Manager

I. Service Provider Entrepreneur & Business Owner (2002-2019)

Established and operated Quikcity Express Inc. in 2002, a private messengerial and courier service in the Philippines.

Provided delivery services to 500,000 monthly statement of accounts of subscribers of telecommunication companies and financial institutions.

Operated in all facets of business, i.e., strategic planning, operations, merchandising, and marketing for online community; proficient in customer relations, brand positioning, revenue growth, financial management, driving operational excellence, business development, price negotiations

Oversaw business-wide changes to modernize procedures and organization.

Improved supply chain to reduce materials costs and optimize distribution.

Increased business profits by streamlining processes and trimming unnecessary positions.

Supervised 100 employees

Facilitated over $5 million in annual business

II. Consultant - United Coconut Planters Bank Securities Corp. (1997-1998)

Implemented full automation of the accounting system of its Stock Brokerage operations

Streamlined the treasury operations as well as its securities settlement by integrating overlapping functions.

Installed controls to safeguard the physical custody of Certificates traded daily with a value of One Billion in Philippine peso.

Adjusted salaries of staff to conform with salary structure of the parent company.

Redeployed displaced employees as a result of the streamlining of operations

Authored the Manual of Operations

GERARDO LAZARO

4467 Hanover Park Dr.

Jacksonville, FL

32224

904-***-****

III. Bank of the Philippine Islands

1. Manager – BPI Operations Management Corporation (1996-1997)

Oversaw the operations of all financial functions of six (6) departments namely Central Clearing, Funds transfer, cash center operations & Accounting & Control, Bank Statements and Mailing, Processing Centers for branch Operations

Administered and enforced existing fund management policies and procedures to maintain a favorable financial position.

Streamlined accounting systems & procedures for the accurate & timely preparation of financial and other statistical reports

Prepared detailed variance analysis of department expenses vs annual budget with explanations.

Ensured that receivables are collected on time and placement of excess funds in high yielding and secured investments

Report monthly profitability to the Board of Directors 2. Senior Assistant Manager – Bank Statement Services (1995-1996)

Formulated and organized the spin off of a subsidiary corporation whose main business was to render operations services such us bank check clearing, fund transfers, cash deliveries and deposit pick up, processing and mailing of statement of accounts.

Formulated Accounting Policies for mailing operations of bank statements of bank clients nation wide

Acquired high speed mailing machines

3. Assistant Manager – Loans Operations Department (1992-1994)

• Reviewed and verified borrowers' financials, credit reports, employment histories, property appraisals and title insurance information to prepare loan applications for submission to credit committee

• Responsible for scheduling loan closing and types closing documents.

• Assigns the responsibilities on making contact with borrower, broker, and other specified individuals to arrange the time and date for closing.

• Ensured strict adherence to operational policies, procedures, and guidelines; established strong working relationships with the management and staff.

• Maintains loan information on government ( Central Bank)reporting forms

4. Assistant Manager – Central Cash Operations (1990-1992)

Headed the Cash Operations primarily responsible for the cash inflow and outflow (peso & other foreign currencies) of Metro Manila Branches including ATMs

Automated the cash reconciliation .

5. Assistant Manager - Comptrollers Division (1986-1990)

In charge of taxation, disbursing and financial control units

Streamlined and computerized manual operations such as check preparation and tax filing of branches bankwide.

6. Administrative Assistant – Accounting Deparment (1982-1986)

In charge of the book of accounts of Metro Manila branches

Automated the GL system

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