Senior Financial Analyst

GURPREET (GP) SINGH

916-***-**** ********.*********@*******.***

San Francisco, CA 94118 https://www.linkedin.com/in/gurpreet-singh2504

WORK & LEADERSHIP EXPERIENCE

Noble Profit, PBC San Francisco, CA

Noble Profit is a start-up offering an enabling technology to report Sustainability metrics, ESG, and Impact across industry supply and value chains. It is empowered by Blockchain and Artificial Intelligence for immutable data.

Financial Analyst August 2018 - Present

Build financial models and planning process, identify key drivers of growth, think critically to develop assumptions for top-line projections

Analyze key performance indicators, especially revenue, cost of services, operating expenses and capital expenditures

Manage Book-keeping and set up accounting procedures for vendor payments, payrolls, accounts receivables, and bank reconciliation

Prepare Income Statement, Balance Sheet and Cash Flow Statement and present analysis to C-Suite executives

Create and review budgets; formulate assumptions, trends, and variance analysis

Develop reporting tools and interactive dashboards, delivering impactful and actionable insights that drive decision making, including rate of return, productivity, discount rates, and other key metrics

Collaborate and influence business partners to help them make the best investment decisions by creating new frameworks, building financial analysis, and assessing business opportunities.

Perform rigorous analyses on large, complex data sets and provide strategic insights, hypotheses, and conclusions based upon findings to non-technical stakeholders

Assist in implementing projects by providing with various data, analyses, grant management support and other related provisions

Built Term Sheet, Cap-Table and Business valuation model for fundraising

Suggest and implement technology systems to support the functions of the role

Anticipate internal and external business challenges and actively participate in the management of the business

Any other Adhoc duties as requested by the CEO to support business operations

BNY Mellon International Operations Pvt. Ltd. Pune, India

The Bank of New York Mellon Corporation is a worldwide Banking and financial services company dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle.

Team Leader July 2013 – Dec 2016

Led a Finance Operations team of 15 personnel (12 Operations Executives and 3 Analysts)

Prepared Dashboards reports (MIS/KPI) for monthly, quarterly and annual reporting

Concluded makeover of Trust funds and Structured Finance products

Restructured loan-assets to streamline cash flows which impacted on average 80 – 100 portfolios globally

End to end understanding of Deal Lifecycle Management (DLM)

Key person in testing and implementing new WSO functions in the Asset Admin domain

Prepared Functional documents and represented the team audit and control checks

Played an instrumental role in the completion of Structure Asset Management conversion into a new system

Migrated critical functions in the year 2013 for Pune US Asset Admin team from Houston

Completed the EMEA Ratings project and onboarded the function in EMEA Asset Admin

Represented Pune in the implementation of the Straight-through processing platform for Pune CDO teams

Led projects, internal activities and initiatives to improve the overall quality and client experience

Resolved escalations, operational, technical and complex non-routine client issues

Mentored new staff on quality productions and provided training on advanced topics

Analyst July 2010 – June 2013

Supervised operations team of 12 Executives

Ensured timely delivery of projects and workflow to meet client’s SLAs

Rebuilt cash flows of financial assets to ensure accurate projections for the future

Revised Amortization and Capitalization schedules of the assets held by the portfolios

Concluded makeover of Danube Delta’s CDO; the portfolio’s size was worth $2B, which comprised of ABS’s, MBS’s, bonds, and loans

Built a bilateral operational structure for Amathea Funding and Lending Plc worth $786 M

Ensuring quality work, compliance with process parameters, enhancing team productivity through periodic reviews and sharing best practices amongst team members

Operations Executive June 2009 – June 2010

Prepared portfolio shells on the basis of Offering circular/indenture.

Applied trades for assets (Loans, Bonds, ABSs, equities & Swaps) into the portfolio based on trade documents, Bloomberg and Euroclear.

Serviced and maintained assets in line with agent bank communication and details.

SPECIAL PROJECTS

Tradewinds Investment Management, LP June 2019

Emerging market-focused hedge fund based out of Sausalito, California with an annualized returns of approximately 23% over the period of 20 years.

Subject companies: Adobe (ADBE), Microsoft (MSFT) & Nvidia (NVDA)

Analyzed opening and closing price gaps for a period of 10 years

Conducted statistical analysis; calculated mean and standard deviations to find outliers

Graphical bell curve representation for the data set, explaining the fallouts which were outside the confidence zone

Investigated the reasons for price spikes that were beyond 2 and 3 standard deviations

Summary of results showing the reasons

GGU Endowment Fund: XLK, ADBE & KEM April 2019

University Endowment Fund is established to fund the operations of the school and well-being of its staff and students.

Recommended Buy; Target achieved as per Research Report presented

Analysis of Technology Sector, Semiconductors and Software-Application Industry.

Equity Valuation and Investment thesis. Prepared DCF and Key Comp analysis.

Performed Key ratio analyses like Altman Z-Score and Financial analysis

Prepared pro-forma Profit and Loss statement.

EDUCATION, LICENSES & CERTIFICATIONS

Golden Gate University - San Francisco, CA April 2019

Masters of Science in Finance GPA: 3.95

Certified Financial Modeling & Valuation Analyst (FMVA®)

Pursuing CPA

Pursuing: CFA Level II; cleared CFA Level I in first attempt

Relevant Coursework: Financial Modelling, Financial Reporting & Analysis, Corporate Finance, Statistics & Regression Analysis, Working Capital Management, Business Analysis, Investments and Student Managed Fund.

Laurels: Participated in CFA Equity Research Challenge, competing with local schools, and finished in the top three finalists. Our Subject company was Salesforce.Com, Inc. (CRM)

SKILLS, ACTIVITIES & INTERESTS

Core Skills: Financial Modeling, Accounting, Financial Analysis, Fundraising, Budgeting, Forecasting, Project Finance, Business Valuation, Scenario Planning, Sensitivity Analysis, Investments, Equity Research

Tech Skills: Application: MS Excel & VBA, Google Sheets, PowerPoint, Visio and MS Office suite.

Investment Management: WSO (Wall Street Office), Solvas, FactSet, Capital IQ, Bloomberg and Euroclear.

Accounting: QuickBooks, SAP (FICO)

Database Management: MySQL, SQL-Server

CRM: Salesforce

Reporting & Data Modeling: Power BI, Tableau, DAX, Power-Pivot, Power Query

Languages: English, Hindi and Punjabi

Activities: Former President of GGU Investment Research Club, Networking Ambassador for Office of Student Affairs & Career Planning, Worked Part-Time at GGU’s Records & Registration Department

Interests: Exploring different cuisines, biking and stock picking

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