AML Analyst

MARIO JACKSON

PHONE 214-***-****(C)

E-MAIL *****.*******@******.***

SUMMARY OF QUALIFICATIONS:

Senior Regulatory and Operational Compliance Analyst with extensive AML/BSA Compliance, Data Science, Mortgage Banking (15 Years), Master Data Management (MDM), Fraud, Governance Controls, Business Operational Compliance experience and exposure to Database Administration skills.

Relevant experience includes: Having participated in design of Internal Audit function by LOB. Proven track record as an asset in OCC Mandate Scope Projects, Data Regulation initiatives, AML Alert Back-Log, Service Transfer Due Diligence, Regulatory ‘Look-Back’ reviews and Loss Mitigation default Process. Enhanced risk mitigation efforts with knowledge and professional skills in KYC, OFAC, OSFI, BSA/AML, USA PATRIOT Act, US Treasury and compliance. Able to identify suspicious transactions related to money laundering, fraud, corruption and terrorist financing. Also, able to recognize positive matches and mitigate potential risks for Sanctions, PEP, Adverse Media, Demarked, 314(a), and Ad-Hoc screening utilizing direct experience with regulatory trends. Responsible for ongoing review and self-education of banking regulation changes related to BSA/AML, OFAC and the USA Patriot Act and notifying affected personnel of those changes in order to ensure the Bank is compliant with the regulation requirements.

SIGNIFICANT ACHIEVEMENTS:

Analyze large amounts of data decipher higher risk attributes and disposition appropriately

Screen OFAC and 314(a) alerts and potential matches to ensure Independent Bank is not transacting business with individuals or organizations that have been identified by OFAC or FinCEN

Knowledge of the BSA/AML, OFAC, KYC, USA Patriot Act & amp; CIP requirements

Retail Banking Transaction monitoring experience

Consistently decipher risk attributes (transactional, geographical, product, customer type)

Working knowledge of compliance and operational risk processes

Work cooperatively with business line(s)

Investigate flagged AML system generated alerts

Compose documentation to clearly articulate alert disposition

TECHNICAL COMPETENCIES:

Experience using SQL/Query/MS SQL Server

Configure and administer Master Data Management (MDM)

Access - Power Point - Excel

QUALIFICATIONS:

USAA 04/2020 – Present

(S3 Consulting)

Senior, Compliance Analyst Contractor

Summary of Responsibilities:

Complete projects assigned for controls that need process improvement and pursue remediation efforts to achieve cost savings and improved efficiencies

Collaborate with Line of Business key partners to interview, dissect, translate the process and execute test design

Assist in the design of reports communicating testing results to Compliance Officer(s)

Evaluate existing tests based upon regulatory changes, new products, audit issues, Key Risk Indicators (KRI) and control assessments

Consolidate audit analysis and findings into clear, concise, and compelling presentations.

Develop and execute Action Plans through sound audit trail analysis

CHARLES SCHWAB 02/2019 – 1/2020

(Mindlance Consulting)

Senior, Data Governance Analyst – Data Steward/Metadata- Contractor

Key Accomplishments

Responsible for daily management of contract compliance and administrative responsibility of the governance process. Provides support to the evolution of data management and governance through corporate policy alignment. Excercises understanding of policies provide data management requirements and facilitating an understanding across policy development teams to better align and strengthen requirements.

Summary of Responsibilities:

Establish and administer periodic Governance Reviews/Communications

Schedule Governance meetings

Provide Quality of Service Analysis and Reporting

Manage Procedural Modifications/Processes

Provide support for cost containment/mitigation planning

Advises Program Delivery Executive and the client on the development of new reports as needed

Knowledge and understanding of data governance challenges and approaches: metadata, data quality, and data stewardship

Knowledge and understanding of data management concepts, process, tools, and environments

STRATEGIC STAFFING SOLUTIONS, (CAPITAL ONE) 05/2018 – 2/2019

Senior, AML Alert Analyst – Transaction Monitoring - Contractor

Key Accomplishments

Perform intake controls to ensure all alerts are logged and assigned in a timely manner. Collect and document data, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; plus any other required information to assist the investigation. Review and analyze underlying data gathered to assess reasonable cause to escalate an alert to Investigations or to clear the alert. Disposition and fully document all alerts, including supporting data, analysis and rationale for disposition, within the case management system in a timely manner. Conduct periodic internal account/customer reviews to identify potentially suspicious activity.

