Manager Construction
Resume:
CAREER OBJECTIVE
To seek a position that allows me to use my wealth of business and banking
experience, education and organizational skills to contribute to the revenue and success of the company. Be successful in bringing a high level of expertise and professionalism to the organization and growing in my skill set to be more effective and productive. Create value and build loyalty with clients and employees by understanding and exceeding expectations and making decisions based on personal and professional integrity.
PROFESSIONAL EXPERIENCE
senior portfolio manager, senior vice president, home builder finance group First Tennesse, Capital Bank, First Horizon– Chattanooga, TN June 2018 - April 2019
Assist Home Builder Relationship Managers with underwriting and approval of residential construction loans for large home builder clients in the Nashville, TN and Winston Salem MSA, North Carolina. Review borrower(s) request, financial capacity and wherewithal, evaluate supporting documentation, secure all underwriting documentation to effectively underwrite the master lines and guidance lines from
$3MM to $20MM. Input all information into management systems for processing. senior portofolio manager, senior vice president, private client services, construction lending
First Tennessee—Chattanooga, TN
senior portfolio manager (November 2016 - June 2018) portfolio manager (January 2011 to November 2016)
*Some duties and responsibilities as below due to promotion Assist Private Client Services Relationship Managers with underwriting and approval of residential construction loans for Affluent Clients, in Tennessee, Georgia, Mississippi, North Carolina and Virginia. Review borrower(s) request, financial capacity and wherewithal, evaluate supporting documentation, contracts, plans and specs and review and qualify the general contractor that the clients select. Secure all underwriting documentation to effectively underwrite the construction process and monitor construction progress to completion.
commercial banking manager i, vice president and manager, home builder finance group
First Tennessee—Chattanooga, TN
February 2008 - January 2011
Similar responsibilities as Loan Officer, Construction III. Manage home builder portfolio of residential construction loans in Southeast Tennessee and Northwest Georgia and consumer purpose construction loans for clients of First Tennessee Mortgage Loans and Southeast Tennessee Private Client Services. Establish and maintain relationships with local homebuilders, identify new opportunities, manage day to day servicing requirements on loan portfolio, manage loan risk, promote positive image of company in the community along with other assigned job duties. Supervise other employees in the Home Builder Finance Group to manage past dues, maturities, Watch List Reports and renewals. Analyze credit, collateral, character and condition of client and structure loans. Resolve issues with clients’ accounts. Core Proficiencies
Personal Information
Dennis G.
Tweed
Address:
2419 Daugherty Lane
Chattanooga, TN 37421
Phone:
E-mail:
*******@*****.***
Excellent Communicator
Vast Knowledge of Loan Process for
Contractors, Lenders and High Profile
Clients
Coordinating and Constructing
Successful Client Loans
Strong Work Ethic
Assertive and Expeditious Attention
for New Projects, Client Needs and
Requests
Passionate in Creating Solutions that
Enhance Customer Experience,
Process Efficiency and provide a
Cumulatively Proactive Plan
PROFESSIONAL EXPERIENCE (CONTINUED)
loan officer, construction iii
First Tennessee—Chattanooga, TN
January 1999 - February 2008
Manage home builder portfolio of residential construction loans in Southeast Tennessee and Northwest Georgia and consumer purpose construction loans for clients of First Tennessee Mortgage Loans and Southeast Tennessee Private Client Services. Establish and maintain relationships with local homebuilders, identifying new opportunities, managing day to day requirements on loan portfolio, managing loan risk, promoting image of company in the community along with other assigned job duties. Administer and manage construction inspections and disbursements. Visit job sites and monitor progress of completion of homes. Take active role in local home builders’ associations in Chattanooga and North Georgia. Loan officer, construction ii
First Tennessee—Chattanooga, TN
May 1997 - January 1999
Develop new builder relationships, secure new loan revenue and growth through existing relationships. Contact and call on clients and prospects to secure new opportunities. Develop expertise in managing the existing builder portfolio and increasing client base and increasing volume of loans. Solicit plans, specs, cost estimates, coordinate and schedule appraisals, title company documentation and loan closing documents. Prepare approval documents for new loans and renewals. Identify and suggest “cross sell” products including depository products. RESIDENTIAL MARKETING SUPERVISOR, AGL RESOURCES, CHATTANOOGA, TN July 1984 to May 1997
Develop new builder relationships, coordinate utility service with builders and developers for natural gas service to homes and developments. Liaison with customers, engineering and construction departments. Contact and call on builder clients and prospects. Manage incentive programs. Work with local architects and engineers. DISTRICT MANAGER, TENNESSEE VIRGINIA ENERGY CORPORATION, RADFORD, VA July 1982 to July 1984
Managed 30+ employees and responsible for the “day to day” utility operation in five adjacent communities, including construction, service, meter reading, billing, safety, collection, inventory management and engineering. Approximately 25,000 customers. TOWN MANAGER, VOLUNTEER NATURAL GAS COMPANY / TENNESSEE VIRGINIA ENERGY CORPORATION, GREENEVILLE, TN
July 1980 to July 1982
Managed 3 employees and responsible for the “day to day” utility operation in the city, including construction, service, meter reading, billing, safety, collection and inventory management. Approximately 1,700 customers.
