Mrs. UNMESHA DATTA KUMBHAR

adgs6b@r.postjobfree.com

Contact No.976-***-**** / 992-***-****

Career Objective:

To seek a challenging position in operations/admin. Wherein my past experience in both will help the company & me grow together for better prospects

Experience (4):

Organization: Gruh Finance Ltd.

Duration: Since July 2013 – To Till Date

Designation: Retail Office In-charge (Branch Manager)

Location: Pimpri.

Department: Home Loans

Key Job Responsibilities:

Credit –

1)Enquiry handling, Scrutinizing the documents & guide for Loan eligibility

2)Personal Discussion with customer

3)File sent for an approval & issue sanction Letter

Legal & Technical –

1)Technical Inspection –

A)Compare Construction with as per Plan copy

B)Verified the Demand Letter & Stage of Construction.

C) Visit each log in file for Technical Verification

2)Legal Inspection –

A)Scrutinizing the Legal documents & Provide documents to Advocate for Legal opinion.

Disbursement –

1)Provide disbursement formalities list to Applicant.

2)After receiving Legal make disbursement in to System

3)Handover docket to head office & hand over cheque to Applicant.

Account -

1)PDC Management & ECS Activation

2)Reconciliation

3)Vendor Payment

Marketing –

1)Meet Builder & convince them for sourcing file to GRUH.

2) Recruit Gruh Referral associates for Business development.

Experience (3):

Organization: Diwan Housing Finance Ltd. (DHFL)

Duration: Since AUG. 2011 – To DEC. 2012

Designation: Executive (Operation Home Loan)

Location: Ahmednagar

Department: Home Loans

Key Job Responsibilities:

Maintaining Daily MIS of Sanction Files.

Maintaining Records of Process Files.

Forwarding FI request & Updated records of that requests.

Scrutinizing the documents & other relevant documents required for calculating eligibility of loan.

Issuing the sanction letters after getting approval

Co-ordination between sales, Operation, Credit, Zonal office & service center.

Prepare Disbursement Memo & forward DM’s to Zonal office.

Process sanction Files in system software.

Maintaining several type of MIS.

Hand over the customer’s cheque.

Experience (2):

Organization: Axis Bank Ltd. (AXIS SECURITIES & SALES LTD.)

Duration: Since NOV. 2007 – JULY 2011

Designation: Executive (Operation Home Loan)

Location: Pune

Department: Home Loans

Key Job Responsibilities:

Maintaining Daily MIS of Sanction Files.

Maintaining Records of Process Files.

Forwarding FI request & Updated records of that requests.

Scrutinizing the documents & other relevant documents required for calculating eligibility of loan.

Issuing the sanction letters after getting approval

Co-ordination between sales & Credit.

Process sanction Files in Finnone systems.

Updated records of those Files process in system.

Maintaining Memorandum of Entry Register.

Experience (1):

Organization: ICICI Bank Ltd. (ABSULUTE SERVICES PVT. LTD.)

Duration: Since JAN. 2006 – NOV. 2007.

Designation: Credit Process Assistant

Location: Pune

Department: Home Loans & Two Wheeler Loans.

Key Job Responsibilities:

Maintaining Daily MIS of Sanction Files.

Maintaining Records of Process Files.

Forwarding FI request & Updated records of that requests.

Scrutinizing the documents & other relevant documents required for calculating eligibility of loan.

Issuing the sanction letters after getting approval

Co-ordination between Sales, Credit & Customer.

Process sanction Files in APS systems.

Updated records of those Files process in system.

Preparing various report

Follow – up for various requirements.

Having Loan Approval authority. (Two wheeler Loan).

Educational Qualification:

Post Graduation Diploma In Business Management (Finance) from Pune University.

Passed Master's Degree in Commerce, M.Com from Pune University in the year April 2008.

Passed Bachelor's Degree in Commerce, B.Com from Pune University in the year April 2005.

Passed Higher Secondary School Examination in Commerce from Maharashtra board in the year 2002

Passed Secondary School Examination from Maharashtra Board in the year 1999.

Computer Knowledge:

MS Office – MS-WORD

MS EXCEL

POWER-POINT & INTERNET

Personal Details:

Date of Birth: 24th Oct 1983

Marital Status: Married

Nationality: Indian

Languages Known: English, Hindi & Marathi

Hobbies: Traveling & Leasing Music.

Preferred Location:- Pimpri Chinchwad.

Permanent Address: Flat no- 7, 2nd Floor, Swami Samarth Apt., Near Keshav Nagar Municipal School, Keshav Nagar, Chinchwad, Pune – 411033.

Current CTC – Fixed Pay - Rs. 06,14,000/- + Incentive – Rs. 1,50,000/-

Yours Sincerely

(Unmesha D. Kumbhar.)

Contact this candidate