Judith Hart

adhp0f@r.postjobfree.com 201-***-**** Ridgefield Park, NJ

Benefits Professional with over 20 years of extensive Benefits experience with expertise in all benefit areas. Subject matter expert in all aspects of Medical, Dental, Vision, ADA, ADAAA, 401(k), Pension, Stock Plans, Short Term Disability (STD), Long-Term Disability (LTD) and Family Medical Leave Act (FMLA) benefits for union, non- union, executive, and expatriate plans.

PROFESSIONAL EXPERIENCE:

Luxoft Global USA, Inc. - - New York, NY 2019-2020

Benefits Specialist

Managed 401k Audit.

Managed all benefit programs for US, Mexico and Canada

Managed Medical, Dental, Vision, Life, COBRA, HIPAA, FSA, STD, FMLA and COBRA, EEO, ADA OSHA programs.

Managed the overall Open Enrollment process. Collaborate with Corporate Communications to brand benefit communications.

Analyzed policies and recommended changes to ensure compliance with local and state laws.

Esttablished vendor and broker relationships to assist with compliance and regulations

Assist new hires in enrolling in company benefits. Processed family status changes.

Reconciled vendor billings and updated budget spreadsheet

Managed Wellness programs.

Israel Discount Bank - New York, NY 2018 - 2019

Benefits Specialist (Contractor)

Managed Employee and Retiree Benefits including medical and prescription coverage. Managed Medical, Dental, Vision, Life, COBRA, HIPAA, FSA, STD, FMLA and COBRA, EEO, ADA OSHA programs. Managed Wellness Programs Saved $650,00 per year by closing company Pension Plan that was frozen in 2016.

Saved 20 hours of benefit administrative data entry per month by outsourcing all benefits administrative processes.

Assist the Retirement Board that overlooks fiduciary compliance for Pension Plan and 401k Plan.

Sourced benefits vendors and analyzed pricing, plan design, utilization, claim costs for self-funded plans for annual renewals resulting in a 3 % savings in cost from prior year.

Researched employee benefits and made recommendations on pending legislative actions.

Manged Wellness programs such as Go Red, Weight Watchers at Work, health initiatives and other financial wellness events.

Maintained Benefits budget for Senior Director of Compensation and Benefits.

Barnes & Noble Education - Basking Ridge, NJ 2016 - 2018

Benefits Administrator

Saved 19% of Benefits budget by managing leave of absence programs in house including intake of claims, STD, LTD, ADA and WC and report salary continuation pay to Payroll Department.

Solicit Insurance companies for quotations and make recommendations to management.

Managed vendors and brokers of record for all benefit plans.

Identified necessary changes to business processes to endure efficient and accurate workflow.

Benefits team representative for UltiPro conversion from PeopleSoft.

Saved Benefit budget 4% by sourcing benefit vendors and analyzed pricing, plan design, utilization and claim costs for self-funded plans.

Maintained Benefits budget for Senior Director of Compensation and Benefits.

Mack-Cali Realty Corporation - Parsippany, NJ 2015 - 2016

Senior Benefits Administrator

Implemented benefit files for benefit plans freeing up 10% of monthly data entry workload.

Oversaw FSA, Tuition Reimbursement Program and Transit Program.

Managed Medical, Dental, Vision, Life, COBRA, HIPAA, FSA, STD, FMLA and COBRA, EEO, ADA OSHA programs.

Sourced benefits vendors and analyzed pricing, plan design, utilization, claim costs for self-funded plans and saved 4% from prior year.

Completed form 5500. Calculated pension figures for retirees and coordinated the yearly mailing of Pension Statements with Pension and 401(k) administrators. Reconciled 401(k) trust statements and 401(k) deductions to payroll wires. Funded Pension Plan as directed by Pension Committee and established a Qualified Pension Plan Trust.

Consultant at firms like Sills Cummis & Gross P.C, United Water, Inc.; Daiichi Sankyo, Inc. 2014 - 2015

Senior Benefits Analyst/Administrator/Leave of Absence Specialist

Assisted in the outsourcing of company leave of absence program saving over 8% in administrative costs.

Prepare company for the inception of ACA form 1095.

Managed lump sum pension program offered to retirees reducing pension by $17MM and saving $200K per year in administrative costs.

Collected, analyzed and presented to HR Director monthly H&W metrics. Calculate costs for business units and per employee per month. Report monthly costs to Finance.

Updated SPD's and other plan documents.

Assisted in the outsourcing of company leave of absence program saving over 8% in administrative costs.

Administered all leaves of absence programs including STD, LTD, FMLA, WC, NJFLA, and reported salary continuance deductions to Payroll. Explained statutory benefits to employees and tracked for organization to recoup.

Jamison Properties, LLC - Ridgefield Park, NJ 2012 - 2014

Senior Benefits Administrator

Wrote and implemented company HR/Benefits policies and procedures for small startup company.

Developed Summary Plan Descriptions (SPDs) and supported employees with claims, assisted employees with self-service systems especially during high peaks of open enrollment.

Pirelli Tire - NYC, NY 2010 - 2011

Benefits Manager/Project Specialist

Managed the HR function at New York executive facility for Pirelli Tire as HR Benefits Manager.

Designed health and wellness plans and vendor performance evaluation systems.

Demonstrated negotiation skills by reducing Health Plan Renewal from 22.5% to 9.5% for 2011. Saving amounted to over $900K for 2,000 employees.

Wallenius Wilhelmsen Logistics - Woodcliff Lake, NJ 2007 - 2008

Benefits Specialist

Analyzed health and welfare claims experience. Suggested plan redesign saving 6% of budget.

Managed Medical, Dental, Vision, Life, Consolidated Omnibus Budget Reconciliation Act (COBRA), Health Insurance Portability and Accountability Act (HIPAA), Flexible Spending Account (FSA), STD, FMLA and COBRA, Equal Employment Opportunity (EEO), and Americans with Disabilities Act (ADA) programs. Responsible to meet management targets for renewals saving 6-10% per year.

Implemented an electronic paperless open enrollment process in liaison with vendor saving over 12% in data entry costs.

Oversaw all 401(k) and defined benefit functions, including SPDs, Summary Annual Reports (SARs), Summary of Material Modifications (SMMs), 5500 filing and performed 401(k) Discrimination Testing.

BMW Of North America – Montvale, NJ 2002 - 2006

Benefits Specialist/Generalist

Reduced STD claim duration by 17.5 days and STD incident duration to 19 days below industry average in first year as STD Analyst.

Saved $500K by implementing light-duty return to work policy for disability for managers at 13 sites.

Managed 13 employees in HR functions at satellite sites concentrating on STD management.

Managed Medical, Dental, Vision, Life, COBRA, HIPAA, FSA, STD, FMLA and COBRA, EEO, ADA OSHA programs.

EDUCATION:

St. Peter’s College – Jersey City, NJ

B.S. in Business Management

COMPUTER SKILLS:

MS Office (Word, Excel, PowerPoint, Outlook), ADP HRB, ADP Workforce Now, PeopleSoft, Lotus Notes, Ceridian Source 500, UltiPro

CERTIFICATIONS:

Human Resources Management Cource, Certified Employee Benefits Specialist (CEBS)

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