SIBI GEORGE, CAMS

Allen, TX • 713-***-**** • ade28x@r.postjobfree.com

BSA/AML OFFICER

Anti-Money Laundering • Risk Assessment • Loss Mitigation • Relationship Management

Multifaceted finance professional with in-depth experience in implementing and managing robust Anti-Money Laundering Program. Repeated success analyzing business operations and procedures, coordinating regulatory examinations to ensure institutions policies and procedures adhere to federal and state regulations. Adept and developing and implementing compliance culture and internal controls to align with company’s Compliance Management System (CMS). Skilled project leader able to direct multiple tasks effectively; overseeing program operations and leading teams to achieve defined goals.

Anti-Money Laundering (AML) Strategies

Bank Secrecy Act (BSA) / USA Patriot Act

Regulatory Examinations

KYC / CDD

Monitoring Suspicious/Unusual Transactions

Risk Assessments

Project Management

Metric Analysis & Evaluation

Policy/Procedure Development

SAR Reporting & SAR writing

Report Generation

ERM Framework

Strong Analytical Skills

Regulatory Training

Consumer Financial Laws

Core Competencies

PROFESSIONAL EXPERIENCE

ELEVATE CREDIT, INC., Fort Worth, TX

Sr. Compliance Officer, CAMS (November 2014 – July 2020)

Recruited to assist management team of this leading financial services firm to implement and maintain AML compliance program across functional areas of the business. Lead team in developing and implementing corporate compliance policies, procedures and internal controls ensuring adherence to BSA / AML, KYC, USA Patriot Act, and OFAC regulations. Reviewed and analyzed transactional data for potential suspicious activity, including those generated from an alert detection process. Support SAR investigations and Suspicious Activity Reporting as applicable.

Key Accomplishments:

Credited for developing the Anti-Money Laundering Compliance Program.

Evaluated internal business processes as they relate to compliance activities and provided recommendations for weaknesses.

Developed compliance training plan and determined training content.

Coordinated regulatory examinations and provided responses to exam request.

Reviewed FinCEN 314(a) list for potential hit, false positive and true match.

Worked with business partners to raise awareness of trends and emerging issues and communicated on mitigating risks.

Conducted BSA/AML Risk Assessments and OFAC Risk Assessments.

Maintained Identity Theft Prevention Program detailing Red Flags listed in Supplement A to Appendix J.

Reported applicable aspects of AML to the Board Risk Committee and Senior Management.

Developed and maintained BSA/AML/OFAC, Consumer Financial Laws policies and procedures.

Designed ERM framework using industry best practices in GRC software (RSA Archer).

Performed controls review to identify effectiveness and program improvements.

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SIBI GEORGE Page Two

JP MORGAN CHASE, Fort Worth, TX / Irving TX 2006 to 2014

Lending Manager (September 2009 – January 2014)

Built an impressive career of achievement and promotion to overseeing and supervising daily lending activities for team of 12 professionals and Loan Specialists. Assessed risk management strategies and enacted best practice methodologies to establish sound lending practices. Identified team and individual project goals and objectives. Tracked and monitored projects from concept through completion, ensured quality throughout the project life cycle.

Key Accomplishments:

Managed a responsive and market driven operation, growing portfolio of consumer loans to exceed $250,000 on average.

Conducted audits to ensure all procedures adhered to Consumer Lending Regulations including TILA, ECOA, HMDA and SCRA.

Hired, trained and mentored loan specialists that consistently exceeded defined goals and maximized customer service.

Loss Mitigation Supervisor (February 2006 – August 2009)

Provided high-level expertise in leading and directing team to identify potential losses on delinquent accounts and negotiate/restructure loan terms for the homeowners to prevent foreclosures. Evaluated and completed loan modifications, repayment plans, reinstatements, forbearance, and/or other loan work-outs.

Key Accomplishments:

Credited for reducing potential loan losses to foreclosure.

Ensuring restructured plans adhered to all state and federal laws and regulations: FDCPA, UDAAP and GLBA.

Played key role in planning and overseeing completion of key projects.

Audited loan modification applications for FHA, VA, Fannie Mae, and Freddie Mac and USDA loans.

EDUCATIONAL BACKGROUND

Bachelor of Science in Nutrition and Dietetics - UNIVERSITY OF MADRAS, Chennai, Tamil Nadu

Certifications:

Certified Anti-Money Laundering Specialist (CAMS) - Association of Certified Anti-Money Laundering Specialists (ACAMS)

Virtual Currency and Blockchain Certificate of Achievement – ACAMS

KYC CDD Certificate of Achievement – ACAMS

Regulatory Training Certifications - FIS

Technologies: SharePoint, Archer, Microsoft Office (Excel, Word, Visio, PowerPoint, Access), MS Project

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