Resume

Karthik Kasilingam

Kamraj Nagar, Kokri Agar,

Near Sashi Kumar Stores,

Sion Koliwada

Mumbai – 400037

Mob IND No:- 970-***-****.

Mob UAE No :- 056*******

E-mail : adgk66@r.postjobfree.com

Job Objective

Contribute 100% of my knowledge and abilities to achieve the organizations long term plans and goals.

To create a difference in the company with my experience and my ability to learn quickly.

Academic Qualification

Qualification

Percentage

Year of Passing

College/University

S.S.C

II Class

Mar-2007

Mumbai University

H.S.C

II Class

Feb-2009

Mumbai University

B.B.A

II Class

Mar-2012

Mumbai University

Computer Proficiency:

Basic Knowledge in MS Office (Word/ Excel) & Internet

Job Experience:

Company : SMALL BUSINESS FINCREDIT INDIA PVT LTD

Duration : 14th July 2020 To Till Date

Job Description:

CRM/ Gold Loan Officer:-

Monitoring KYC norms.

Checking the purity of gold, valuation of gold as per current Gold rate & RBI Norms.

Sanction of loan against gold.

Monitoring process of opening Gold loan Account which includes Personal Discussion with Customer, verification of Documents & ownership of Gold.

Handling daily cash related all transactions.

Raising monthly bills like Electricity, Rent, Telephone etc.

Sending Legal Auction Notices to all Defaulting Customers

Handling NPA Pool every month with making collection calls to all NPA Customers.

Preparing Auction File Monthly basis which contains Legal proofs of Auction notices sent to

Company : Muthoot Mercantile Limited

Duration : 10th Aug 2019 to 14th Mar 2020

Job Description:

BM :- Branch Manager

Monitoring KYC norms.

Checking the purity of gold, valuation of gold as per current Gold rate & RBI Norms.

Sanction of loan against gold.

Monitoring process of opening Gold loan Account which includes Personal Discussion with Customer, verification of Documents & ownership of Gold.

Handling daily cash related all transactions.

Raising monthly bills like Electricity, Rent, Telephone etc.

Sending Legal Auction Notices to all Defaulting Customers

Handling NPA Pool every month with making collection calls to all NPA Customers.

Preparing Auction File Monthly basis which contains Legal proofs of Auction notices sent to Customers.

Monitoring the process, identifying improvements areas and implementing adequate measures to maximize customer satisfaction level.

Money Gram,Western Union,Xpress Money,RIA Money, Transfast & DMTS Transactions

Total Branch Handling

Company : UNIMONI FINANCIAL SERVICES LIMITED ( Formarly Changed UAE Exchange Financial Services Limited )

Duration : 11th May 2018 to 09 May 2019

Job Description:

BCV/ BCM :- Branch Cheif Valuer/ Branch Credit Manager

Monitoring KYC norms.

Checking the purity of gold, valuation of gold as per current Gold rate & RBI Norms.

Sanction of loan against gold.

Monitoring process of opening Gold loan Account which includes Personal Discussion with Customer, verification of Documents & ownership of Gold.

Handling daily cash related all transactions.

Raising monthly bills like Electricity, Rent, Telephone etc.

Sending Legal Auction Notices to all Defaulting Customers

Handling NPA Pool every month with making collection calls to all NPA Customers.

Preparing Auction File Monthly basis which contains Legal proofs of Auction notices sent to Customers.

Monitoring the process, identifying improvements areas and implementing adequate measures to maximize customer satisfaction level.

Having Knowledge of Forex, DMTS etc

Company : SMALL BUSINESS FINCREDIT INDIA PVT LTD ( Karvy Financial Services Ltd )

Duration : 1st Oct 2015 to 30th April 2018

Job Description:

AS GOLD LOAN OFFICER :

Monitoring KYC norms.

Checking the purity of gold, valuation of gold as per current Gold rate & RBI Norms.

Sanction of loan against gold.

Monitoring process of opening Gold loan Account which includes Personal Discussion with Customer, verification of Documents & ownership of Gold.

Handling daily cash related all transactions.

Raising monthly bills like Electricity, Rent, Telephone etc.

Sending Legal Auction Notices to all Defaulting Customers

Handling NPA Pool every month with making collection calls to all NPA Customers.

Preparing Auction File Monthly basis which contains Legal proofs of Auction notices sent to Customers.

Monitoring the process, identifying improvements areas and implementing adequate measures to maximize customer satisfaction level.

Increasing customer base at branch

Cross Selling of Multi Products: Group Shield Term Policy to Gold Loan Customers from Bajaj Alliance & Reliance. Credit Sudhar to Improve CIBIL Score

Having Knowledge of Loan against Property

Company : IIFL (India Infoline Finance Limited)

Duration : 15th Oct 2012 to 30th Aug 2015

Job Description:

AS GOLD LOAN OFFICER :

Gold Valuation

Customer Handling

Cash & Gold to be reconciled on a daily basis prior to branch closing

Accurate & conservative valuation of gold

MIS preparation.

Cross Selling Products other than Gold Loan

Home Loan

Commercial Vehicle Loan

Loan against Property (Mortgage loan)

Health care, Mutual Fund, NCD, NPS (IIFL + Govt.)

Third party Insurance.

Company : CHAMPAKLAL INDUSTRIES:

Duration : 1year

As a Supervisor

Job Description:

Supervising of all Department Works

MIS preparation

Company : SPANCO CALL CENTRE

Duration : 6 Months

As Tele Caller

Job Description:

Leads Generation, Customer Query handling

MIS preparation.

Other details

Name : Karthik Kasilingam

DOB : 13th January 1991.

Languages Known : English, Hindi, Marathi & Tamil.

Hobby : Listening Music & Traveling

Nationality : Indian

Gender : Male

Status : Married

Date:

Place: Mumbai (Karthik Kasilingam)

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