SUKANTA KUMAR PRADHAN

Mob- 832-***-****/720-***-****

adghx9@r.postjobfree.com

Operation (Finance & Retail)

Client Service (Sales-support)

Functional Management

OBJECTIVE:

To be associated with an organization where I can get ample scope to prove my worth and add value to my activity zone towards the organization and can work with a set of savvy by attainment of organizational goals through innovation, team effort and hard work.

PROFILE:

Having preeminent experience of more than 11+ years in financial & micro finance division with superior job track record.

Qualitative track-record of staffing & managing business start-ups, and growth in the Microfinance/financial and micro-insurance service industry effective as both a leader and as part of a team.

Excellent interpersonal, analytical & negotiation skills with proven track record of developing the business.

Practiced executing multiple project & priorities.

Nabfins Ltd– RFG-MFI (Direct Landing loan & JLG) Branch Manager

NABRD FINANCE SERVICES LTD

01st July 2019-till now Continuing

Credit appraisal of JLG & Direct Landing loans of related branch/Branches with required verification.

Performance review of Branches - disbursements and collections observed carefully.

Pre-disbursement appraisal and post disbursal verification done properly.

Monitoring of concentration of borrowers by villages and portfolio and CD & OD collections.

Visiting MC/branch and supervising disbursement process.

Monitoring of income and expenses and reporting as per process and requirements.

Administration & Manpower Management.

Business expansion: newly expanded the business area in Baleswar Cluster.

Maintain a branch of 3000 client base with 10 crore outstanding in JLG & Direct Landing loan SORO(BALESWAR) area possessed with one branch right now.

Saggraha Manager– RFG-MFI (Individual loan & JLG)

SAGGRAHAMANAGEMENT SERVICES PVT LTD

23rd Dec 2017- 30st Jun 2019

Credit appraisal of JLG & Individual loans of related branch/Branches with required verification.

Performance review of Branches - disbursements and collections observed carefully

Pre-disbursement appraisal and post disbursal verification done properly

Monitoring of concentration of borrowers by villages and portfolio and CD & OD collections

Visiting MC/branch and supervising disbursement process

Monitoring of income and expenses and reporting as per process and requirements

Administration & Manpower Management

Business expansion: newly expanded the business area in ganjam Territory.

Maintain a branch of 3000 client base with 7 crore outstanding in JLG loan Aska(Ganjam) area possessed with one branche right now.

ASMITA MICRO FINANCE LTD(Assistance Branch Manager)–MFI (Individual loan & JLG)

ASMITA MICRO FINANCE LTD

18th Oct 2009- 24th Mar 2017

Business & Productivity

Starting business in a new village: Village appraisal and preparation of the approval.

Monitoring of associate’s activities and productivity

Preparation of disbursements documents, withdrawal of money from bank and disbursal to customers

Meeting with all OD customers on a frequent basis

Coordinating with Legal and Branch Head for action follow-up

Carry out in depth credit appraisals for both individual loan (I.L) & joint liability group (J.L.G)

Ensure timely reporting and meeting key deliverables from branch.

branch portfolio with the loans Ensured 0 % arrear centers an outstanding of 2.5 crore & 2000 loan clients in JLG .

People & Branch Administration

Providing feedback on a daily basis to the team and timely resolving of their problems

Monthly reviewing of the team and suggesting areas of improvement

Motivating and helping each member of the team for improvement both at personal and professional level.

Staff mapping with well organized planning in order to minimize over dues in Sambalpur region..

Managed 30 associates based out different locations of W.B for smoother operation in terms of Insurance.

Preserve rapport with the Core Business Team by providing them the timely support

Focus on empanelment of new hospitals into the network group and building a good rapport with them to reduce reimbursement cases, leading to a smoother process flow through cashless treatments to better serve the clients.

Process Re-Engineering by managing efficiencies through strong data management like age, plan type, relationship etc. to avoid further discrepancies

Monitoring over all functioning of process and identifying improvement areas and implementing adequate measures to maximize customer satisfaction level.

Process adherence on Surrender & death claims disbursements & within the Low TAT.

Managing TIRs, processing of the death claim, reverts, payouts, endorsements within the TAT

Publishing dashboards/MIS/Quality Checks/Key Metrics related to Insurance Operations.

ACHIEVEMENTS

Awarded as Star performer being provided 500 customer in March’2017.

Got 1 promotions in 3 months.

ACADEMIC CREDENTIALS

M.A – Oriya –Bhanja Bihar University (2010)

BA – Oriya(hons) – Utkal University (2006)

+2 – CHSE -P.B.B Mahabidyalaya (2002)

HSC (High School certificate) – BSE,Odisha (2000) Nilakantheswar Bidyapitha, Kumaranga sasan,Banpur

PERSONAL DOSSIER

Current Address : At-Gobindapur PO- Banapur,Khurda, Odisha- 752031

Date of Birth : 25th May 1985

Language Known : English, Hindi & Oriya

Marital Status : Married

Take action. Start working on improving your achieve today, not tomorrow.

Sukanta Kumar Pradhan

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