VICTOR J. POCIUS
702-***-**** *******.******@*****.***
SUMMARY
Seeking mid or senior-level role in corporate finance, underwriting, or strategy. 12+ years of experience in commercial banking, financial advisory, and international audit. Paused corporate banking career to explore an interest in dentistry and completed most pre-medicine coursework in 12 months at 4.0 GPA and 95th percentile entrance exam (DAT) score. However, I am choosing to forgo dental school out of careful consideration for cost and industry economics.
QUALIFICATIONS
Expert knowledge of credit management, risky analysis, financial modeling, and corporate customer relationship management.
Fluent in Spanish with extensive usage on underwriting work in Latin America. Current underwriting consultant for a privately-owned international credit insurance firm based in NYC area.
Recognized by Pennsylvania Institute of CPAs for excellence in Accounting (2008). CFA Level II.
Served as financial consultant to a heavy equipment leasing startup in Phoenix. Efforts directly resulted in a $50,000 equity investment rewarded by a start-up incubator associated with Arizona State University.
EXPERIENCE
ZIONS BANCORPORATION
Corporate Portfolio Manager Phoenix, AZ 2017 - 2019
Managed the underwriting and credit approval for a portfolio of corporate clients including commercial airlines, aircraft part distributors, traveling entertainment, and large-scale nurseries. Underwrote ~$125 million of new credit exposure.
Performed duties successfully while attending graduate school (MBA).
Prospected for new clients, particularly in the agribusiness and mobile storage industries.
FISHER INVESTMENTS 2014 - 2016
High Net Worth Relationship Manager Camas, WA
Closed new client relationships totaling ~$25 million in aggregate.
Managed ~155 high net-worth relationships totaling ~$130 million of liquid assets under management.
WELLS FARGO & COMPANY 2010 - 2014
Corporate and Commercial Portfolio Manager Philadelphia, San Francisco, Phoenix
Managed underwriting of a portfolio of 22 commercial entities in the recreation, consumer products, logistics, heavy equipment, agricultural, and software industries.
Managed a $1.4B portfolio of 21 corporate customers in aerospace, chemicals, consumer products, and construction.
Completed 6-month advanced credit training program in 2012 on loan structuring, commercial credit, syndications, international trade finance, and government / not-for-profit lending.
BAYER CORPORATION 2009 - 2010
Auditor Audit & Taxation Pittsburgh, PA
Conducted and co-led operational audits at Bayer Healthcare, Crop Science, and Material Science divisions.
Collaborated with operational personnel to improve inventory management, collections, and fraud detection in a global recessionary environment. Co-led a fraud investigation of Bayer’s Fibermax cottonseed facilities in Lubbock, TX.
GRAHAM PACKAGING COMPANY 2008 - 2009
Auditor Corporate Audit Group York, PA
Engaged with assistant corporate controller, treasurer, financial staff, and plant controllers at various
international and domestic locations to complete audit test-work in key areas of inventory and cash management, AR/AP, leasing, and derivatives.
EDUCATION
MARICOPA COMMUNITY COLLEGES
Pre-Dental GPA: 4.0 2019 - 2020
General Pre-Medicine/Dentistry curriculum
ARIZONA STATE UNIVERSITY WP CAREY SCHOOL OF BUSINESS
Master of Business Administration, General Management and Entrepreneurship. 2016 - 2018
Graduated with honors on full scholarship.
Teaching Assistant – WP Carey School of Business (Finance and Statistics)
SAINT VINCENT COLLEGE Latrobe, PA 2004 - 2008
Dual B.S: Finance and Accounting; Mathematics Minor, Magna Cum Laude
Professor Assistant and Tutor
Pennsylvania Institute of Certified Public Accountants Outstanding Senior Award.
OTHER SKILLS
Carpentry (includes fine furniture work, structural design and build experience)