First Name: Kerry
Contact Number: 073-***-****
Residential Address: 145 Dromedaris Street, Witpoortjie, 4180
Nationality: South African
Identity Number: 771***-****-***
Language Proficiencies: English and Afrikaans
Martial Status: Single
State of Health: Very good
INTERESTS: Meeting people, reading, spending time outdoors.
POST MATRIC QUALIFICATIONS: Retail Insurance Qualification Passed –
NQF 4 (153 Credits) July 2015
RE1 Exam passed (Regulatory Exam) - KEY INDIVIDUAL – September 2014
RE1 Exam passed –(Regulatory Exam) –
REPRESENTATIVE July 2013
NCA accredited – Passed IOB exam 2012
Regent Certificate of Accreditation – Feb 2013
Adcover/ Deposit Cover (Short term insurance), Lifestyle Protection Plan (Long-term insurance)
Diploma in Industrial Relations
Diploma in Human Resource Management
Allenby In-Home Study
June 1997 – July 1998
Subjects: Industrial Relations 1 & 2, Labour Law, Human
Resource Management, Principles of Business
Communications, Principles of Business
Education: National Senior Certificate
Roodepoort College 1995
Subjects: Business English, Business Afrikaans, Information
Processing, Office Practice, Accounting (Pastel),
Computer Practice, Word-perfect 5.1, Database,
National Intermediate Certificate
Roodepoort College 1994
Subjects: Business English, Business Afrikaans, Business
Practice, Accountancy, Computer Practice, Typing,
Art of Entertainment, Career Orientation
Full Time Employment: Capcubed
Position: Bond Conversion –
Feb 2019 – to present
Responsibilities: Prepping and getting all documentation together for the banks for bond submission. Sending deal to capturers to get deal submitted to banks. Following up with banks to get final grants keeping the consultant informed of the progress at all times. Fighting for rates and getting deals granted as quickly as possible.
Full Time Employment: Hampsons Auto
16 January 2012 to April 2016
Shirley Heidtman F&I manager
Gareth Hampson Dealer principal
Position: F & I Manager – since Jan 2013
Responsibilities: Doing applications with clients, telephonically or in person, submitting apps to the banks. Getting answers from banks. discussing approvals with clients. Selling additional products (Top up, credit life, Warranties, service plans, Insurance etc). Re-questing settlement letters, Getting contracts ready from the banks, signing up the clients explaining everything to them, all disclosures etc. Doing needs analysis, getting payment from the bank for the sold vehicle. Storing all documents pertaining to the transactions as required by law. Always been legally compliant, ensuring that I always act in a fit and proper manner. Ensuring that we comply with FAIS, FICA and NCA at all times.
All other adhoc duties.
Position: Accounts and admin administrator, Jan 2012, then promoted to F & I Manager (Finance and Insurance)
Responsibilities: Vehicle Administration – stocking of new and used vehicles, making orders and costing out orders on vehicles, invoicing out vehicles to banks /individuals/ fleets/Dealers etc. Transferring of vehicles between branches. Creating customers and account numbers on system. Managing of floorplan facilities (ensuring that vehicles are paid on time by due dates to avoid interest penalties), doing the EFT’s for payments of vehicles and settlements. Checking payments of payments of vehicles that we have sold (checking payment received from deposit from clients and checking that we receive payment from the banks that financed deal) Requesting Natis docs, doing thank you letters to customers. On Saturdays doing petrol sheet balancing. All other adhoc duties.
Temporary Employment: Timber Logistics
1 September 2011 to 13 January 2012
(temping while lady was on maternity leave)
Position: Reception / Admin – accounts clerk
Responsibilities: Handling the switchboard and reception, capturing all data relating to the vehicles (km’s, trips, petrol, tyres, etc), capturing all purchases of fuel, tyres etc. Ordering of fuel, assisting with all other admin functions
Reason for leaving: This was a temporary position, was offered position at Hampsons
Full Time Employment: Fred Lemmer Estates / Scottburgh Holiday Letting
February 2011 to June 2011
Position: Managing the holiday letting department
Responsibilities: Making all the bookings for all the holiday units (49)
Managing the cleaning team to ensure that the units where always ready for guests to book in and again checking the units and have them cleaned again when guests booked out. Arranging and ensuring that all maintenance was done on the units for the owners.
