Credit Control

R O M I N A L. G O N Z A L E S

Dubai, UAE * +971-*********

********.**@*****.***

Committed finance professional with more than 13 years proven expertise in credit collection, working capital, cash flows forecasting, analysis of accounts, reconciliations, payment allocations and account finalization, interpreting working capital results and significant contributions in maximizing cash inflows. S U M M A R Y O F Q U A L I F I C A T I O N S

• More than 13 years of credit control experience • High sense of responsibility

• More than 5 years of auditing experience • Energetic and self-motivated team player

• Agile with strategic prioritizing and negotiation skills • Posses good analytical, problem solving skills

• Positive attitude and excellent communication skills • Time management

• Ability to work with others

W O R K E X P E R I E N C E S

INTERNATIONAL SOS (GULF) WLL, Dubai Airport Free zone, Dubai, UAE Offshore Credit Control Supervisor, Africa (May 01, 2017 to present) Finance Department, Directly Reporting to Regional Head of Billing and Credit Control, Africa Region

: Consistently exceeding collection target with year on year improvement

: Ensuring client’s compliance on contractually agreed credit terms

: Focal point on all cash collections remittance advices, payments and billing queries

: Taking the lead on weekly AR conference calls with account owners and local teams

: Formulating plan of action for insolvent clients to mitigate risk

: Liaising relevant teams on potential billing inquiries and disputes

: Keep management informed as to collection status

: Assist to maximize cash inflows, achieve DSO and monthly collection target

: Ensure correct and accurate statement of accounts submitted to client on regular basis

: Provide support to other colleagues in collecting late dues from same customer INTERNATIONAL SOS (GULF) WLL, Dubai Airport Free zone, Dubai, UAE Central Credit Control Service Supervisor – East Europe Middle East and Africa (October 01, 2014 to April 2017) Finance Department, Directly Reporting to Regional Head of Billing and Credit Control, EEMEA

: Drive Cash Collections ensuring that invoices are settled within agreed credit terms

: Provide annual and monthly cash collection forecast

: Validating account receivable accounts ensuring all receipts were properly allocated

: Managing 400+/- accounts in East Europe, Middle East and Africa region

: Evaluate clients credit standings

: Liaising with relevant teams on invoice queries or disputes

: Keep management informed as to collection status

: Perform other related duties and responsibilities that may be assigned. INTERNATIONAL SOS (GULF) WLL, Dubai Airport Free zone, Dubai, UAE Regional Credit Controller – East Europe Middle East and Africa (October 21, 2010 to Sep 30 2014) Finance Department, Directly Reporting to Regional Head of Billing and Credit Control, EEMEA

: Support Regional Credit Control Manager in AR collection process within the region

: Provide consolidated AR Ageing to Regional Credit control manager on a monthly basis

: Active participation on budget in alignment to monthly key performance indicator (>60 days, DSO, Percentage of Receipts)

: Follow up payments via emails and phone calls for clients of UAE, Chad, Qatar, Yemen, and Africa

: Submission of collection status to Regional CFO & Credit Control Manager on regular basis

: Daily submission of cash report

: Validating account receivable ensuring all receipts were properly allocated

: Access to clients contracts as to the credit terms and contract prices

: Working with billing team to ensure invoices are submitted to client promptly

: Evaluate clients credit standings

INTERNATIONAL SOS (GULF) WLL, Dubai Airport Free zone, Dubai, UAE Credit Controller –Middle East and Africa Region (November 16, 2008 to October 20 2010) Finance Department, Directly Reporting to Regional Billing and Credit Control Manager

: Participate on setting up monthly targets of IGW offshore clients, Qatar & Yemen

: Reconciliation of each client’s statements of account and accurate allocation of payments

: Detailed analysis of each clients aged debt and finalize monthly statements

: Regular follow ups on assigned clients and resolve any payment issues promptly

: Working with Billing Dept to ensure invoices are raised and delivered promptly to clients

: Enhancement of existing procedures that could accelerate collection or reporting process

: Assisting Regional Credit Control Manager in handling Operations billing issues and managing claims SNTTA TRAVEL & TOURS LLC, Al Garhoud, Dubai, UAE

Credit Collection Officer (February 21, 2007 to November 15, 2008) Finance Department, Directly Reporting to Credit Control Manager

: Finalization of statement of account of individual clients

: Payment allocation, receipt preparation and ensure monthly statements are reconciled

: Follow up payments and preparation of aging analysis of individual clients

: Meeting up clients with long outstanding dues and related issues

: Posting of journal voucher entries and coordination with concerned travel staff

: Taking appropriate action on issues relating to invoices, delivery orders or statements

: Dispatch of invoices physically or electronically

: Sorting invoices, checking published fair of tickets, discounts and commissions NOEL M. PAMINTUAN & CO., CPAs, Angeles City, Philippines External Auditing Staff (January 04, 2003 to January 31, 2007) Auditing Firm, Directly Reporting to Audit Managers and CPA Partners

: Preparation of Financial Statements (Balance Sheet, Income Statement and Cash flow)

: Audit analysis and audit adjustments of accounts in the financial statements

: Bank reconciliation reports and proof of cash schedules

: Computation of depreciation of fixed assets

: Accounts receivable analysis

: Computation of Withholding tax, Sales tax, income tax and Value added tax

: Preparation of trial balances of nominal and real accounts

: Preparation of sales and purchases summary of assigned clients

: Petty Cash Custodian

QUILTS LEGACY, INC., Angeles City, Philippines

Accounting Assistant – Manufacturing (June 2002 – December 2002) Accounting Department, Directly Reporting to Accounting Manager

: Preparation of receipts and deposits for collections remitted

: Posting of collections in customer’s ledger account

: Prepare and review for overdue accounts needed to be collected

: Reconciliation of all customers account

: Perform inventory of products and raw materials

: Payroll master of in-house employees

: Assessor of factory cost per product

: Petty Cash Custodian

NOEL M. PAMINTUAN & CO., CPAs, Angeles City, Philippines Intern (March 05, 2001 to December 22, 2001)

Auditing Firm, assisting Auditors’ staff

: Preparation and filling of different value added tax, percentage and income tax form

: Preparation and encoding of schedule of Sales and Purchases

: Basic bookkeeping

: Audit analysis of entries made on the book of accounts E D U C A T I O N A L Q U A L I F I C A T I O N

Qualification University / Course Year of

Passing

Tertiary Holy Angel University, Angeles City, Philippines (BS Accountancy, Degree Holder) 1997-2002 Tertiary Holy Angel University, Angeles City, Philippines (BSBA Major in Fin Mgmt Accounting, Degree holder)

1997-2001

H O N O R S A N D A W A R D S

Qualification Awards / Recognition Year Achieved

Tertiary

Deans’ Lister: 2nd year, first semester (1998-1999) 3rd year, first semester (1999- 2000) 3rd year, second semester (1999-2000) 4th year, second semester (2000- 2001)

1997-2002

Secondary Class Valedictorian, Outstanding Student of the Year, Academic Excellence Awardee, Cadette Officer of the Year

1993-1997

Primary Class Valedictorian 1987-1993

S E M I N A R S A T T E N D E D

Participant DAFZA-IMA Conference for Accounting and Finance Professional, Dubai, UAE May 15-16, 2017 Speaker EEMEA Regional Credit Control Conference, Dubai, UAE March 2012 Participant EEMEA Regional Finance Conference, Dubai, UAE October 2011 Participant Improve Your Telephone Skills - How To Win & Keep Customers” Training workshop by Spearhead Training Company

June 2011

R E F E R E N C E S

Furnished promptly upon request

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