Financial Crimes Analyst

Priscille Creppy

Atlanta, GA C : 240-***-**** Email : ****************@*****.***

An AML Compliance Analyst with 5 years of AML experience in regulatory compliance procedures. Strong experience conducting suspicious activity investigations, reviewing currency transaction reporting (CTR’s), global sanctions screening. Proficient in writing Suspicious Activity Reports (SARs), Continuous Activity Reports (CAR’s), analyzing patterns in customer accounts to highlight different AML typologies and reviewing negative feeds of OFAC/Watch List/PEP. Skilled in performing enhanced due diligence on wealth management clients; reviewing KYC documentation and due diligence research for new and existing clients.

Well versed in the use of U.S. Patriot Act, Bank Secrecy Act, AML and OFAC laws to perform investigations. Proficient in proprietary and online software/databases such as Lexis Nexis, Actimize, World-Check, World Base, Clear, MS Office 365, excel, PDF Creator.

WORK EXPERIENCE:

KYC Analyst, Financial Crimes

SunTrust now Truist Financial, Atlanta, GA October 2019 – February 2020

Review all required AML/ KYC Regulatory requirements for all clients and analyzing any transactions that appear unusual based on the customers profile.

Complete Periodic Reviews and Client Profile Updates based upon triggering events to verify they meet established periodic review standards in order to combat financial crimes.

Evaluate transactions and financial statements for money laundering activities, identifying red flag issues to escalate within the high-risk AML framework for further investigation.

Assist with the preparation of risk and compliance reporting to senior management and enterprise risk departments.

Function as a key contributor in divisional meetings working with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards & regulatory requirements.

Ensure compliance with all BSA/AML laws, regulations, guidelines, written procedures; OFAC, CIP, KYC, customer/transaction monitoring.

AML Compliance Analyst

JP Morgan Chase & Co., Newark, DE June 2019 – August 2019

Collected and documented data, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; plus any other required information to assist the investigation.

Reviewed and analyzed transactions, financial statements, and underlying data gathered to assess reasonable cause to escalate an Alert to Investigations or to clear the Alert.

Reviewed and analyzed online banking/ ACH transactions to determine fraud activity.

Developed training modules for incoming new hires and trained analysts in classroom settings.

Dispositioned and fully documented all alerts, including supporting data, analysis and rationale for disposition, within the case management system in a timely manner.

Reviewed negative news and OFAC/Watch List/PEP alerts generated by automated systems.

Built relationships with AML Investigations units, effectively communicating and transferring information for case investigations.

Conducted periodic internal account / customer reviews to identify potentially suspicious activity.

AML Compliance Analyst

Capital One, Hanover, MD July 2017 – June 2019

●Drafted and prepare regulatory reports, Requests for Information (RFI), Patriot Act 314(b) requests, Suspicious Activity Reports (SARs) and after thorough investigations, Continuous Activity Reports (CARs).

●Reviewed KYC documentation and due diligence research for new and existing clients in consideration of temporary exceptions.

●Proactively monitored and reviewed electronic accounts and transaction data for suspicious activity and possible fraud.

●Evaluated transactions and financial statements for money laundering activities, identifying red flag issues to escalate within the AML framework for further investigation.

●Developed training modules for incoming new hires and trained analysts in classroom settings.

●Reviewed negative news and OFAC/Watch List/PEP alerts generated by automated systems.

●Reviewed monthly and daily transaction alerts, client trading activity, client file review, conducted due diligence searches and metrics.

●Investigated international and domestic wire transfers for suspicious activity; terrorist financing and money laundering for high risk alerted transactions for correspondent banking and US dollar clearing.

●Collected and examine financial statements and documents to assist in identifying unusual transaction patterns.

●Provided additional support with the AML compliance organization on more complex issues, including research techniques and capabilities, as well as other solutions.

Enhance Due Diligence Analyst

M&T Bank, Harrisburg, PA December 2014 – July 2017

●Conducted suspicious activity investigations, currency transaction reporting, global sanctions screening, enhanced due diligence, and other AML processes.

●Reviewed transactions for possible fraudulent activity, conducted research, and cleared or escalated the account.

●Prepared and filed Suspicious Activity Reports ("SAR") for accounts which had been identified to have carried out possible structuring or terrorist financing related activity and addressing Currency Transaction Report (CTR) alerts.

●Developed training modules for incoming new hires and trained analysts in classroom settings.

●Performed OFAC and PEP screening of individuals and money service businesses (MSBs), negative news searches, and escalate alerts or other adverse findings to management.

●Verified the accuracy of inputs from bank customers and information in the Main Processing Queues.

●Completed Due Diligence Reviews and Client Profile Updates based upon triggering events.

●Supported the team on additional tasks as well as special projects as needed.

●Ensure CDD information is collected at customer on-boarding, and conduct periodic updates during the customer relationship. (based on customer risk models and in accordance with departmental policies and procedures).

●Provided risk control and technical solution knowledge to ensure due diligence, documentation, audit trails, decisions, and corrective actions met the bank's procedure and regulatory standards.

SKILLS:

Software: World base, World check, PDF creator, Actimize/FCIP, COGNOS, FSD, HOST, Xerox, RDC, DDIQ, Excel, Clear, Lexis Nexis, Sharepoint, Boui, Salesforce, MS Office 365 Word, PowerPoint, Excel, Linux, RHEL 6 & 7, Centos 6 & 7.

EDUCATION:

The Pennsylvania State University - University Park, PA

Bachelor of Science in Human Development and Family Studies

CAMS Certification – In Pursuit

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