Randy G. Warner

Summary

I have brought profits to every business that I have been part of the management staff,including Harris&Franks,Albertsons&Luckys supermarkets,Investment brokerage firms and Aerospace Engineering and Leaseway transportation Skills: BA degree in business management/finance which started my career with United Mortgage as a mortgage loan originator,and with Shearson&Lehmen stock brokerage firm also with Diversified Resources Group as a commodities broker.. Im presently processing loans with Beneificial financial group. My supermarket experience was 9 years of nightcrew management shipping Receiving pricing and inventory control. Aerospace engineering studies at Frame aerospace Tech was 2 years to completion of AS degree. Organized loan documents mortgage loan originator who effectively identifies and resolves complex financial issues.Thrives in fast-paced and ever-changing business environments.Knowledgeable and innovative finance, sales and marketing professional whose success is based on integrity, exceptional customer service, efficiency and ambition.Self-motivated professional highly proficient in developing creative solutions and implementing objective decision making. Maintains positive attitude and works hard to build team relationships.Loan adviser offering collections, debt consolidation and customer service experience. Computer-savvy, professional and detail-oriented.loan processing with 7years as a leader in the financial industry. Service-oriented with expertise in building a solid customer base.Enthusiastic Loan Officer who provides excellent customer service throughout the loan origination process. Consistently exceeds sales expectations.Personable Loan Officer skilled in coaching and mentoring branch team members on a variety of loan products and services. Dependable and successful in building a loyal customer base.Amiable Loan Officer experienced in developing constructive and cooperative working relationships with others. A solid team player who diligently follows through on team expectations.Accomplished Loan Officer who consistently exceeds sales goals while offering the utmost care in client relations. Excited and motivated to help customers build successful financial futures.

Highlights

Shipping and receiving

Cell: 754-***-**** adhy2j@r.postjobfree.com

Accomplishments

Reduced shipping operating expenses by 39%, while maintaining shipping volume and accuracy.there were many areas of shipping errors costing the company expensive fuel,overtime pay and damaged productsAchieved [39% accuracy during 1989-2001 my audit of inventory savings restocking -keeping unit warehouse facility.current with a higher profitable margin resale of goodsPromoted to manager within 1year with direct responsibility for the security and shipment of $13 million in inventory.Managed and stayed within an annual budget of $1.4 millionPrepared pallets by following prescribed stacking arrangement and properly tagging pallets for their city destination for deliveryAssembled product containers and crates,in the warehouse .Recorded numbers of units handled and moved, using daily production sheets or work tickets.Packed containers and re-pack damaged containers.Connected hoses and operated equipment to move liquid materials into and out of storage tanks on vessels.

Experience

Warehouse manager/Driver April 1974 to November 1983 Leaseway transportation - hunington park, Ca.

I have worked shipping &receiving in warehousing for 9 years with Albertsons,Luckys and Leaseway transportation trucking,

loading unloading trucks pulling orders from the warehouse lining the orders up for proper delivery sequence,pricing stocking inventory control,ordering,and routeing all the deliverys for 15 trucks to delivery management and training..

Safety-oriented

I followed all safety guidelines and trained new employees the responsibility of practicing safe working practice and procedures ..

Production scheduling

I tracked all orders for deliverys on time and made sure all deliverys that needed to be rescheduled were met..

Investment Broker April 2001 to July 2013 Diversified Resources group - LA, Ca. Assisted senior-level credit officers with complex loan applications.Adhered to all federal and state compliance guidelines relative to retail mortgage lending.Interviewed an average of 20 mortgage loan applicants per month.Performed daily maintenance of the loan applicant database.Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.Received sales Award for a 85% rate of closed loans.Educated customers on the variety of loan products and available credit options.Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.Exceeded quarterly sales goals by 40%.Effectively managed more than 287 client relationships.Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.Researched insurance information and flood certificates.Built knowledge about latest banking products and services through college certificatesProvided expert financial advice on mortgage and both educational and personal loans.

Mortgage loan originator August 1999 to April 2005 United Mortgage - LA, CA Provided expert financial advice on mortgage and both educational and personal loans.Built knowledge about latest banking products and services through college coursesResearched insurance information and flood certificates.Executed the loan origination process, including ordering credit reports, appraisals and preliminary title reports.Performed ceiling maintenance of the Treasury Management Auto-pay product.Exceeded quarterly sales goals Effectively managed more than 176 client relationships.Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.Educated customers on the variety of loan products and available credit options.Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.Interviewed an average of 18 mortgage loan applicants per month.Adhered to all federal and state compliance guidelines relative to retail mortgage lending.Assisted senior-level credit officers with complex loan applications.

January 1989 to January 1992 Leaseway Transportation

January 1993 to January 1997 LockHeedmarten Aerospace

January 1997 to January 2005

I started my own business construction company.

Luckys and Albertsons supermarkets.Maintained accurate stock records and schedules.Selected products for specific routes according to pick sheets.Key member of global distribution operations team, which coordinated shipments across [] countries.Processed customs duties and fees quickly to release international shipments.Reduced operating budget by 32% and misships by 13% by implementing new policys and procedures..Negotiated bulk shipping discounts with contracted carriers.Evaluated operational records and made scheduling adjustments to maximize efficiency.Unloaded, picked, staged and loaded products for shipping.Conducted monthly, quarterly and yearly inventories of warehouse stock.Reported inventory balances and cycle counts in both the ERP and WMS systems.Drafted budgets, monitored warehouse costs and reduced expenses by 16%.Oversaw warehousing and storage practices and housekeeping.Established transportation cost standards and economical shipping practices.Received incoming shipments and reviewed contents against purchase order for accuracy.Verified proper temperature levels on all inbound merchandise requiring refrigeration.Rotated stock by code and receiving date.Created and managed departmental budget of $1.4millionEntered data into quickbooks to load and manipulate data and to produce reports.Followed proper selection procedures as established by the company.Transported goods from racks, shelves and vehicles.Installed protective bracing, padding and strapping to prevent shifting and damage to items during transport.Sold supplies, materials and products to installers and subcontractors.Worked at a rapid pace to meet tight deadlines.Verified and recorded the count and condition of cargo received.Removed pallets, freezer boxes and damaged products from returning trailers.Banded, wrapped, packaged and cleaned equipment.Operated powered lift trucks, floor sweepers, pallet jacks and forklifts safely, with a 0% incident rate.

RandysModernDesign Studio fashions Licensed/Registered.

January 2006 to January 2013 Diversified Resources Group Investment Brokerage

Single age 55.

Education

Bachelor of Arts : BusinessManagement/Finance, 1988 westcott - cambridge, mass, US Minor in FinanceCoursework in BusinessManagement 3.5 Coursework in Warehouse Operations 3.4 Coursework in Statistical Process Control 3.2 GPA Coursework in Statistical Process Control Coursework in Operations ManagementTransportation Business coursework..

Affiliations

Organizatios Local 770 retail clerks union and Teamsters union..