CURRICULUM VITAE

Akram Jan Salam

Mobile No : +919*********

E-mail ID : adgw3a@r.postjobfree.com

E-mail : adgw3a@r.postjobfree.com

5+ years of experience in AML – Compliance.

1+ years of oversears (U.A.E) experience.

Graduation in Commerce.

Total 12 years of experience in banking domain.

Career Objective

Seek a career that encourages me to constantly improve and increase my knowledge and skills, providing me challenges and opportunity for learning and development. To demonstrate my endless energy and enthusiasm is what I feel will make me a winner in the organization. To make a successful career in Operations by continuously upgrading skill sets and utilizing the same for the organizational growth thus accelerating my personal growth.

Experience Summary

• Current expertise in AML-Compliance Transaction Monitoring and Reporting (STR/CTR/CCR/NTR) to FIU.

• Total 12 years of experience in Banking Domain, activities such as AML Analyst, Operations Control Analyst, Reconciliation Specialist and Operations Analyst.

• Expertise in Rule building for AML Process and performing UAT in the system.

• Expertise in Automating the Regulatory Reporting requirements in the system.

• Proficient in establishing checks and controls on areas of identified high risk processes.

• Expertise in interacting with IT and Vendor to get the required business results.

• Working knowledge of Name Screening and research tool such as Worldcheck. Education Qualification

Course Institution Completion

% of Marks

Bachelor of Commerce (B.com) Bangalore University 2005 64 Pre – University College (P.U.C) Basveshwara Pre-University College. 2002 74 Secondary School Learning

Certificate (S.S.L.C)

Shilpa Shree Convent. 2000 60

E-mail : adgw3a@r.postjobfree.com

2

Professional Experience

Current Employer : Jana Small Finance Bank

Designation : AML Manager

Date of Appointment : May 2018 – Till Date

Job Role and Responsibilities

• Review and analyze transaction monitoring alerts for any suspicious/unusual patterns of activity, utilizing various internal systems, reports and external data sources.

• Timely and efficient reporting of suspicious transactions (STR) to FIU-IND.

• Ensure to maintain the TAT and meet the requirement of the management and regulatory.

• Being SME provide direction and guidance to the team on appropriate action for high risk accounts.

• Assist with money laundering related queries/questionnaires received from Corresponding Banks and other authorities.

• Ensure continues monitoring of IBA rules and updation of thresholds in AML tool whenever required by the business.

• Enusre to do the analytics on volume and aml trends to set the right thresholds for the scenarios as per the business requierement.

• Interacting with IT and vendor to get required business results on AML tool.

• Suggest implementable recommendations to enhance AML process.

• Presentation of KRI on Transaction Monitoring and Name Screening to the Management Committee.

• Performing UAT for Transaction Monitoring and Name Screening process to get the required business results.

Achievements

• Automation of FIU-IND reports (CTR/NTR) through Business Intelligence team to submit to regulatory.

• Implementation of new scenarios in the AML tool for enhance transaction monitoring.

• Process note on handling NPCI alerts to Fraud Risk Management. E-mail : adgw3a@r.postjobfree.com

3

Previous Employer : Abu Dhabi Islamic Bank

Abu Dhabi - United Arab Emirates

Designation : AML Analyst

Date of Appointment : January 2016 – April 2017

Job Role and Responsibilities

• Review and analyze transactional activity for suspicious/unusual patterns of activity utilizing various internal systems, reports and external data sources.

• Investigating/Closing and followup with branches for the AML suspicious cases as per Group Compliance standard time.

• Preparation of MIS- related to Alerts Management.

• Review of Automated Alerts and Completing the tasks within agreed timelines and Turnaround Times.

• Review of Manual Reports assigned & ensuring TAT is met.

• Escalating suspicious cases to Team Two for enhanced investigation in a timely manner.

• Efficient and effective case management. (Quality of cases created, timely follow ups and quick decision making on receiving response).

• Suggest implementable recommendations to enhance Compliance/AML process.

• Provide subject matter expertise within AML unit and to other business units.

• Identify process and control gaps and suggest ways to improve. Achievements

• Implementation of Daily MIS report on alerts for managment, to review overview of alert status.

• Identified the process gap in internal department and implemented “Name screening” as a mandatory step at the time of on-boarding the customer.

E-mail : adgw3a@r.postjobfree.com

4

Previous Employer : Kotak Mahindra Bank

Bangalore - India

Designation : AML Analyst

Date of Appointment : September 2011 – December 2015 AML:

Job Role and Responsibilities

• Review and analyze transactional activity for suspicious/unusual patterns of activity utilizing various internal systems, reports and external data sources.

• Assist in reviewing alerts and provide support on all AML monitoring functions performed by the AML Compliance.

• Perform second level review of Transaction Monitoring cases completed by junior analysts.

• Reconcile new accounts opened and ensure a 90 day review was performed properly on each new account. Escalate any accounts where expected activity does not meet actual activity through the account(s).

