Joan C. Powell

** ******** *****

Rochester, New York 14624

585-***-**** (home)

585-***-**** (cell)

Email: adgz4z@r.postjobfree.com

Summary of Qualifications:

Provide guidance to prospective borrower(s) to obtain the best mortgage program for their mortgage needs.

Analyze borrower(s) financial status, credit, property evaluation, title commitment, clear deficiencies gather other pertinent documents, submit to Lender to obtain approval. Follow through the entire mortgage process to scheduling their closing.

Experience, knowledge of mortgage programs, Consumer Lending programs and Lender requirements

Knowledgeable in mortgage software, computer programs including Excel, Word, Power Point, Publisher, Quicken

WORK EXPERIENCE

RGRTA

ADA Certification Assistant

Hired as an employee May 2020 to present

Staff Today Inc.-RGRTA 2019-to 2020

Rochester, New York

ADA Coordinator Assistant

Work closely with ADA Coordinator

Take calls from potential customers

Review applications for Access transportation within the ADA guidelines

Determine if additional documentation is required, generate notices to consumer for follow up

Enter information into computer systems

Prepare letters to customers regarding determination

Randstad- Maximus 2017-2018

Rochester, New York

Verification Document Administrator

Working with NYSDOH

Reviews documents within the Marketplace

Makes decision to validate or invalidate

Generates notices to consumer to follow up

Escalate to other departments as necessary

Fast paced deadline oriented

Execute complex tasks simultaneously

Randstad- Corelogic 2016-2017

Rochester, New York

Tax Research Specialist-REO

Researched for current and or delinquent via website, phone contact with agency, investor, fax

Researched for any liens on property, water, sewer, etc.

Prepared and disbursed payments accordingly

Carmax

Rochester, New York 2014-2016

Professional Sales Consultant

Greeted potential customers

Guided customers through their search, financing and closing

Joan C Powell

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Phillips Lytle LLP 2011-2012

Rochester, New York

Commercial Post Closing Clerk

Ordered payoffs as required

Prepared closing packages for various Lenders

Scanned documents into computer

Burned CD’s of closed loan documents to submit to Attorneys

Closing USA 2010-2011

Rochester, New York

HUD Preparer, Review Title, Verify Tax Assessments

HUD 1’s for various Lenders

Reviewed title commitments to insure ownership

Cleared deficiencies

Verified taxes with County Tax Assessor

Checked for any tolerance issue

Sutherland Global Services 2009-2010

Rochester, New York

Processor, QC Auditor for PHH Mortgage

Checked for any tolerance issues

Audited completed closed document

Adelphi Funding, Inc. 2000-2008

Rochester, New York

President/Broker of Record

New York State Banking Department Registration

Ambassador Group Inc. of New York 1991-2000

Rochester, New York

President/Broker of Record

New York State Banking Department Registration

EDUCATION

Control Data Institute

Millburn, New Jersey

Computer Programming degree

American Institute of Banking Courses

Fundamentals of Supervision

Law and Banking

Bank Management

Public Abstract

Certificate of Participation-Paralegal workshop

Memberships and Achievements

Association of Mortgage Bankers

NY Association of Mortgage Brokers-Board of Director

WNY Association of Mortgage Brokers- President

Real Estate Sales License, New York State

NYS Department of Banking Mortgage Broker Registration for 19 years

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