Risk and financial services, Regulatory compliance
Resume:
P R O F I L E
An articulate and Resourceful PROFESSIONAL having diverse experience in among different verticals with domain specialization in compliance with company’s rules and regulations, financial planning and risk management. A high performing expert, demonstrating drive, enthusiasm and initiative, with the ability to work well under pressure, consistently delivering quickly and accurately and able to prioritize to ensure deadlines are met whilst maintaining a high standard of analysis and insight.
Aspiring to leverage interest in a growth oriented and reputed organization to utilize my acquired skills and knowledge in achieving organizational goals
P R O F E S S I O N A L C O N T O U R
Deloitte & Touche Assurance & Enterprise Risk Services – India Nov 2015 till date
Senior Solution Advisor
Responsibilities:
Working on projects pertaining ‘Regulatory Risk & Compliance’ areas like Basel II/III, CCAR, BCBS 239, COSO, Data Governance, Data Lineage, Controls Framework, Operational Risk, Credit risk, Market risk, Liquidity risk etc.
Assisting the U.S. teams under remote service delivery model to help clients manage risk, improve operational performance, and maximize enterprise value.
Address business issues across the full spectrum of accounting, financial instrument valuation, security and privacy, governance, process improvement, data analysis, and risk advisory disciplines.
Royal Bank of Scotland – India May 2014 Nov 2015
Senior Analyst in Risk & Controls Unit
Responsibilities:
Leading a team of credit risk analysts to validate daily movement in credit risk numbers like counterparty’s exposure (PFE), EAD, RWA, and Regulatory Capital numbers along with active monitoring of Credit limits (Excesses).
Conducting drill down data analysis of trades that have failed pricing as per regulations of Basel committee’s recommended internal risk model (IMM/AIRB). This led to multiple projects and helped the bank to reduce substantial amount of RWA.
Involved in data warehousing effort by remediating overstatement of RWA/Capital numbers resulting from pricing differences between Front Office and downstream credit risk systems owing to model differences, data quality issues, bugs within the credit risk systems etc.
Review and fix trades being rejected from credit risk systems to ensure risk numbers are getting calculated accurately. Successfully implemented multiple system changes to reduce overall rejections.
Ernst & Young LLP – India Jul 2013 Apr 2014
Consultant for Risk Advisory Services
Responsibilities:
Conducting review of corporate treasury and risk management frameworks like FX Risk Management, Interest rate risk management, Commodities price risk management etc. in line with the Basel regulations.
Performing derivative valuation and hedge effectiveness assessment for various hedging instruments as per the applicable hedge accounting regulations contained in AS 30/IAS 39 accounting standards.
Supporting senior management in business development initiatives.
Reval India Pvt Ltd – India Nov 2011 Jul 2013
Financial Analyst
Responsibilities:
Assisting multiple Fortune 500 clients including hedge funds, banks, manufacturing firms etc. by providing functional expertise in the areas of Derivative Valuation (predominantly in the OTC derivatives market), Hedge Accounting, Risk Management, Financial Reporting etc. through the trademark application called “Reval”.
Performing data analysis and assisting clients in complying with various global Financial Reporting regulations like IFRS, US GAAP, FAS-133, IAS-39 etc. and also ‘SOC 1 SSAE 16’ compliance regulations.
Assisting in development of functional specification documents by conducting requirement gathering, understanding the effort required for technical implementation, conducting UAT testing etc.
RMS India Pvt. Ltd. – India Dec 2010 Aug 2011
Risk Analyst
Responsibilities:
Assessment and quantification of client’s catastrophic risk exposure around the globe using a variety of database tools and statistical models.
Performing data analysis using a variety of trademark applications of RMS like Risk Link, Risk Browser etc.
Analyzing and evaluating the various factors which might cause an impact on the buildings or the contents being insured or the potential business interruption that might be caused.
Working in consultation with the clients (which include Insurance or Re-insurance firms, in US and UK predominantly) in order to meet their requirements of data cleansing, catastrophic risk modeling, data mapping and various application services for the quantification and management of natural hazard risks.
