M.FARHAN SHOUKAT HAYAT
Contact # (Personal) 055-******* / (Emergency) 050-*******
Email: adg5np@r.postjobfree.com
Location: UAE ( Dubai )
A highly creative professional, with over 9 years of experience in client services, promotions, client relationship management with ability to drive financial products forward through innovative selling technique and personal skills.
Possessing a proven ability to make a strong impact with communication skills and have a flair for resolving issues effectively to match the customer s needs. Have strong product knowledge and currently working as part of a close knit team to ensure that best customer services are provided.
Continuously implementing business guidelines to make sure that organisational and product standards are maintained at all times.
Currently looking for an opportunity as a Manager in retail finance product business in an already successful career.
Occupational Contour
Officer – Online Chat Team
ADCB Bank Duration: November 2016 -- Present
Responsibilities:
Providing online support to customers via the chat feature of ADCB
Answering queries related to Credit Card, Loan, Accounts, etc.
Resolving any complaints or issues that the customer might have
Answering Sales related questions and providing support Senior Officer - Business Support Unit
ADCB Bank (previously Royal Bank of Scotland) – Dubai Duration: Feb2013 – October 2016 Responsibilities:
Processing Credit Card Loans
Processing Balance Transfers for the entire Call centre for ADCB
Maintaining and preparing MIS for the return and the rejected cases.
Maintaining monthly report for total service requests processed by each officer Professional Profile & Value
Cross Functional Experience & Cross Industry Expertise
Maintaining and updating customer database as required Achievement:
Awarded Best Performance Officer for January 2014 & February 2013 Customer Service Executive – Phone Banking
ADCB Bank (previously Royal Bank of Scotland) – Dubai Duration:2012 – Feb 2013 Responsibilities:
Handling inbound calls and solving customer complaints and answering loan queries
Issue resolving related to cheques, accounts
Pushing sales by offering credit card loans and balance transfer on credit card
Making customers aware about of their dues and clearing dates of credit cards
Making customers feel at ease with effective service delivery and thus pushing sales in process
Spends Team Officer
ADCB Bank (previously Royal Bank of Scotland) - Dubai Duration: 2011 – 2012 Responsibilities:
Handled responsibilities in various departments like, like spends,smart payment plan and insurance
Spend Team – informing customers about touch points promotion for which they were selected and encouraging them to earn extra touch points by spending eligible amount on credit card
Customer relationship management
Increasing sales through effective planning and pitching
Advising customers on recent trends and convincing to spend Achievements:
Received a promotion from Portfolio Management Executive
Awarded Best Spend Team Officer
Portfolio Management Executive
ADCB Bank (previously Royal Bank of Scotland) - Dubai Duration: Apr 2010 – 2011 Responsibilities:
Worked in the Smart Payment Plan Team
Encouraging the customers to spend more in their credit card so to transfer transaction from smart payment plan to personal payment plan
Encouraging PPP customers to transfer the due amount to installments
Responsible for selling insurance coverage to credit card holders in the Bank Purchase Officer
Canadian Energy Equipments Manufacturing– Hamriya Free Zone Duration: 2009 - 2010 Responsibilities:
Responsible for negotiating buyer contracts
Responsible for buying products like, flat panel, square hollow sections, alluminium sheets etc.
Responsible for logistic management of these products
Documentations like preparing purchase orders, vouchers etc. Sales Officer Cash Quick
Muraqabat– Dubai Duration: 2008 - 2009
Responsibilities:
Handling and selling products like the remittance cards
Selling and remitting via phone and internet
Fraud Monitoring Officer
ABN AMRO – Dubai Duration: Oct 2005 – Aug 2007
Responsibilities:
Issuing, monitoring credit cards and verification of transactions via credit card/debit card/ATM card by using “Delta” software
Detecting suspicious transactions and blocking cards
Responsible for unblocking, re-issuing credit cards
Also been provided the access for Lotus Notes upon experience for healthy banking interaction with heads of departments, colleagues and staff members
Handling return mails and PIN Statements and updating database with changes
Preparing and maintaining MIS reports and scrutinizing CDM reports Academic Qualifications & Certifications
National American University - USA
BBA
Skyline College – Sharjah, UAE affiliated to (National American University – USA) Intermediate – Science
GCE –Ordinary level
Oxford University Board, Cambridge & London University – UK Personal Skills
Proven Leadership Skills
Attention to detail
Strong Communication & Interpersonal skill
Pleasant Personality
Ability to work under pressure
Effective pitching
IT Skills
MS Office – Word, Excel, PowerPoint
Personal Profile
Date of Birth : 1st May 1979
Gender : Male
Nationality : Pakistani
Marital Status : Married
Languages : English, Hindi & Urdu
Visa :
Driving License : Valid UAE Driving License
References
Furnished On Request