• Assist in training of junior team members on Transaction Monitoring processes.

• Document and report Transaction Monitoring application issues to management and system support. Assist with tracking and resolution of the issues/errors. Operations Control Unit (Corporate Office):

The prime role and responsibilities include to build corrective and preventive controls within the identified high and medium risk process and continuous monitoring of the same till such processes are de-risked or bought at the acceptable level of risks. To examine and continuously monitor the bank’s framework of operational management, controls, and governance process.

In addition, recommending additional preventive and corrective controls wherever necessary for improvements in the internal control mechanism of the organization. Job Role and Responsibilities

• Establishing checks and controls on areas of identified high risk in retail banking processes.

• Deploy and formulate monitoring tools for control measures – short term manual control for immediate mitigation of risk and long term for automated control.

• Recommend corrective action to regularize/rectify exception.

• Monitoring accounts with frequent cheque returns.

• Identify areas requiring frequent/ regular monitoring of critical operations. Additional Responsibilities

• Performing User Acceptance Testing for the changes/modifications done in the core banking system.

• Analyzing the audit reports of the branches and preparing the audit review report to implement controls in place.

• Submission of control reports to Audit committee board and Executive Management committee and RBI on monthly and quarterly basis.

• Submission of monthly and quarterly provision requirements to finance department.

• Process study and documentation of various units to identify new control measures and fix gaps.

• Recommend system/process enhancement to provide preventive control. E-mail : adgw3a@r.postjobfree.com

5

Previous Employer : JPMorgan Chase India Pvt. Ltd. Bangalore – India

Designation : Operations Analyst (Reconciliation Specialist) Period of Employment : June 2007 – September 2011

Job Role and Responsibilities

• Prepare reconciliations for assigned accounts in accordance with standards outlines in RCP and Corporate Accounting policies and procedures.

• Communicate with clearing partners to facilitate resolution of outstanding items.

• Identify exceptions to clearing standards on assigned accounts and escalate occurrences to team leader or supervisor.

• Evaluate the performance of team members with the team leader & giving feedback on the same.

• Preparation of RCA for errors after having session with the team.

• Solving queries of team members as well as the domestic counterparts.

• Conducting daily huddles for the team.

• Working on escalated outages & ensure that the team clears escalated items within TAT. Additional Responsibilities

• Research outstanding items for assigned accounts and process clearing entries where appropriate.

• Generating MIS reports on daily basis for the management.

• Documenting Change alerts for the team.

• Helping the team to overcome the process knowledge gap by conducting process related quiz and identifying the learning curve.

Achievements

• Being SME (Subject Matter Expert) conducted refresher trainings for the team.

• Documented SOP’s for the team.

• Initiated MWI/JDI for the team thereby avoiding any errors happening and enhancing the productivity.

• Prepared the Project on capacity planning and Incomnig volume analysis of the team. Reconciliation Tools

• SAP - To Reconcile the Teller cash GL.

• MainFrame – To research on the transaction entered by the teller’s.

• Cash Entry Data base – To post the entries to various General Ledgers.

• Image Viewer – To look into the actual image of the instruments.

• OUT-Look – For communication.

E-mail : adgw3a@r.postjobfree.com

6

Previous Employer : Infosys BPO ltd

Bangalore - Inida

Designation : Process Executive (Reconciliation on Equities) Period of Employment : March 2006 – June 2007

Job Role and Responsibilities

Primary Role

• Being the Controls Analyst with the client, which is a major investment Bank of Switzerland, primary role is Depot / Nostro Reconciliation (Reconciling Equities). Additional Responsibilities

• Sending work distribution of the team, to the client at the beginning of the day, which states who is responsible of which market.

• Reconciliation is done on market specific, and accredited on two major Markets (Zurich & France) and cross trained on AKV / DKV (German).

• Sending daily reports to the client which contains the time taken by each Analyst to clear his/her market & volumes of the market in segregation of risk & Non-risk breaks. Reconciliation Tools

• Lotus Notes – To reconcile the Depot.

• TLM – To reconcile the Nostros.

• SSE (Security Settlement Enginge) – To chek the trades settled.

• Out-look – For communication.

Personal Characteristics

• Good interpersonal skills and ability to motivate people to get the best out of them.

• Excellent communication and presentation skills.

• Willing to constantly innovate and improve.

• Team player with the ability to motivate people.

• Keen understanding of customer and organizational requirements.

• Delivery abilities with an “on-time” ethos.

• Flexibility in terms of adopting to diverse customer requirements.

• Exhibit high energy levels in taking ownership and resolving issues. E-mail : adgw3a@r.postjobfree.com

7

Personal Details

Father’s Name : Salam S.A

Date of Birth : 5th August 1984

Place of Birth : Bangalore

Marital Status : Married

Nationality : Indian

Passport Number : N4189196

Validity : 11.11.2025

Languages Known

Languages English Hindi Kannada

Speak

Read & Write

(AKRAM JAN SALAM)

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