CAREER OBJECTIVE

To seek a position that allows me to use my wealth of business and banking

experience, education and organizational skills to contribute to the revenue and success of the company. Be successful in bringing a high level of expertise and professionalism to the organization and growing in my skill set to be more effective and productive. Create value and build loyalty with clients and employees by understanding and exceeding expectations and making decisions based on personal and professional integrity.

PROFESSIONAL EXPERIENCE

senior portfolio manager, senior vice president, home builder finance group First Tennesse, Capital Bank, First Horizon– Chattanooga, TN June 2018 - April 2019

Assist Home Builder Relationship Managers with underwriting and approval of residential construction loans for large home builder clients in the Nashville, TN and Winston Salem MSA, North Carolina. Review borrower(s) request, financial capacity and wherewithal, evaluate supporting documentation, secure all underwriting documentation to effectively underwrite the master lines and guidance lines from

$3MM to $20MM. Input all information into management systems for processing. senior portofolio manager, senior vice president, private client services, construction lending

First Tennessee—Chattanooga, TN

senior portfolio manager (November 2016 - June 2018) portfolio manager (January 2011 to November 2016)

*Some duties and responsibilities as below due to promotion Assist Private Client Services Relationship Managers with underwriting and approval of residential construction loans for Affluent Clients, in Tennessee, Georgia, Mississippi, North Carolina and Virginia. Review borrower(s) request, financial capacity and wherewithal, evaluate supporting documentation, contracts, plans and specs and review and qualify the general contractor that the clients select. Secure all underwriting documentation to effectively underwrite the construction process and monitor construction progress to completion.

commercial banking manager i, vice president and manager, home builder finance group

First Tennessee—Chattanooga, TN

February 2008 - January 2011

Similar responsibilities as Loan Officer, Construction III. Manage home builder portfolio of residential construction loans in Southeast Tennessee and Northwest Georgia and consumer purpose construction loans for clients of First Tennessee Mortgage Loans and Southeast Tennessee Private Client Services. Establish and maintain relationships with local homebuilders, identify new opportunities, manage day to day servicing requirements on loan portfolio, manage loan risk, promote positive image of company in the community along with other assigned job duties. Supervise other employees in the Home Builder Finance Group to manage past dues, maturities, Watch List Reports and renewals. Analyze credit, collateral, character and condition of client and structure loans. Resolve issues with clients’ accounts. Core Proficiencies

Personal Information

Dennis G.

Tweed

Address:

2419 Daugherty Lane

Chattanooga, TN 37421

Phone:

423-***-****

E-mail:

ade9wa@r.postjobfree.com

Excellent Communicator

Vast Knowledge of Loan Process for

Contractors, Lenders and High Profile

Clients

Coordinating and Constructing

Successful Client Loans

Strong Work Ethic

Assertive and Expeditious Attention

for New Projects, Client Needs and

Requests

Passionate in Creating Solutions that

Enhance Customer Experience,

Process Efficiency and provide a

Cumulatively Proactive Plan

PROFESSIONAL EXPERIENCE (CONTINUED)

loan officer, construction iii

First Tennessee—Chattanooga, TN

January 1999 - February 2008

Manage home builder portfolio of residential construction loans in Southeast Tennessee and Northwest Georgia and consumer purpose construction loans for clients of First Tennessee Mortgage Loans and Southeast Tennessee Private Client Services. Establish and maintain relationships with local homebuilders, identifying new opportunities, managing day to day requirements on loan portfolio, managing loan risk, promoting image of company in the community along with other assigned job duties. Administer and manage construction inspections and disbursements. Visit job sites and monitor progress of completion of homes. Take active role in local home builders’ associations in Chattanooga and North Georgia. Loan officer, construction ii

First Tennessee—Chattanooga, TN

May 1997 - January 1999

Develop new builder relationships, secure new loan revenue and growth through existing relationships. Contact and call on clients and prospects to secure new opportunities. Develop expertise in managing the existing builder portfolio and increasing client base and increasing volume of loans. Solicit plans, specs, cost estimates, coordinate and schedule appraisals, title company documentation and loan closing documents. Prepare approval documents for new loans and renewals. Identify and suggest “cross sell” products including depository products. RESIDENTIAL MARKETING SUPERVISOR, AGL RESOURCES, CHATTANOOGA, TN July 1984 to May 1997

