Attorney Legal

Jose A. Despian, Jr.

**** **** ******, ***. **, Bronx, New York 10460-5925 • 917-***-**** • adhszt@r.postjobfree.com

Professional Summary

Attorney with broad understanding of the business nature and transactions that occur within large, sophisticated financial services firms. Performed extensive due diligence on corporate transactions including structured finance, asset-backed securities and mortgaged-backed securities. Possess strong functional knowledge of U.S. banking rules and regulations and the technical knowledge to review and advise on a wide range of issues, including legal entity status and classification of funds. Viewed as an expert who will provide guidance needed to meet present and future financial regulatory requirements. Effective counsel for clients throughout the De Novo Banking process, commercial lending and negotiation and drafting of various contracts and agreements. Team leader and liaison between bankers, accountants and lawyers.

Legal Experience

Davis Polk LLP New York, New York

Document Review Attorney (Contract, Cadence Counsel) November 2019-April 2020

Conducted a first level review of documents, using Relativity, as part of an anti-trust litigation matter.

Reviewed documents for responsiveness and privilege, and coded accordingly.

Milbank LLP New York, New York

Document Review Attorney (Contract, Beacon Hill Staffing Group) September 2019-October 2019

Conducted a first level review of documents in a pharmaceutical lititgation matter using Relativity.

Reviewed documents for responsiveness and privilege, and coded accordingly.

Milbank LLP New York, New York

Document Review Attorney (Contract, Beacon Hill Staffing Group) May 2019-June 2019

Conducted a first level review of documents using Relativity.

Reviewed documents for responsiveness and privilege, and coded accordingly.

Weil, Gotshal & Manges LLP New York, New York

Document Review Attorney (Contract, KLDiscovery) February 2019-May 2019

Conducted a first level review of documents in a securities litigation matter using Relativity.

Reviewed documents (such as emails, financial statements, presentations, etc.) for responsiveness and privilege, and coded accordingly.

Harris Beach, PLLC New York, New York

Document Review Attorney (Contract, The Forum Group) September 2018-October 2018

Conducted a first level review of documents using document review software.

Sidley Austin LLP New York, New York

Document Review Attorney (Contract, Update Legal) July 2018-August 2018

Conducted a first level review of documents using Relativity.

Reviewed documents (such as emails, financial statements, presentations, etc.) for responsiveness and privilege, and coded accordingly.

Paul, Weiss, Rifkind, Wharton & Garrison LLP New York, New York

Document Review Attorney (Contract, KLDiscovery) May 2018-July 2018

Conducted a first level review of securities litigation documents using Relativity.

Reviewed documents (such as emails, financial statements, presentations, etc.) for responsiveness and privilege, and coded accordingly.

Linklaters LLP New York, New York

Document Review Attorney (Contract, Strategic Legal Solutions Inc.) September 2017-December 2017

Conducted a first level review of documents using document review software.

Reviewed documents (such as emails, financial statements, presentations, etc.) for privilege, and coded accordingly.

Cravath, Swaine & Moore LLP New York, New York

Document Review Attorney (Contract, Special Counsel Inc.) April 2017-July 2017

Conducted a first level review of securities litigation documents using Relativity.

Reviewed documents (such as emails, financial statements, presentations, etc.) for relevance and/or responsiveness, and coded accordingly.

Bank of America New York, New York

ISDA Negotiator (Contract, Strategic Legal Solutions Inc.) February 2017-April 2017

Re-negotiated and re-papered Bank of America’s Credit Support Annexes which fell in scope for the ISDA Working Group on Margin Requirements margin rules (NY and English law).

Analyzed and resolved technicalities arising in the course of negotiations. Built productive relationships with key stakeholders and relationship managers.

Seward & Kissel LLP New York, New York

Corporate Due Diligence Attorney (Contract, Update Legal Inc.) June 2015-January 2016

Performed a keen review of operative documents for numerous corporate transactions including structured finance, asset-backed securities and mortgage-backed securities. Worked closely with law firm partners.

Abstracted relevant and pertinent information to the proposed corporate transactions and inputted data into spreadsheets; as well as identified any potential obstacles presented within the transactions.