Doing the accounts. Getting moneys from the guests, paying the necessary expenses, reconciling each owners account and paying the owners their portion. Doing the banking. Paying of the cleaning staff salaries. All other adhoc duties to ensure that the guests and owners of the units where kept happy.
Reason for leaving: Wanted to try find something that paid better.
Full TimeEmployment: Imoza
August 2008 to January 2011
Position: Office Manager – Bond originator
Responsibilities: Starting up the company, putting all procedures in
Place, managing all the office functions
Receiving new bond applications, checking for all the
Required documentation. Checking that the clients
Qualified for the bond in terms of his income and his
Expenses etc. Capturing the applications, submitting
The applications to the banks and motivating them if
they were declined. Once the applications were
sent to the bank, following up on them daily,
motivating, and chasing the deals to get final grants
as quickly as possible with the best possible interest
rates by doing rate concessions. Once the bonds
were approved, getting them to the attorneys and
registered as quickly as possible. Through out this
whole process, giving all the relevant parties (estate
agent, purchaser, attorneys etc) feedback and keeping
them informed daily on the progress of the deal.
Sorting out all queries. Updating all schedules and
Spreadsheets daily. Arranging meetings.
Going out and trying to get business in by doing
Presentations at the attorneys or companies etc.
Reason for leaving: Relocated to Scottburgh
Full Time Employment: SA Homeloans
February 2008 to June 2008
Position: Bond Consultant – Property Finance Consultant
Responsibilities: Bringing in applications to do new loans or Switches. Marketing, doing presentations for clients, getting all documentation together, etc. Sales
Reason for leaving: Got a good job offer from one of my previous managers from Mortgagewarehouse to start up Imoza with him.
Full Time Employment: Mortgage Warehouse
April 2005 to February 2008
Position: Bond Consultant (Team leader for bond processing –agencies)
Responsibilities: Managing the processing of the bond applications.
Ensuring that all applications are submitted to the
Bank as quickly and correctly as possible. Ensure
that the agents are updated daily on their applica-tions so that they are aware of the status of their files
At all times. Ensure that all applications that go through to the bank are of high quality (clear, that the client does qualify, that the clients are clear on itc and that the amounts applied for are correct. If the client does have bad itc record or return debits on account, assist in motivating this to the bank). Once the applications are at the bank, ensure that if the bank requests additional information, that this is indeed what is required and that it gets forwarded to the bank as quickly as possible. If its documents that the bank doesn’t require to motivate. To assist with any queries with the banks or with the agents and generally making sure that the department runs smooth.
Also have to manage the Attorney Follow Up department, ensuring the applications are followed up until registration to ensure that the agents are paid their commission straight after registration with no delays. Also responsible for doing audits on all the processes in the company, ensuring that everything runs smoothly and looking where there is room for improvement. Also responsible for doing appraisals on my subordinates and ensuring that they get all necessary training etc.
Reason for leaving: Company was busy retrenching and got a good offer from SA Homeloans
Full Time Employment: Chaseveritt / PA Better Bonds February 2004 to April 2005
Responsibilities: Submitting bond applications to various banks. (All
Westrand, Midrand and Development applications.)
Applying for rate concessions at the banks and
getting the best rate possible. Following up with the
bond applications with the banks. Getting Aprovals
in Principle, chasing up on the valuations and getting
the final grants. Contacting the client as well as the
agents on a daily basis. Sorting out queries with the
attorneys. Updating schedules for the developers.
Updating files on physical file as well as on Comcor
Courses: Comcor, various home loan products courses from the various banks.
Reason for leaving: Better offer for more money and closer to home from
Temporary Employment: Newsclip (Temporary)
June 2003 to September 2003
Position: System Controller
Responsibilities: Websites – Monitoring various clients websites.
