DANIEL B. BOWEN

*** ********* ****** *****, ** **463 954-***-**** adf62u@r.postjobfree.com

Skilled business professional with exceptional research and analytic abilities, strong sales characteristics and outstanding writing ability. Former Bank Assistant Vice President and General Certified Real Estate Appraiser in New York and Florida. Personable and articulate, with excellent oral and written communication skills. Very computer proficient, with solid working knowledge of MS Word, Excel, Outlook and other applications.

PROFESSIONAL EXPERIENCE

Organization of Staff Analysts (OSA), New York, NY 2015-2016

OFFICE SUPPORT

Assist Union President on a part-time volunteer basis with a variety of projects. Conduct research and analyses, assist with training for Civil Service Exams, recruit new Union members and perform administrative duties, including updating member list database.

USA Healthcare Group, Boca Raton, FL 2012-2014

HEALTHCARE CONSULTANT, MEDICAL SUPPLY DIVISION

Contacted diabetics and pain patients regarding a wide variety of medical products and services to satisfy their medical needs. Promoted home delivery of products and access to a network of physicians; ensured that patients receive all products, services and benefits they were entitled to through their health insurance. Verified insurance and contact information and educated patients on new technologies.

Amerihope Alliance Legal Services, Plantation, FL 2009-2011

SENIOR CASE MANAGER / MORTGAGE CONSULTANT

Responded to homeowners who required foreclosure defense or other assistance with their mortgage to offer legal assistance. Obtained details regarding current payment status, terms of the original mortgage, monthly income and expenses, loan to value ratio and other applicable determinants to evaluate all available options including a modification or restructure of the mortgage. Successfully sold loan modification and foreclosure defense services.

Independence Community Bank / Sovereign Bank, Brooklyn, NY; Boca Raton, FL 2002-2008

COMMERCIAL REAL ESTATE APPRAISER, 2002-2003

ASST. VICE PRESIDENT / SENIOR COMMERCIAL REAL ESTATE APPRAISER 2004-2008

Appraised a wide variety of income-producing properties in New York City and surrounding areas, including multi-family, retail, office and industrial, both existing and proposed. Researched the market for vacancy rates, market rents, operating expense data and cap rates. Inspected and verified comparable sales data in order to estimate value.

Promoted and relocated to manage newly formed Boca Raton Appraisal Department. Hired and trained staff appraisers. Reviewed appraisal reports for state regulatory and bank compliance. Signed off as review appraiser.

Inspected multi-family, retail, office and other income-producing properties for underwriting purposes. Collected and reviewed due diligence information consisting of borrower and property-specific data and appraisal, engineering and environmental reports. Analyzed market conditions, property income and expenses, asset quality and borrower strength and assisted in determination of reasonable loan proceeds and deal structure. Constructed detailed Excel spreadsheets and assembled loan files for submission to loan committee for approval. Worked in conjunction with mortgage brokers to generate business.

Commercial Real Estate On-Line (“CREOL”), Englewood, NJ 2000-2002

DIRECTOR NEW YORK REGION

Organized and implemented the data collection process for a start up tech company with a subscription based real estate website designed as a virtual site selection tool for the retail industry and a source for listings of retail spaces available in major retail corridors.

Managed ten data collectors and oversaw the process of entering data into the source database in an accurate, consistent manner for uploading to the website.

Assisted in the aerial photography of retail hubs and shopping centers by directing helicopter pilots to specific properties and retail strips and instructing photographers on the shoot.

Instrumental in sales / marketing of product to real estate developers, brokers and national retail chains seeking a presence or expansion in the New York area.

— Foundational Experience —

Brown, Harris, Stevens, Inc., New York, NY

RESIDENTIAL REAL ESTATE APPRAISER

REAL ESTATE SALESPERSON

Appraised coop and condo apartments in Manhattan; assisted in the preparation of offering plans for the conversion of rental buildings to coop/condo ownership. Sold apartments to existing residents and outside purchasers.

Houlihan & O’Malley, Bronxville, NY

COMMERCIAL REAL ESTATE APPRAISER

Appraised a wide variety of commercial properties in New York City and Westchester, including multi-family, office, retail and industrial, existing and proposed.

EDUCATION

Plattsburgh State University of New York Bachelor of Science Marketing, 1987

New York Real Estate Institute Various appraisal and sales courses

Contact this candidate