Curriculum Vitae

PRAVEEN KUMAR

Gali No. *, Amit Vihar, Muzaffarnagar (U.P)

Contact No. 863*******

Email Id - adgunv@r.postjobfree.com

CAREER OBJECTIVE

To work in a professional atmosphere and use the skills I have required throughout the years that will challenge me and allow me to grow as an individual. SKILLS AND COMPETENCIES

Home Loan Analysis

Quality Check cum Auditing

Underwriting & Credit policy

Disbursement (Docket & Subsequent)

MIS and Data Management

Checking KYC and CIBIL

Inspection of Legal and Valuation Report

Financial and Property Documents

ACADEMY QUALIFICATION

Degree College Board / University Year

M.A

S.D College,

Muzaffarnagar

Ch. Charan Singh University,

Meerut

2016

B.A

S.D College,

Muzaffarnagar

Ch. Charan Singh University,

Meerut

2014

Intermediate

S.D Inter College,

Muzaffarnagar

U.P Board

2011

High School

S.D Inter College,

Muzaffarnagar

U.P Board

2008

WORK EXPERIENCE : Shubham Housing Development Finance Company Worked as an operation credit officer in Shubham Housing Development Finance Company, Head office, Gurgaon from Dec, 2019 to June 2020.

Job responsibilities:-

To analyse the case structure from login to Disbursement.

To make quality check of sanctioned file.

To check all approval of credit and operation department.

To analyse CAM and financial documents.

To analyse highmark and experian reports.

To check PD report, FCU report and KYCs.

To pursue error in default approvals and deviations as per credit policy.

Evaluate property document, legal and valuation report. WORK EXPERIENCE : India Mortgage Guarantee Corporation Worked as an operation Associate in India Mortgage Guarantee Corporation, Head office, Gurgaon and Noida on the payroll of SineEdge Consulting Pvt Ltd. from Nov 2018 to Dec 2019. Job responsibilities:-

To look after Home Loan product.

To prepare Credit Approval Memo (CAM).

To analyse the bank statement and track of loan of individual.

To analyse the bureau report of individual.

To analyse the credibility of borrower for repayment of loan.

To verify the financial statement of customer.

To maintain MIS.

WORK EXPERIENCE : ICICI Bank

Worked as a CPA Manager in ICICI Bank, Regional head office, Gurgaon on the payroll of I- Process India Pvt Ltd. from Aug, 2017 to Nov, 2018. Job responsibilities:-

To make disbursement Subsequent and docket.

To coordinate with sales, FCU and operation department.

To analyse the financial documents and check the elegibity of Individual

To analyse the bank statement and check track with bank.

To analyse the CIBIL of an individual and firm.

To check the consolidated list of defaulters.

To generate CPCS (Credit Performance Check System) report of customer. STRENGTHS

Independent thought.

Strong collaboration.

Team environment.

Positive attitude.

Smart worker.

HOBBIES

Interacting with people

Social networking

Listening music

PERSONAL DETAILS

Date of Birth 11th Dec 1992

Father’s Name Mr Mahipal Singh

Mother’s Name Smt Suman Devi

Marital Status Unmarried

Nationality Indian

Language Known Hindi & English

SELF DECLARATION

I hereby declare that the information furnished above is true to the best of my knowledge and belief.

Date:

Place: (Mr Praveen Kumar)

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