD) reviews including research, gathering documents, drawing

conclusions, composing a narrative, and determining the risk rating and follow up needed.

Monitors potential OFAC matches, acts as a dual control for OFAC processing and provide a

knowledgeable resource for staff of other departments.

Examines branch administration, retail lending, and commercial loans to ensure CIP requirements

are met and that they have been properly entered into the banking system.

Continues to building proficiency of BSA techniques and AML principles by attending internal

training, external training, and completion of continuing education courses.

EDUCATION;

BSC (HONS.) Micro-Biology University of Ilorin.

SKILLS: Actimize, LexisNexis, Norkom, Regulatory Datacorp (RDC), RSA, Threat Matrix, MyNetWatchman, World base, World check, Google search, PDF creator, Fidelity, Xerox, Titan, SAS, USBO, Filenet, Ovation, Lotus Notes, PARC, VISA DPS, (Enterprise Client Risk Rating), DDIQ, Pivot tables, Excel, MS Office 365 Word, PowerPoint, Project Management, Communication skills, Analytic Skills, Legal Skills. Power Point, MS-Access.

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