Checking and correcting incorrect clips, ensuring that
Clips have been allocated to the correct clients and
are in the correct categories and sub-categories.
Scanning, cutting and pasting clips were necessary.
Broadcast – Monitoring that all relevant stations and
Programmes have been recorded. Loading of all the
Stations schedules. Doing searches for missing
Summaries. Assisting with the training of staff on the
new systems, monitoring and finding problems on the
Reason for leaving: Was temporary
Full Time Employment: Digital Process Measurement
May 2002 to April 2003
Position: Girl Friday
Responsibilities: Reception – Answering telephone, sending out faxes,
Typing, ordering stationery, petty cash, doing labels,
signing for delivered goods, updating and changing
all company’s forms, updating customer data base,
time keeping of all the staff, formatting disks for
Smartview, assisting with IS0 9001.
Creditors – Processing invoices, issuing stock to the
different stores, counting stock, purchase orders,
ordering of stock where necessary, doing credit
remittances at the end of the month.
Debtors – Invoicing, packing stock and sending out
orders to customers.
Human Resources – Processing staff leave, staff
overtime, maintaining staff files, assisting with
correspondence to U.I.F, SARS, medical aid and
pension fund, doing staff salaries etc.
Courses: Pastel Version 6
Reason for leaving: Wanted to travel while still young
Full Time Employment: Collection and Financial Services
January 2002 – May 2002
Position: Admin Supervisor (Schools Division)
Responsibilities: Updating/maintaining class lists, pupils
information and parents details, maintaining parents
accounts, invoicing and sending out statements,
checking that debit orders are correctly processed,
processing all exemptions, bursaries etc, attending
meetings with School Principals and parents with
regards to their accounts.
Reason for leaving: Was in Braamfontein in middle of town. Got a good offer from DPM in Kyasands – closer
Full Time Employment: Nedcor Bank Limited
Home Loans Clerk – Grade 5
July 2000 – December 2001
Responsibilities: Processing and indexing of New Loans, dealing with
the Attorneys, obtaining all the documents for
Registration, registering the bonds, calculating the
interests, paying out the payments, loading House
Owners Insurance, loading Life Cover and Debit
Orders, working out and following up on Guarantee’s
Sending out letters to clients after registration.
Courses/Training: Induction Course, Arrow Way, Valuing Diversity, Process Culture, CIS Training (Customer info
System), NTE Training (Mainframe), Attorney Link,
Scopus, Work Flow
Reason for leaving: Got a better offer, more senior position from CFS
Full Time Employment: Central Depository Limited
January 1997 - July 2000
Position: Receive Area Custodian
Responsibilities: Receiving, checking of script (gilts), updating script,
Dealing with clients, sorting our queries, manning
the counter, escorting visitors
Position: Safe Float Custodian
Responsibilities: Processing deposits, withdrawals,
Communicating with Banks and Transfer
Secretaries, sorting out queries
Position: Vault Custodian
Responsibilities: Safe keeping of vault keys and combinations, filing
and drawing of script, consolidating, redenominating
and checking of script.
Extras: Typing, photocopying, faxing, phones and assisting
where required. Doing monthly raffles doing Lotto
Numbers and assisting in office functions.
Decorating and organizing food etc for functions.
Reason for leaving: More money and opportunity.
Temporary Employment: First Bowring Insurance Brokers
May 1996 – September 1996
Position: Typist (Windows 3.1)
Assisted in Motor Claims department
Assisted in Marine Claims department
Responsibilities: Typing letters, spreadsheets, office correspondence,
Dictaphone, filing, general office duties
References: Shirley Heidtman – F&I manager
Hampons / Hyundai Amanzimtoti
Gareth Hampson – Financial Director
Carmen Van Niekerk
Finacial Director 071*******
Fred Lemmer Estates
Cein Moller / co-owner
Eddie / David Andrews
Quanita De Jager
Mr Pierre Statio
Digital Process Measurement
Team Leader – Team 13