Country Head of AML & Compliance

Email: *************@*****.*** Peter Morcos CFE, CAMS, CFCS, CFI, CBP, IFC Cellphone: +1-647-***-**** Toronto, ON

Professional Summary:

Executive crime sector professional ranging from with Fraud, strong AML, stakeholders Risk management briefings and skills, Compliance. I have 9 years Experienced experience with in the independent financial audits, monitoring, regulatory analytical exams functions as well involved as managing with and PCMLTFA, maintaining Sanctions regulatory screening, compliance training, teams, relationship program & wealth management, Banking and Fintech Anti-money companies. laundering (AML) investigations, financial fraud investigations and KYC/CDD in Work Experience:

Country Head of AML & Compliance 07/2019 to Present WorldRemit Senior The • • • • • • • • • • • • • • • • • • • • • • • Head Acted In Providing teams Conduct Arrange Oversee recommendations Exam Ensure Oversee Present Implement Review Implemented Respond Conduct Manage Ensuring As In Identify Train Develop for Bank charge charge a AML/approval senior of all and as of and that and the and the gaps the any and the review ad-Nova Interim branch ATF to INC breaches of of guidance Audit business manager compliance all FIU hoc compliance the update Compliance Transactions Compliance compliance make federal by oversee in Specialist, quality (compliance Scotia Fintech/division’s the policies and and on oversight, and Regional recommendations if and all Audit AML and stakeholders chairman regulatory annual any AML I bi-assurance (supervised agent Scotiabank) corruption policy, annual and training MSB) and charter, (& are and Financial Policies & Monitoring staff plans Head related AML manage risk Risk partners AML processes presented. compliance of RBA, on external exams are division of program assessments Committee regarding the compliance team 3 and customer inquiries Compliance allegations the managers, within Intelligence risk Canadian to globally. team, Procedures)to and resolution country the independent assessment, in the policies agreed order compliance liaise BOD Sanctions interactions from and company, strategic for are each Compliance and wide, ensure regarding Compliance, as Unit to and our of appropriately budgets, AML Privacy, with necessary identify outstanding AML/including banking review, procedures Screening plans, prepare obligations the – and 10 North and CTF & cases same direct AML and and how AML prepare Sanctions partner. with timescales. manual overseas action assess assessed and America the that issues, are to to Committees. Sanctions reports and other keep RFI compliance Special continually impact action plan controls the identified and properly team business in and 05/(compliance local to AML line investigations and plan reputational implement 2018 reported to and with and Fraud updated Regimes without to in 1st units to amend exams international)AML and new 06/risks divisions 2nd risk in 2019 tipping policy Mississauga, requirements units and any associated light line Toronto, audits. (findings. Contract) manuals of risk off. . local/ ON ON

• • • • international Member assessments Reviewing Investigate Conduct improvements AML of and the customer are regulatory testing pilot and creating written provide initiative on transaction new new changes to improve alternative alerts system team that alerts on responsible efficiency implantation impact Oracle options and UTRs to Scotiabank’s and to of enhance achieve for testing and increase potential provide AML changes the compliance productivity Procedures required money feedback to the laundering (end including procedure on result what sectors AML/ risks in which CFT) need AML risk. Email: • Handle commercial Petermorcos89@team and escalations small gmail.business including com cases but and not assess limited for to potential investigating AML High and operational Risk clients, risk complex Cellphone: exposure corporate, +1-647-***-**** Fraud Manulife • • • Work responsibilities Part Review & of AML Bank Closely the outgoing Analyst Unusual with of wires the key (Activity Team client business and lead) provide committee onboarding stakeholders, approval that Teams. discusses for Legal, bank compliance, transactions team to proceed business and decides with management 09/sending 2017 if it’s to reportable. funds. 04/on 2018 fulfilling Toronto, (Contract) ON

• Reviewing alerts on PRM to enhance AML Procedures and file STR or SATR if required.

• Monitoring Transactions on PRM and handling escalation from AML Team overseas in Manila Philippines

• Prepare analyzing investigative transaction case; activity highlight relevant potential to adverse regulatory, money laundering legal, financial and and terrorist reputation financial risk, trends. summaries

• Performs enhanced due diligence on Customers designated by regulators as high risk, such as PEPs Premium Banker / AML Investigations Manager 08/2016 to 9/2017 (Contract) HSBC • • • • • • • Review suspicious/Reviewing accordance Advise Conducted I external Review report Filed investigated Bank Suspicious on 1st and Canada and databases, suspicious line financial AML unusual with analyze analyze defence suspicious investigations the Transaction as transaction patterns compliance the legislation money well on customer’s strategy activity as laundering of Reports reviewing for and activity. incidents monitoring and Retail, of relationship regulations EDDU (STRs) red and and Corporate, and flags while reports terrorist conducting to information with FINTRAC portfolio by onboarding and conducting Commercial FINTRAC, (AML/other internal in with on accordance CTF) money related HSBC OSFI, Internet correspondences, banking financing PCMLTFA in laundering source Canada with research, and transactions. regulatory documents International and and reviewing as globally terrorist required. requirements. for Mississauga, clients to financing internal identify and and ON in Manager, KCL • • • • Performed Managed Performed Proposed Contracting Fraud a and Audit audit group Risk developed on on of Management all data all contracts accounting analysts, Fraud prevention offered assigned analysts to sub system work tasks contractors and in relation kept track and with reviewed of progress sub-contractors invoices for to 01/Fraud minimize 2013 Scarborough, to losses 01/2016 ON Financial Analyst 01/2011 to 01/2013

PJS Imports and Exports Mississauga, ON

• • Analyzed Created an budgets, analytical financial framework reports for and identifying projections and for developing accurate financial reporting growth of financial opportunities. standing.

• Forecasted financial and operating budgetary costs information for scheduled to solve projects problems by strategizing and develop with alternative other departments. solutions Synthesized

• Monitored and analyzed financial, statistical and operational data trends.

• Built and maintained databases for forecasting future financial performance. Education:

Bachelor Davenport of University Business Administration, - Livonia, MI Advanced Sheridan Institute Diploma: of Finance, Technology & Advanced Learning - Mississauga, ON Email: *************@*****.*** Cellphone: +1-647-***-**** Certifications:

Skills: • • • • • • • • Partners, Project Certified Certified Certified Certified Certified Investment Management Financial Forensic Fraud Bitcoin Anti Directors Funds Money Examiner Professional Investigator in Crimes and Canada Professional Laundering Officers “CFE” Specialist “IFC” “CBP” “CFI” “PDO” Specialist “PMP” “CFCS” – In – In progress “CAMS” progress

• • • • • Financial Professional (Oracle, Collection SQL, SAP, watch reporting Highway Oracle) knowledge list system, (Davis of Scion, and Financial Henderson) CDD, software ISM

• World Check (Fraud, AML, Sanctions,

• • Terrorism) Attention Microsoft to Office details, Expert critical (Word, thinker Excel, Languages: PowerPoint)

• • • English French Arabic (((Fluent) Beginner) Fluent) References Available Upon Request

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