Religare Commodities Ltd. – India Aug 2009 Dec 2010
Risk Management Executive
Responsibilities:
Monitoring and Surveillance of Zonal leverage status on live basis using high end software tools.
Risk identification and measures to reduce risk on live basis as per company policy.
Administering the zonal trading activities. Controlling leverage in the Zone.
Monitoring trading activities in compliance with Stock Exchanges and SEBI guidelines.
Providing advisory services to Zonal Heads with current state of Economy and trends in capital & derivative market.
T E C H N I C A L S K I L L S
"MICROSOFT OFFICE SPECIALIST" certified and thus proficient in using MS Excel/Word/Power Point.
Working knowledge of R, SAS, MS SQL, VBA (macros), Python and Advanced Excel.
PHOENIX and SABRE – downstream applications used in banks to measure and control credit risk.
FINNACLE, FLEXCUBE - major Banking Operation’s applications being used.
ODIN and NEAT - Software for Derivative Contracts Trading, Monitoring & Surveillance.
SANDEEP SINGH BHATIA
Senior Solution Advisor
C O N T A C T M E
J-12/22, Rajouri Garden, New Delhi - 110027, India
***********@*****.***
https://www.linkedin.com/in/sandeep-singh-bhatia-frm-99286b12/
E D U C A T I O N
Certified FRM (Financial Risk Manager)
GARP (Global Association of Risk Professionals), India – 2013
CFA Level 1
CFA Institute, India – 2011
International Post Graduate
Diploma in Risk Management (IPGDRM)
Institute of Insurance and Risk Management (IIRM), India – 2009
Post Graduate Diploma in Banking Operations (PGDBO)
Institute of Finance, Banking and Insurance (IFBI), India – 2008
B.E (Mechanical)
Sir MVIT, Bangalore, India - 2007
S Y N O P S I S
Total work experience of more than 10 years in ‘Financial Services’ and ‘Risk Management’ industry.
An FRM charter holder, currently associated with Deloitte as a ‘Senior Solution Advisor’ in ‘Regulatory & Compliance’ team.
Experience in providing services pertaining to areas like CCAR, Basel II/III, BCBS 239, Data Governance, Regulatory Risk and Compliance, Credit Risk, Market Risk, Operational Risk, Requirement gathering, Stress Testing, Treasury, Hedge Accounting, Derivative Valuations, FX and Commodities Price Risk Management, Credit Value Adjustments, Data analysis using tools like Excel, VBA, SQL, Visio, Tableau, MS Project etc.
P R O J E C T S
BANK OF INDIA LTD as Intern
Analysis of Enterprise-wide Risk Management system”. The program comprised of the following elements:
Studying and analysing the prevailing Risk Management framework of bank.
Studying the various operational policy documents like Credit Risk, Market Risk, Operational Risk, IT Risk, International Risk and Credit Appraisal Policy etc.
Preparing an analysis report on the Enterprise Risk Management system of Bank of India.
HDFC BANK LTD as Intern
Worked for 3 months undergoing management training cum internship as part of my PG Diploma in Banking Operations (PGDBO)
Handled cash as well as non-cash transactions within the prescribed Turn Around Time.
BHARAT EARTH MOVERS LTD.
Carried out a project on “Static analysis of the chassis frame of the TATRA T815”.
A C C O L A D E S
Certificate course on Market Risk for NSE’s CERTIFICATION IN FINANCIAL MARKETS (NCFM) in association with Finitiatives India Pvt. Ltd. (FLIP)
Certificate course on “Company Valuation and Financial Modeling” from Institute of Risk and Financial Management (IRFM), New Delhi.
‘NSE Certified Market Professional (NCMP) – Level 1’ Certification
Commodities Market Module of NSE’s CERTIFICATION IN FINANCIAL MARKETS (NCFM)
FEDAI-NSE Currency Futures (Basic) Module of NSE’s CERTIFICATION IN FINANCIAL MARKETS (NCFM)
Derivatives Market (Dealers) Module of NSE’s CERTIFICATION IN FINANCIAL MARKETS (NCFM)
“Associateship” as well as cleared 2 fellowship exams of Insurance Institute of India (III) namely ‘Asset Management’ and ‘Risk Management’.
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