Develop new builder relationships, coordinate utility service with builders and developers for natural gas service to homes and developments. Liaison with customers, engineering and construction departments. Contact and call on builder clients and prospects. Manage incentive programs. Work with local architects and engineers. DISTRICT MANAGER, TENNESSEE VIRGINIA ENERGY CORPORATION, RADFORD, VA July 1982 to July 1984

Managed 30+ employees and responsible for the “day to day” utility operation in five adjacent communities, including construction, service, meter reading, billing, safety, collection, inventory management and engineering. Approximately 25,000 customers. TOWN MANAGER, VOLUNTEER NATURAL GAS COMPANY / TENNESSEE VIRGINIA ENERGY CORPORATION, GREENEVILLE, TN

July 1980 to July 1982

Managed 3 employees and responsible for the “day to day” utility operation in the city, including construction, service, meter reading, billing, safety, collection and inventory management. Approximately 1,700 customers.

ENGINEERING AID / MARKETING REPRESENTATIVE, VOLUNTEER NATURAL GAS COMPANY / TENNESSEE VIRGINIA ENERGY CORPORATION, JOHNSON CITY, TN

May 1978 to July 1980

Co-op while in college. Assisted with engineering drawings and field surveys of utility facilities. Assisted with gas volume dispatching, distribution and monitoring. Assisted with service dispatching. Later, promoted to Marketing Representative. Duties including appliance sales to prospects and clients and coordination of appliance installation and utility service installation with customers and construction departments. Personal Information

Education &

Certifications

Bachelor of Business Administration

East Tennessee State University

Graduated May 1980

Business Management with Minor in

Human Resources Management

Learn to Lien and Stretch across

Borders, National Association of

Credit Management

Commercial Real Estate Forum,

Gulbrandsen Consulting, LLC

Negotiating Skills Workshop, The

Profile Group, Inc. Principles of

Banking, A Tennessee AIB Course,

Chattanooga State

Analyzing Financial Statements and

Tax Returns, RMA Real Estate Law

from A to Z, Lorman Education

Services

Introduction to Construction Lending,

Mortgage Bankers Association of

America

RMA, Various Online Credit Classes

Advanced Loan Systems, Internal

Workshop

Managing Inclusion, Internal

Workshop

Raising the Bar Leadership Training,

Internal Workshop

Tweed

Tweed

Dennis G.

Tweed

Address:

2419 Daugherty Lane

Chattanooga, TN 37421

Phone:

423-***-****

E-mail:

ade9wa@r.postjobfree.com

OTHER INVOLVEMENT, ACTIVITIES AND AWARDS

Active Church Member with Concord Baptist Church since 1985, serving on various committees including Finance, Benevolence, Trustees, Personnel, Children’s and Pre- school, search committee and Deacon Board.

Home Builders’ Association of Southern Tennessee

Board of Directors for 10+ years

President of Associates Counsel

Chairman of Home Show Committee for 15 years

Ralph Chumley Award for Service, Home Builders’ Association of Southern Tennessee President’s Award for service and involvement on several occasions, Home Builder’s Association of Southern Tennessee

Associate of the Year, Home Builder’s Association of Southern Tennessee Committee of the Year, Home Show, Home Builder’s Association of Southern Tennessee

Member of Spike Club for retention and new members, Home Builder’s Association of Southern Tennessee

United Way, Allocations Committee, Chattanooga

Active in Chattanooga Optimist Club, serving on Board of Directors and committee chairman of various committees

Industrial Development Board, Radford, Virginia

Rotary Club, Board of Directors, Chairman, Fund Raising Committee, Radford, Virginia

Rotary Club, Board of Directors, Chairman, Fund Raising Committee, Greeneville, TN Personal Information

Tweed

Tweed

Dennis G.

Tweed

Address:

2419 Daugherty Lane

Chattanooga, TN 37421

Phone:

423-***-****

E-mail:

ade9wa@r.postjobfree.com

Contact this candidate