Summary of Responsibilities:

Review assigned alerts and conduct appropriate research for both account and customer level to make a determination to close the alert or escalate it for filing of a Suspicious Activity Report (SAR)

Maintain investigation documentation, including alert, investigation, or Suspicious Activity Report (SAR) history; Know Your Customer (KYC) information; relevant account and transaction data; plus any other required information for the investigation

Conduct independent research through Lexis/Nexis, Web and other source

TRELIANT RISK ADVISORS, 07/2016 – 05/2018

Senior, Operational/Data Compliance Analyst – Project Based Contractor

Key Accomplishments

Monitored client's employees for suspicious activity, to determine if the banks employees were conducting business with prohibited entities according to OFAC regulations. Assisted in due diligence review, planning, executing and evaluating internal audits. Identified possible conflicts of interest. Contributed to trial preparation while working under strict deadlines. Conducted legal analysis and due diligence review of corporate communications to detect evidence of patterns of money laundering, suspicious activity, and other material breaches of company policy.

Summary of Responsibilities:

Complete thorough review of loan documents to identify potential areas of compliance vulnerability and risk (Service Transfer Due Diligence – Data Integrity)

Analyze legal documents for accuracy and completeness according to Federal Regulations and Internal Regulatory Guidelines

Communicate findings to uphold fair lending practices and provide guidance to business leaders and compliance staff on how to avoid similar situations in the future - Review robustness of policies governing loss mitigation and perform independent review of loan modifications

CITIBANK, IRVING, TX 02/2015 – 07/2016

(Adecco Staffing)

Anti-Money Laundering Analyst KYC,

Key Accomplishments

Analyzed suspicious activities report and alerts on customers. Conducted Security and non-security sampling using pivot tables; worked on high risk alerts, low priced securities, ATM transactions, Visa and Mastercard transactions, escalations. Used Actimize, CL searches (worldcheck), CMS, string searches to build customer Due Diligence, negative news reports and SARS filings.

JP MORGAN CHASE, Lewisville, TX 08/2011 – 02/2015

Compliance Officer III, Operational Risk Control Design Team - RCSA

Summary of Responsibilities:

Consolidate audit analysis and findings written summary

Suggest LOB Action Plans through sound audit trail analysis

Ensure procedures are being followed and transactions are processed accurately and timely in accordance to Chase, Investor, and Regulatory compliance

Design an execute monthly Regulator testing for CFPB, DOJ and OCC related processes

Complete projects assigned for controls that need process improvement and pursue remediation efforts to achieve cost savings and improved efficiencies

Collaborate with Line of Business key partners to interview, dissect, translate the process and execute test design

Assist in the design of reports communicating testing results to Compliance Officer(s)

Evaluate existing tests based upon regulatory changes, new products, audit issues, Key Risk Indicators (KRI) and control assessments

Consolidate audit analysis and findings into clear, concise, and compelling presentations.

Develop and execute Action Plans through sound audit trail analysis

JP MORGAN CHASE, Coppell, TX 8/2010 – 8/2011

Default Mediation Underwriting Manager, Project Based Contractor - 12 months

Summary of Responsibilities:

Managed a Vendor team of an average of 52 Underwriters/ 3 Team Leads, responsibilities included serving for the high-risk Executive office team, decision Non-Performing loans and determine corrective action, underwriting FHA and Conventional, Residential Mortgages

Provide subject matter expertise for reviewing and evaluating risk on mortgage loans and identify components of loans for potential fraud and perform sufficient meticulous investigative work to resolve issues that were identified

Quality issues and various tests from accounts that have identified as a special project of “Business as Usual”

GMAC MORTGAGE, Dallas, TX 10/2007 – 8/2010

Loss Mitigation Team Lead,

Summary of Responsibilities:

Review high risk, severely delinquent portfolios and high visibility accounts for Loss Mitigation opportunities

Correspond with customers, brokers, title companies and attorneys to facilitate delinquency and problem resolution through contact attempt, consultation, research and collection efforts

Mitigated loss on high risk, severely delinquent and non-performing loans by pre-qualifying and placing customers on foreclosure workout plans such as settlements, loan modifications; repay plans, short refinances and short sales

Support upper level management projects and initiatives and diagnosis opportunities for quality improvement and contributes to implementation of solutions

CITI MORTAGE, Irving, TX 3/1999 – 10/2007

Mortgage Serving Team Lead,

Summary of Responsibilities:

During these 9 years I begin my career with Citi as a Mortgage Collector, Loss Mitigation, Loan Officer and returned to Default Serving as a Loss Mitigation Team Lead.

EDUCATION:

North Lake College, Irving Texas; Mortgage Banking

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