Eileen Marita
adg8b8@r.postjobfree.com
Has an extensive experience when it comes to Commercial, Conventional and Private Loans while working with Capital One and Retreat Management
Has been responsible for ensuring timely and successful resolution of any risk remediation action plans identified by the assessments completed for the specific engagement
Worked with Credit Ops management to provide accurate business requirements that define the scope of the engagement to make certain the need of the firm are met
Collaborates with internal operational specialists to resolve data discrepancies, identify process gaps and make process improvements
Proficiency with LPS Desktop, MSP, AS400, MS Word, Adobe Acrobat, Outlook and Excel and ability to navigate multiple computer systems
Knowledge of Commercial Lending, AFS, GFS, LIQ, Virtual Vault, Mainframe.
Comprehensive knowledge of FNMA/FHLMC guidelines and Regulatory Compliance
Keep abreast of changes in Federal and State regulations and maintain a working knowledge of products and services
Appraisal reviews
10+ years of experience as a Closing Agent/Closing Specialist within the mortgage industry, I have experience in a multi-state mortgage environment
Proven experience prioritizing projects based upon business demands and multiple requests from various entities in a fast-paced, high-production, deadline driven environment
Proven experience adhering to deadlines and expected delivery dates
Demonstrate ability to communicate, both verbally and in writing, to fellow employees, customers and external vendors in a professional, articulate and respectful manner
Demonstrated ability to handle delicate situations with diplomacy and tact
Proven ability to multi-task, and stay organized in an independent environment
Possess a passion and desire to continuously improve their style and work productivity
Experience with Encompass software application.
Proven experience with a paperless Loan Origination System; experience with Encompass
Experience:
Randstad \ Wells Fargo: Aftermarket researcher January 2011 - oct 2020
Maintaining a strong attention to detail; very organized and analytical; possess an aptitude for figures and accurate data entry ability
Maintain a working knowledge of Federal and State mandated consumer disclosures requirements (such as the Loan Estimate & Closing Disclosure; the Mortgage Servicing Disclosure Statement) remains alert to consumer disclosure issues that arise during loan closing
Maintains a positive and cooperative attitude; have good interpersonal and communication skills; comfortable working in a fast-paced deadline-oriented environment; enjoy multi-tasking; have the ability to change priorities quickly as time-sensitive needs arise; and be able to adapt to a fluctuating workflow, particularly during periods of high loan volume
Proven ability to accurately complete work prior to impending deadlines
Demonstrate experience maintaining a high level of confidentiality. Privacy Policy, which strictly limits the use of, access to, and disclosure of such information
Proven experience working in a collaborative environment; including, but not limited to answering questions and problem prior to Closing.
Ordering and preparation of closing instructions
Preparation of Closing Disclosures
Preparing Closing packages based on underwriting, processing, and investor requirements in accordance with company procedures
Executing company procedures in the preparation of all necessary closing documents required to close and fund residential mortgage loans in accordance with company and investor policies and requirements
Preparing the closing worksheet and completing the pre-closing Quality Control (QC) review of assigned files
Ensuring that all underwriting, QC and closing conditions are satisfied prior to loan closing; and releasing of the closing package to the closing agent
Release closing documents, including all at-closing conditions to the closing agent in accordance with company policies and procedures
Provide funding authorization for disbursement of funds after review of signed closing package. Fund loans and ensure timely delivery of funds to closing
Fielding requests and inquiries from multiple internal and external parties. This position routinely interacts with other company staff involved in accounting, underwriting and processing