Manager Financial

Sean M. Kinard, CAMS

Mint Hill, NC 704-***-**** **********@*****.*** LinkedIn.com/in/sean-kinard-529618124

Global Financial Crimes Compliance

Financial Crimes Compliance Financial Operations Team Leader Subject Matter Expert

Highly skilled financial compliance professional with over 15 years of diverse financial crimes compliance experience, demonstrating a strong understanding of operational and financial systems, offering exceptional analytical, organizational, and interpersonal skills. Adept at analyzing large volumes of data, identifying process improvement opportunities, and presenting advanced solutions and recommendations to executive level management. Skilled communicator and collaborator, with proven ability to interact with people at all levels of the organization, dedicated to exceed expectations in every challenge.

Core Competencies

●Financial Risk Analysis

●Cross-Functional Collaboration

●Technical Acumen

●Team Leadership

●Data Analysis

●Process Improvement

●Financial Fraud Investigation

●Process Management

●Risk Analysis/Remediation

●Procedure Development

●Performance Management

●Compliance

PROFESSIONAL EXPERIENCE

Self Employed

Retail Futures/Options Trader, Charlotte, NC (1/2020 – Present)

Trade in short term futures and stock options derivative products utilizing technical analysis to grow investable assets.

●Establish specific written process of trading derivative products utilizing technical indicators.

●Strictly follow risk management mitigations to reduce large losses and paydowns.

●Created computer logic utilizing established process to be able to trade without being in front of a computer.

●Testing new strategies to create further income streams.

Wells Fargo, Charlotte, NC

VP of Financial Crimes, Wholesale AML Control Assurance Manager (2/2019 – 12/2019)

Demonstrate solid understanding of financial processes through expert data-driven analysis and review of high-risk client onboarding programs, leading team of analysts to evaluate effectiveness of review results. Proactively oversee and assess repository of documentation and review results, providing root cause analysis to governance.

●Developed effective control scripts and best practice processes for program review activities, identify issues and validate problem resolution, ensuring efficient operational AML and Sanctions control.

●Drove completion of 100% of controls testing, review of test results, and timely reporting, leading and mentoring a highly efficient team.

Bank of America Corporation, Charlotte, NC (2005 – 2019)

VP of Global Financial Crimes Compliance, FIU Strategy (2016 – 2019)

Subject management expert collaborating with business partners in development of solutions for AML data and monitoring gaps, establishing and prioritizing improvement strategy initiatives and opportunities to increase efficiency. Utilized adaptive problem-solving skills to identify and resolve issues, measured performance of systems, ensuring all processes and activities complied with policies and procedures. Established and presented solution documentation to FIU executive leadership for awareness and approval. Skillfully oversaw Global Economic Sanctions System Lineage and Customer Interactions quarterly attestation for Consumer Banking.

●Cultivated team collaboration with Consumer Compliance team to produce reports reflecting each banking center risk assessment, assisting Senior Management in AML and Sanctions risk communications.

●Directed and mentored team in strategy initiatives, ensuring high-performing efficiency, and in alignment with solution documentation.

●Completed first review of Consumer Banking Data team data quality, performing continuous transaction monitoring.

AVP, Global Financial Crimes Compliance Manager (2011 – 2016)

Leveraged industry expertise to collaborate with multi-functional groups, to include Payments Processing, Legal, Audit, and Executive Committees, in development of strategies to improve processes and standards to ensure effective fraud and transactional monitoring, surveillance, assessments, AML risk mitigation, and communication regarding retail and commercial banks, corporate, and correspondent bank lines of businesses. Partnered with the Consumer line of business to ensure appropriate AML and Sanctions screening field elements from onboarding systems flow downstream to the Financial Intelligence Unit for effective monitoring and surveillance.

●Acted as the Subject Matter Expert (SME) of the Consumer line of business establishing ongoing periodic monitoring and assessments of front-line unit controls, providing education on AML risks and ongoing updates in establishment of new products, ensuring compliance with internal procedures and regulatory requirements with existing products.

●Monitored existing screening and surveillance controls to ensure electronic payment products (ACH, P2P, Zelle) are capturing and screening OFAC and negative news lists for parties in the payments.

●Audited onboarding of KYC elements regarding consumer credit products (mortgages, etc.) to ensure data is in place to identify our client as well as providing and offering of the products are in line with Consumer compliance regulations (Reg B, Reg, E, Reg, DD, Reg, Z, an UDAAP).

●Developed a routine with Commercial and Investment Banking lines of business regarding Money Service Business (MSBs) and payment processors (PayPal, MoneyGram, Square, Stripe, etc.) to understand agents of these large principal businesses, how to surveille, and overall help to reduce AML risk.

●Optimized compliance knowledge to open and track compliance identified audit issues, implemented controls and processes to successfully achieve risk mitigation and comply with regulations and policies.

●Hosted a routine to continually update management, compliance partners, business partners, legal, and audit partners with ongoing AML analysis and trends, including new industry regulations and enforcement actions, ensuring consistency of organizational compliance.

AVP, Enterprise Compliance Specialist (Community Reinvestment Act) (2011)

Successfully partnered with cross-functional business partners and executives in the review of enterprise wide loans meeting the Community Reinvestment act requirements, developing processes to ensure accurate capture of community reinvestment act elements for government reporting activities. Effectively analyzed and reported data deficiencies, established time frame for resolution, developed controls to retest prior deficiencies.

AVP, Operations Manager (2008 – 2010)

Managed the onboarding and ongoing enhanced due diligence for Money Service Businesses (MSB), staffing, forecasting, and managing resources and capacities for a team of four associates. Created and sustained matrices to measure unit production, developed process for research and resolution of escalated problems, adhering to Money Services Business policy. Continuously updated policies and procedures to remain consistent with Global AML and Sanction screening policies.

Office, Operations Analyst (2005 – 2008)

Education and Credentials

Bachelor of Business Administration – College of Charleston, Charleston, SC

Associate of Accounting – Community College of Allegheny County, Monroeville, PA

Courses: Certified Financial Planner (CFP) Program – Queens University, Charlotte, NC

Masters level courses completed at Queens University, Charlotte, NC

Certifications: Association of Certified Anti-Money Laundering Specialists - CAMS

Proficiencies

Industry: Bloomberg, LexisNexis

Operating Systems: Windows 2010

Office Package: Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Microsoft Access, Microsoft Outlook, Microsoft OneNote, and Microsoft SharePoint

Bank Specific Systems: Legal Entity Onboarding (LEO), Navigator, GDS, CDC, MANTAS, Virtual Vault, AFS, and ACBS

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