Personal Profile
Energetic and highly motivated business professional seeking new challenges and frontiers, driven by daily challenges faced in the market. Comprise strong will power and determination, strong believer of team management and hard work. Driven by sturdy analytical and forward thinking, having able to plan and execute strategically the given task, keeps up well with staffs and clients.
Functional Skills
Gold Loan
Audit
Customer Service
Branch Operations
Loan Documentations
Sales Support
Team handling
Experience
MANAPPURAM FINANCE LTD.,
Vellore
Industry: NBFC
Position: AsstMangerSales&Operations
Duration: (Jul 2011 to OCT 2012)
Job Responsibilities:
Branch operations & Cash Verification
Documentation work & Branch Accounting
KYC Verification
Gold Appraising & Handling the product of gold loan, Debentures,
Money transfer, insurance, forex & Pan Card service as per customer requirement &6Domestic Money Transfer.
MANAPPURAM FINANCE LTD.,
Chennai
Industry: NBFC
Position: Branch ManagerSales& operations
Duration: (Oct 2016 to Jan 2017)
Job Responsibilities:
(Branch Manager (Manappuram Finance LTD)
Loan approvals from login to disbursement, with proper document Verification.
KYC verification & cross check the details.
Taking care of audit queries & maintains good scores.
Handling the operational issues.
Follow up NPA, Margin breach, matured case & maintain good branch portfolio through collections.
Verify the cash & forward the daily database to HO.
Check the branch accounting & Maintaining Petty cash.
Assisting customer with queries, request & complaints.
Handling the operations of Home loan, LAP & Auto loan in branch (Verified the application & document with proper KYC and find out the CIBIL scoring
And forward for final approval to credit team if required or deviational raised)
Delinquent management of branch
Sales support for the business of Gold loans, Home loans, Insurance, & LAP.
MANAPPURAM FINANCE LTD.,
Bangalore
Industry: NBFC
Position: Area Manager Sales & Operation
Duration (Feb 2019 to Nov2020)
Nov 21 to till date, Hubli region
Job Responsibilities:
(As an Area MangerManappuram Finance Ltd)
Team handling (10 branches more than 60 staffs)
Collate Hourly MIS and forward to HO.
Daily branch visit & submit branch report.
Make the team to achieve theirtarget, support them as back bone & Achieve the given target
Take care of region audit query & operational issues.
Monitor NPA & Delinquent management (30, 90, 120 & 150 DPD’s) in branch wise.
Handling the Money Transfer, Domestic Money Transfer, Insurance & Home Loan & LAP (Login verification, PD arrangements for Credit team, Case comfort discussion, Support for Final disbursement & look the collections)
Achievements:
NCD Achiever Pan India Topper FY 2010 To 2011 (Manappuram)
Overall Top Performer FY 2018 To 2019 collateral Growth (Manappuram)
Over all Top Performer in Karnataka Regions at present.
Educational Qualifications:
Pursued MBA in ANNA University CHENNI ( MAILAM ENGG College ]Year of Passing : 2009 )
Pursued BBA Thirukovilur College of Arts& Science College Thirukovilur(Year of Passing:2007 )
High School passed in GovtHr.Sec.School,,ThirukovilurVillupuram(DT)( year of Passing 2004 )
SSLC passed in GovtHr. Sec.School,,ThirukovilurVillupuram(DT)( year of Passing 2002)
Computer Skills:
MS Office & Internet
Personality Traits:
Positive Thinker
Straight Forward
Strong Analytical & problem solving Mentality
Preferred Skills:
Team Handling
Branch Operations
Achieving orientation
Analytical Skills
Understanding of customer & market dynamics
Language Known:
Tamil, English ( Read, write & Speak )
Personal Summary:
Nationality : Indian
Father’s Name :Pachiyappan.B
Marital Status : Single
Sex : Male
Date of Birth :11-11-1986
Declaration:
I declare that the information furnished above is true to the best of my knowledge and
belief.
Date : KALAIDAVAN.P
Place:
KALAIDAVAN.P
Email: adhm4j@r.postjobfree.com
Cont No: 979*******