Yee Wei Loke

Home 248-***-****, Cell 248-***-****

Email: addqp3@r.postjobfree.com

***** ********* **, ****, ** 48374

OBJECTIVE:

To pursue a challenging position that will allow me to utilize my financial, analytical, and planning skills in mortgage, banking and finance area. SUMMARY OF QUALIFICATIONS:

Mortgage banking experience, including underwriting, structuring, credit analysis, property analysis and closing.

Knowledge in Fannie Mae, Freddie Mac, VA and FHA underwriting guidelines.

Efficient in streamlining operations. Excellent organizational, analytical, problem solving skills and customer service skills.

Outstanding interpersonal, communication skills; ability to work unify diverse groups to achieve a common goal and to meet deadline.

Dedicated, team player and detail oriented person. PROFESSIONAL AND OTHER EXPERIENCES:

9/2013 – Present

Full time home assistance for my family.

Volunteer worker at public schools: lunch helper, and helped school teachers to prepare class teaching material every week.

Coached Northville Middle School Academics Science Olympiad events for 2019-2020. Assisted students during all participated tournaments. Prepared materials for the SO inter-school events.

Helped to seek annual sponsorships for Michigan Chinese School.

Provided coordinations of youth soccer teams scheduling.

Academic Administrator of Michigan Chinese School (Northville) for school year 2018- 2019, 2019-2020:

- Provided assistance and support to school's Principal.

- Responsible for school academic related matters and student-parent-teacher concerns.

- Hosted teachers meeting throughout the school year to discuss school academic matters.

- Worked closely with school registration team to monitor student registration process and constantly maintain updated student lists for the school.

- Coordinated school and inter-school speech contest registration.

- Defined multiple ways to enhance students interest in learning.

- Lastly, prepared end-of-school year graduation ceremony.

Co-chaired Parent Representatives at Michigan Chinese School (Northville) for school year 2014-2015, 2017-2018: planned and coordinated annual Chinese New Year Celebration event, Member Council meetings, Harvest Parade, school general election and voting process.

4/2012 – 9/2013 Michigan Mutual, Southfield, Michigan Residential Underwriter

FHA and Conventional underwriter;

Reviewed, analyzed, and underwrote loans to determine borrower’s credit worthiness; repayment ability, property value, and compliance to guidelines;

Reviewed and cleared loan stipulations to determine all requirements are met;

Maintained data integrity in Desktop Underwriter (DU), Loan Prospector (LP);

Assisted in both closing and post-closing issues. 5/2005 – 1/2012 Quicken Loans, Detroit, Michigan

Senior Loan Analyst

FHA, VA and Conventional underwriter

Reviewed and evaluated credit of borrower to determine credit worthiness and compliance to guidelines

Examine loan documentation for accuracy and completeness

Reviewed findings report and verify that file documentation support findings

Maintained mortgage banker and client relation direct contact via email and telephone during underwriting process;

Maintained data integrity in Desktop Underwriter (DU), Loan Prospector (LP);

Assisted in both closing and post closing issues and concerns with emphasis placed on bothttention to detail and compliance with both state and federal regulations and guidelines.

5/2001 – 5/2005 Washtenaw Mortgage Company, Ann Arbor, Michigan Underwriter II

Responsible for validation of conforming, non-conforming loans and manufactured home, (Approve/Eligible, Expanded Approval, Out of Scope, Refer With Caution, and Manual Underwrite)

Reviewed, analyzed, and underwrote loans to determine borrower’s credit worthiness, repayment ability and property value.

Determined completeness and accuracy of appraisal report.

Analyzed tax returns and other income documentation for qualification and accuracy.

Reviewed and cleared loan stipulations to determine all requirements are met.

Maintained consistentancy and accuratecy mortgage underwriting, complying with company and investor guidelines and requirements (FNMA and FHLMC).

Maintained communicatio with brokers pertaining loan approval and restructure of loan. 01/1999 – 5/2001 at Golden Way Security Corporation, Livonia, Michigan Mortgage Loan Specialist

Experienced in conforming and non-conforming products.

Conducted mortgage loan pre-qualification based on client’s financial capability.

Provided budget planning, financial analysis, and credit analysis.

Processed mortgage loan files and assists underwriter thru out the underwriting process.

Conducted quality control, prepares closing documents and reviews them with customers.

Verified distribution of funds, resolved mortgage document issues, and provided customer service.

COMPUTER SKILLS:

Familiar with Microsoft, Byte Systems, Internet, AS 400 and AUS (Automated Underwriting System).

LANGUAGE SKILLS:

English, Mandarin, Cantonese, and Malay.

EDUCATION:

Master of Business Administration (MBA), WAYNE STATE UNIVERSITY, Detroit, Michigan Graduation Date: August 2003

CGPA: 3.60 / 4.00

Bachelor of Business Administration (BBA), WESTERN MICHIGAN UNIVERSITY, Kalamazoo, Michigan

Major: Finance and Economics

Graduation Date: December 1998

CGPA: 3.72 / 4.00

REFERENCES:

Suzanne Coffey – Senior Mortgage Underwriter at Home Point Financial, 734-***-**** Thuat Hyunh - Senior Underwriter at Quicken Loans Detroit, 734-***-****. Dr. Claire Chen, Associate Dentist at Lifetime Dental Care, 734-***-****

Contact this candidate