M a t t h e w C. W a l k e r

Matthew C. Walker *

adh056@r.postjobfree.com • 609-***-**** • https://www.linkedin.com/in/walkermatthewc Professional Experience

Fulton Financial Corporation - Mt Laurel, NJ September 2016 - July 2020

Senior AML Regulatory Compliance Investigator

Creating/Documenting SARs to FinCEN based on manual/automated referral channel after determining if suspicious activity is present.

Investigates cases including, structuring, layering, wire transfer, commercial loan payments, rapid movement of funds, etc. Investigation sometimes leads to the recommendation of account closure while corroborating with the BSA Officer.

Leveraged additional external resources for investigations, including bank personnel contact, client contact, 314(b) information sharing requests and law enforcement contact to aid in investigation process. Huntington National Bank - Columbus, OH April 2016 – September 2016 Senior AML Investigator, SAR Team (Consultant)

Creating/Documenting SARs to FinCEN based on manual/automated referral channel after determining if suspicious activity is present.

Leveraged additional external resources for investigations, including bank personnel contact, client contact, 314(b) information sharing requests and law enforcement contact to aid in investigation process.

Serve as a subject matter expert on AML related issues, while conducting Quality Control over AML output to ensure accuracy in accordance with internal SLA’s/Regulations and participating on committee that presents high risk customers to Senior Management.

Executed appropriate investigation follow-up, including potential account closure for customers that exceed internal risk tolerance

Actively involved in wire operations, quarterly PEP reviews, and the research/analysis of the more complex high risk customer candidates through public records, media or other research tools including performing enhanced due diligence on high risk individuals and businesses

Discover Financial Services - New Albany, OH May 2015 - April 2016 Senior AML Investigator, QC, Testing and SAR Team (Consultant)

Creating/Documenting SARs to FinCEN based on manual/automated referral channel after determining if suspicious activity is present.

Conducted transaction activity reviews across various financial products, while documenting findings in accordance with policy.

Leveraged additional external resources for investigations, including bank personnel contact, client contact, 314(b) information sharing requests and law enforcement contact to aid in investigation process.

Thoroughly documenting non-SAR decisioning in accordance with policy and regulation, including auditing customer accounts, documenting unusual activity and escalating non-AML related fraud investigations. Activities involved divulging into all internal customer account activity at Discover (Savings, Credit Card, Checking, Money Market, etc) and determining source of ACH and funds.

Serving as subject matter experts for peers/junior investigators, while maintaining enhanced awareness on increased instances of fraud. Promontory Financial Group - Denver, CO March 2015 – May 2015 AML Compliance Quality Assurance Analyst (Consultant for Citigroup)

Collaborated on Citigroup’s Private Client/Asset Management group to consult on a large scale, hard deadline AML project for their Latin American clients, reviewing tax haven transactions, cash to monetary instruments, and customer account profiles.

Maintained the client onboarding lifecycle by liaising with internal and external counterparts, ensuring the accuracy of client static data and metric, resolving other potential issues, and escalating high risk clients when necessary.

Performed comprehensive internet searches, Lexis Nexis, Dun & Bradstreet, and World Check/Compliance checks while remaining knowledgeable in sanctions compliance to synthesize concise reports that articulate the finding of the analysis and objectively recommend action be taken to resolve identified concerns.

Conducted detailed forensic analysis on larger sets of transactional data potentially encompassing years of account history, while identifying potentially suspicious activity present in a customer file. Conducted enhanced due diligence and case investigations by comprehensively researching bar records of attorneys, Secretary of State registration records for domestic entities, and negative news. JP Morgan Chase & Co - Newark, DE/New York, NY June 2013 – March 2015 AML Due Diligence/KYC Analyst

Collaborated with Global Financial Crimes Compliance, supporting the Know Your Customer (KYC) programs, covering both global and business-aligned functions. Served as Quality Assurance analyst for KYC, Client On-boarding and AML team

Identified and ensured inclusion of requisite entities to be researched during the review process, including detailed review of financial data such as tax and asset records.

Data analysis and manipulations across multiple systems and spreadsheets to perform desired outcome including utilizing external vendors systems, such as custodian BONY.

Advanced excel usage including financial analysis (pv, fv), statistical/data analysis (ANOVA)(STDEV)(IF), creating drop lists to pull data from other workbooks. Basic skills such as AUTOSUM, VLOOKUP, and data entry tools also utilized. M a t t h e w C. W a l k e r

Matthew C. Walker 2

State of NJ Dept of Community Affairs – ReNewJerseyStronger - Egg Harbor Twp, New Jersey February 2013 - June 2013 Project Coordinator and Case Manager (Consultant)

Determine eligibility and compliance for a federal grant for Hurricane Sandy Victims, including compounding and cross referencing financial data, income verification, maintenance of legal forms and excel calculations.

Work with Hurricane Sandy victims & contractor to reconstruct home with available grant money placed into escrow account. Wildwood Police Department - Wildwood, New Jersey December 2007 – August 2011 Police Officer

Deter street crimes through community policing, investigated crimes while constructing diligent reports

Accomplished in the areas of affecting large drug arrests, including successful presentation in front of Grand Jury Academic Achievement

University of Delaware Newark, Delaware

Bachelor of Arts in Psychology May 2011

Bachelor of Arts in History May 2011

Minors – Economics

Atlantic Cape Community College Mays Landing, New Jersey Associate of Arts in Psychology, Education, Social Studies, Sociology May 2009 – July 2013 Associate of Sciences in Liberal Studies, Economics July 2011 Internships

World Trade Center of Delaware - Wilmington, Delaware International Business Coordinator

Assisted small to medium sized businesses in becoming familiar with international trade fundamentals such as importing/exporting, foreign policy, establishing business contacts & partners in foreign markets, & international credit lines.

Attended multiple training conferences intended for professionals to become acclimated with int’l trade fundamentals Law Offices of Michael J. Onifer, III, P.A. – Elkton, Maryland Legal Assistant and Analyst

Preformed legal research while analyzing and evaluating factual information relevant to assignments

Prepared, evaluated, and negotiated legal matters while making recommendation regarding appropriate strategy.

Prepared and evaluated legal documents for clients and the courts, including obtaining document signatures, time stamps, and notaries. Other responsibilities include disputing opposing legal fees and negotiate contracts. Licensure and Skills

Exposure to SAP and Oracle. Proficient in IBM Lotus Notes, SPSS, Apple Software and a Microsoft Certified Professional (2007).

Director of independent University of Delaware Alumni association, tasks including fundraising, web design, financial consolidation and governance. Organization runs several events each year generating over $50,000.

Heavy excel experience include creating functions, pivot tables, basic macros, drop lists, v-lookups, etc.

Maintained an international independent internet eBay business and website for wholesale and retail sales.

Understanding of HyperText Markup Language (HTML), including the management of several independent websites

Basic understanding of written and oral Spanish

Lifeguard Certification, NAUI SCUBA Certification, AED, CPR, First Aid certifications from the American Red Cross

Currently enrolled in completing the CAMS exam, expected completion of June 2017 Activities and Awards

Sigma Kappa Delta English National and Phi Theta Kappa International Honor Societies

University of Delaware - Men’s Crew Team, Division I Rower

Staff Writer, The Review – University of Delaware Student Newspaper

Director of Finance – University of Delaware Men’s Crew Alumni Association – http://delawarecrewalumni.com

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