Morgan Stanley New York, New York

Vice President-Financial Control Group December 2009-March 2015

Advised, counseled and liased with attorneys of internal Business Units regarding bank regulatory compliance:

oMorgan Stanley Investment Management (including funds of funds business, private equity and real estate investing): Found 258 of 460 legal entities satisfied permissibility and control analysis after working with counsel to learn fund formation and structure.

oGlobal Wealth Management: Reviewed 1200 Van Kampen Unit Investment Trusts by liaising with counsel within the Trust division and filed 1200 FR Y-10 reports. Determined Functional Regulator Status of acquired funds.

oMorgan Stanley Investment Management: Determine Functional Regulator Status of funds.

oGlobal Structures Products (GSP): Analyzed, under the Bank Holding Company Act (BHCA), 600 legal entities formed and maintained under the GSP business unit including New Market Tax Credits, Low-Income Housing Tax Credits and Alternative Energy investment vehicles, and reviewed operating agreements and other legal formation documents to determine control.

oRegulation W and Principal Investments: Created monthly audit process and accompanying procedures guide to identify new Principle Investments and examination of those investments for Regulation W status, resulting in improved efficiency for Legal and Compliance division.

Performed legal analysis of private equity, alternative investment and merchant banking funds.

Shared responsibility for global management of firm’s 5200 legal entity structure and 1700 related qualifying investments. Maintained knowledge of new banking legislation and respond to day-to-day policy issues within the firm.

Handled all post-filing responses to FR Y-10 related inquiries from the Federal Reserve Bank of New York.

Co-led examination of 400 Municipal Tender Bond Options under Regulations W and Y qualifying criteria, including gathering and reviewing legal documents, arranging meetings with Municipal Tender Bond Option subject matter experts, and actively participating in all analytical discussions.

Evaluated legal documentation for various types of domestic and foreign business entities.

Examined and summarized the legal structure of the firm’s principal investments and determine their compliance with the affiliates requirements of Regulation W.

Performed control and permissible activities analysis under BHCA with respect to De Novo transactions, strategic acquisitions and investments and ongoing operations. Prepared non-financial regulatory reports to Federal Reserve, including FR Y-10, FR Y-6 and Schedule 4K reports and support FR Y-12 filings.

Goldman Sachs Group, Inc. New York, New York

Bank Regulatory Attorney (Contract, UpdateLegal, Inc.) June 2009-December 2009

Conducted legal entity review in connection with the firm’s Federal Reserve reporting requirements pursuant to Sections 4(k) and 5(c)(1)(A) of the BHCA.

Performed control and ownership analysis of subsidiaries to assist with preparations of FR Y-10 reports.

Reviewed formation, governance and equity ownership documentation for corporations, LLCs, limited partnerships, statutory trusts and numerous foreign legal entities within the firm’s legal entity structure to determine the financial and non-financial nature and how and why they were created.

Analyzed Form 10-Ks, 10-Qs and other SEC filings to determine the applicable SEC reporting status of various indirectly owned subsidiaries.

Provided timely responses to questions on data and the structure of existing subsidiaries controlled by Goldman Sachs.

Frieri Conroy & Lombardo, LLC Cranford, New Jersey

Associate Attorney January 2007-May 2008

Professionally represented and achieved results for commercial lenders in approximately 35 complex commercial real estate transactions.

Acted as outside general counsel, providing legal counsel concerning day-to-day operations issues to numerous new, small and mid-size community banks; reviewed and negotiated licensing and service agreements between corporate clients and potential vendors, suppliers, licensees, and distributors.

Offered key legal input to various aspects of private placement offerings after researching the SEC 1933 and 1934 Acts, FINRA Conduct rules and BHCA.

Participated in the drafting and ensured accuracy of Offering Circulars and other offering documents.

Performed Blue Sky Law research and state registration of securities, thus ensuring client’s compliance with states’ securities laws and rules.

Counseled and informed financial institutions on sensitive banking regulatory laws and matters to ensure regulatory compliance. Successfully prepared analysis memoranda on bank issues.

Provided clients with results-oriented counsel in all phases of the formation and licensing of new banks.

Assessed accuracy and adequacy of interagency and state charter forms including all supplemental documentation.

Performed comprehensive reviews of financial institutions' internal policies and procedures.

Education

Roger Williams University School of Law Bristol, Rhode Island

Juris Doctor September 1999-May 2003

University of Scranton Scranton, Pennsylvania

Bachelor of Science, Criminal Justice September 1995-June 1999

Bar Admissions

New York: Admitted November 2010

New Jersey: Admitted December 2005. US District Court of NJ, Admitted February 2006

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