Sandra E. Bianchi

*** ******* ******, *******, ** 07011

201-***-**** / adi0iq@r.postjobfree.com

PROFESSIONAL EXPERIENCE

CANTOR FITZGERALD/ NEW YORK

Associate 2013 - Present

Process Settlements of USDA and SBA (Small Administration Investments) via PCFS System.

Process all trade payments and dividends into Phase III system.

Review daily reconciliation on various Inventory accounts and wash Accounts.

Confirm all cusip factors and coupon rates via Bloomberg.

Assist clients on corrected trades and coupon payment adjustments.

Assist on all P & I Payouts and any relevant discrepancies.

Affirm Swap deals in Market Wire and Derivserv, process all CMBX wires on margin calls and interest payments

Review required documentation pertinent on closings for Syndicated and Commercial Real Estate loans. Liaise with various departments to ensure this is expedited in a timely fashion.

BNP PARIBAS JERSEY CITY/ NEW YORK

Analyst 2007- 2013

Maintenance of portfolios for Structured Finance, Commodities, Leasing, Large Corporate & Loan trading.

Daily input & maintenance of credit facilities & guarantees in the Atlas II program...

Review and ensure receipt of all required documents for closings, which include: Pre-Closing Memos, Committee approved minutes, & Legal opinion.

Liaise with middle office on the accuracy of loan summaries for new facilities.

Approve advances, new borrowings, and confirm they are within limits.

Report accuracy of various clients and facility information on new and existing clients to the

Credit Committee or Paris when required.

Input, modify lines and update annual reviews on assigned portfolios & under Capital Market system.

Modify & input Global Swaps, Mddr, Fx & Cit lines.

Interpret Credit Agreements, amendments & Notes.

Input required letter of credit line authorizations on the L/C system (Trade Boss).

Participate in departmental projects; assist in testing & implementation of system enhancements as required.

Prepare monthly exception & discrepancy reports for assigned marketing groups.

Liaise with IT on the implementation of a new system for Structure Capital Markets.

COLSON SERVICES CORP

BANK OF NEW YORK MELLON CORPORATION/JP MORGAN CHASE

Loan Administrator 2000-2007

Process discrepancy reports and designate loans for reconciliation to Associates.

Review daily reconciliation of accounts for over 80 banks/process journal entries for proper allocation of payments.

Set up loans and serve as a liaison between the Government Agencies, lending banks, borrowers and broker dealers.

Supervise loan servicing operations and procedures, including document review and loan boarding, payment processing and reporting.

Loan research, payments analysis, resolution of discrepancies, and review reconciliations.

Manage outstanding claims sent out to Investors, Originators and Lenders.

Identify clients’ needs and formulate responsive solutions/ with other departments to ascertain customers Account status.

Review documents for accuracy (1086 form, Purchaser Confirmation of Sale, SBA Notes and Letter of Credit)

Coordinate approval and subsequent documents for loan modifications on rate change, maturity extensions and deferments.

Process corrected trades on loans that have settled.

Responsible for training new Employees in various departmental functions.

Plan, test and analyze new programs and web-based applications to enhance productions.

UNITED NATIONS FEDERAL CREDIT UNION NY, NY

Member Service Representative 1997-2000

Assist members with account inquiries, process loan applications and educate members on various types of loans/ Interact with members by providing them with advice on the services and products the company offers, respond to and resolve member complaints in a timely fashion.

Translate letters and assist Spanish speaking members/ answer workflow mail, emails and faxes within 24 hours/ communicate with various departments concerning adjustments on finance charges or when an account is in arrears.

Accounting/Card Services Specialist 1990-1997

Audited managements expense reports, travel vouchers, bank invoices to avoid any duplications or discrepancy.

Performed various accounting functions: journal entries, accounts payables, receivables and bank reconciliations/ calculated payroll deductions, adjustments and allocations for various United Nations departments.

Resolved member inquiries concerning Visa/Master Card (credit card) disputes/ adjusted finance fees.

Reviewed daily reports to track inconsistencies or fraudulent activities especially on overseas accounts because of counterfeit problems.

SKILLS

Computer: Excel, Atlas II, TSPS, Trade Boss, CAT Program, Midas, Comfort, and some Loan IQ.

Bloomberg, PCFS ( SBA Loan Management System).

Language: Fluent in Spanish.

Excellent Communication and organizational skills.

Market Wire and Derivserv

EDUCATION

City University of New York at Hunter College New York, NY

Bachelor Degree, Spanish minor in English, January 2005

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