Manager Analyst

APEKSHA JAIN

Flat *G Block II, Ramaniyam Sanjivini

Apartments, LB Road, Thiruvanmiyur ademi7@r.postjobfree.com Chennai, TAMIL NADU -600041 +91-978*******

CAREER OBJECTIVE

An optimistic, sincere and hardworking individual who can consistently learn, contribute and upgrade the professional domain and who is aspiring to attain a challenging position in a leading organization. PROFESSIONAL EXPERIENCE 5 Years & 3 months

Barclays Shared Services Mar 2017 - Present

Designation : Credit Analyst in Wholesale Lending - Chennai, Tamil Nadu

Part of the Middle Office operations of Barclays PLC involved in Credit Appraisal, Assessment and Monitoring of Corporate Clients for Barclays Corporate Banking across UK;

Appraising prospective clients by assessing financials, business model, cash flows, funding requirements and device appropriate deal structure- facility term repayment mode, security

& credit covenants etc;

Prepare periodic credit applications on existing relationships by conducting financial analysis, ownership & management analysis, industry analysis, competition analysis etc to keep a track on the performance of the client;

Analyze historic and projected financial information to identify key issues, adverse trends and testing compliance with covenants & terms to ensure timely resolution;

Discuss customer breaches of covenants and terms with Relationship Director and make recommendations/ initiate remedial actions.

ICICI Bank Limited Apr 2013 - Feb 2017

Designation : Credit Manager (Grade-MM-I) in Mortgages - Chennai, Tamil Nadu

Assessing eligibility and appraising/ underwriting proposals of applicants based on financial assessment and due diligence for home loans, LAP, Balance transfer etc

Handled a team of 7 CPA’s (Credit Process Analyst)

Managed end to end credit process of high value cases and self-employed profiles. Designation : Credit Manager (Grade-DM-II) in Retail Banking

Risk Assessment, Credit decision making and underwriting Credit Proposals.

Handled a Portfolio of 5 billion across 4 districts independently with no case in NPA Bucket

State FPR for Daily MTD MIS, SOX Compliance, centillion audit and IAD Audits. CA. Akhilesh Rathi of Mass &Co.-Articleship 3 years & 6 months

Participation in statutory/concurrent audit of banks and insurance companies

Tax audit, Filing and computation of VAT returns, service tax returns, return of income etc. ACADEMIC BACKGROUND

Examination Year of Passing Board/University

Chartered Accountant Nov, 2011 ICAI

CS- Inter Nov, 2012 ICSI

B. Com. 2009 Kota University, Kota

HSC 2006 C.B.S.E.

SSC 2004 C.B.S.E.

PERSONAL ASSETS

Good logical & analytical skills and aptitude to work with numbers.

Contribute the best for achieving team and organizational goals.

Proactive, positive approach and able to grasp new, concept and procedures quickly.

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