Credit Documentation officer
Resume:
RACHEAL IFEANYI OLISE
CREDIT DOCUMENTATION AND IMO SPECIALIST.
73B ELVIS OKONJI STREET, PEACE ESTATE BY ALABUKUN. AMUWO ODOFIN, LAGOS, 100001, NIGERIA.
DETAILS
73b Elvis Okonji Street, Peace Estate by Alabukun, Amuwo Odofin, Lagos, 100001, Nigeria
************@*****.***
Date of birth
8th August 1986
LINKS
SKILLS
Fast Learner
Ability to Multitask
Ability to Work in a Team
Communication Skills
Ability to Work Under Pressure
Adaptability
Decision Making
HOBBIES
Networking, Creativity and Reading motivational books, amongst others.
LANGUAGES
English
PROFILE
An experienced Credit Risk Officer with over 8years of experience in the financial industry. A current Assistant Manager with expertise in Credit Documentation and extensive Credit related experience ranging from constitutional, contractual and security documentation preparation in line with approved credits and Banking Offer letter for facilities, to consistent monitoring, tracking and reporting of expired documentations.
Absolute dedication to providing high-quality customer(s) and relationship management services to ensure closure and availability of facilities with excellent communication skills.
EMPLOYMENT HISTORY
Specialist, Client Delivery (Integrated Middle Office) at Standard Chartered Bank Nigeria., Lagos, Nigeria
July 2019 — Present
●Provide quality support and advice Relationship Managers within the lending units on all documentation related matters.
●Service delivery and advice to Corporate & Institutional Banking and Commercial Banking Clients, for channel activation enquires, trainings and other related issues.
●Perform end to end orchestration across all processes and services managed by IMO.
●Working closely with Stakeholders and value chain to deliver excellent client services.
●Provide insights and suggestions to improving processes, identifying opportunities to streamline and ways to promote standard work and best practice.
●Perform Credit documentation activities for deals flowing from Corporate &Institutional Banking, Commercial Banking, and Business Banking.
●Conduct Credit documentation Checks O. Outputs and implement appropriate and effective changes.
●Escalate and enforcing of Compliance requirements and follow any other relevant internal controls and procedures as they relate to products, processes, policies and regulations.
Credit Documentation Officer at Standard Chartered Bank Nigeria, Lagos, Nigeria.
November 2013 — June 2019
●Provides broad relationship support for both, multinational and local franchise in all product areas for credit-related matters. which includes credit documentation processes; reporting and ensuring sustainable controls and compliance with global credit policies.
●Works closely with and supports the Country Risk Managers, Relationship Managers, Finance Managers, Credit Analysts and senior management in managing and mitigating credit risk.
●liaising with internal external legal counsel for effective resolution of documentation issues.
●Prepare, Receive, review and ensure accurate and safekeeping of credit, and collateral documentation; which also involves recording of documentation items and collateral tracking systems in line with credit policies.
●Ensure established processes are followed; including collateral management and registration in credit systems, marking of facilities as available based on credit documentation requirements, follow-ups on exceptions.
●Implementation of procedures for documentation custody and monitoring; contribute to standard processes design.
●Review of facility data in approved credit systems; support business on portfolio related activities including CA preparations and update of credit information in credit systems.
●Take ownership of the data and ensure correct updates in various credit & operation systems. Understand data flows for all data element categories; investigate and resolve the underlying causes of errors.
●Prepare, update and review of month-end Cross Border submissions, reports and information for portfolio reviews whenever required.
●Ensuring timely communication of documentation deficiencies and expiry of security documents to the business and credit and regular monitoring to ensure follow-ups for corrective actions.
●Escalate detected exceptions per policy and address recurring exceptions. Implement process changes to correct technical exceptions and mismatches.
Documentation Officer for Credit Risk Control (Nigeria, Gambia and Sierra Leone) at Integrated Corporate Services Limited. (seconded to: Standard Chartered Bank Nigeria), Lagos, Nigeria.
August 2012 — November 2013
●Lodgement and safe keeping of all client’s documents.
●Preparation of facility letter and other Contractual and Security Documents.
●Regular archiving and accurate review of all facility documents and process implementation to facilitate activation of client’s fund on approved loans.
●Daily, Weekly & Monthly review of Early Alert and Collateral Management System reports.
Customer Service and Transaction Officer (Relief staff) at Integrated Corporate Services Limited, Lagos.
January 2012 — July 2012
●Giving out of debit cards to Customers.
●Keeping and maintenance of customers file/forms.
●Tending to customers enquiries in a timely and professional manner.
●Bulk teller cash deposits receiver.
●Opening and maintenance of customers Banks accounts.
●Ensuring prompt service delivery while servicing and maintaining customers’ accounts.
EDUCATION
Master’s in Business Administration University of South Wales, Cardiff
February 2017 — October 2020
Bachelor of Science in Accounting, Delta State University, Asaba. Nigeria.
January 2006 — December 2009
Award and Nominations, Lagos
Award:
Global Risk Operations Achievers award (Highflyer-individual Excellence category).
Nomination:
High performance Staff (Credit Risk Control)
Professional Qualifications, Lagos
Nigerian Institute of Management (Chartered)
Association of Certified Chartered Accountant. (member in view)
REFERENCES
References available upon request
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