ENGINEERING AID / MARKETING REPRESENTATIVE, VOLUNTEER NATURAL GAS COMPANY / TENNESSEE VIRGINIA ENERGY CORPORATION, JOHNSON CITY, TN
May 1978 to July 1980
Co-op while in college. Assisted with engineering drawings and field surveys of utility facilities. Assisted with gas volume dispatching, distribution and monitoring. Assisted with service dispatching. Later, promoted to Marketing Representative. Duties including appliance sales to prospects and clients and coordination of appliance installation and utility service installation with customers and construction departments. Personal Information
Education &
Certifications
Bachelor of Business Administration
East Tennessee State University
Graduated May 1980
Business Management with Minor in
Human Resources Management
Learn to Lien and Stretch across
Borders, National Association of
Credit Management
Commercial Real Estate Forum,
Gulbrandsen Consulting, LLC
Negotiating Skills Workshop, The
Profile Group, Inc. Principles of
Banking, A Tennessee AIB Course,
Chattanooga State
Analyzing Financial Statements and
Tax Returns, RMA Real Estate Law
from A to Z, Lorman Education
Services
Introduction to Construction Lending,
Mortgage Bankers Association of
America
RMA, Various Online Credit Classes
Advanced Loan Systems, Internal
Workshop
Managing Inclusion, Internal
Workshop
Raising the Bar Leadership Training,
Internal Workshop
Tweed
Tweed
Dennis G.
Tweed
Address:
2419 Daugherty Lane
Chattanooga, TN 37421
Phone:
E-mail:
*******@*****.***
OTHER INVOLVEMENT, ACTIVITIES AND AWARDS
Active Church Member with Concord Baptist Church since 1985, serving on various committees including Finance, Benevolence, Trustees, Personnel, Children’s and Pre- school, search committee and Deacon Board.
Home Builders’ Association of Southern Tennessee
Board of Directors for 10+ years
President of Associates Counsel
Chairman of Home Show Committee for 15 years
Ralph Chumley Award for Service, Home Builders’ Association of Southern Tennessee President’s Award for service and involvement on several occasions, Home Builder’s Association of Southern Tennessee
Associate of the Year, Home Builder’s Association of Southern Tennessee Committee of the Year, Home Show, Home Builder’s Association of Southern Tennessee
Member of Spike Club for retention and new members, Home Builder’s Association of Southern Tennessee
United Way, Allocations Committee, Chattanooga
Active in Chattanooga Optimist Club, serving on Board of Directors and committee chairman of various committees
Industrial Development Board, Radford, Virginia
Rotary Club, Board of Directors, Chairman, Fund Raising Committee, Radford, Virginia
Rotary Club, Board of Directors, Chairman, Fund Raising Committee, Greeneville, TN Personal Information
Tweed
Tweed
Dennis G.
Tweed
Address:
2419 Daugherty Lane
Chattanooga, TN 37421
Phone:
E-mail:
*******@*****.***
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