Performance Profile:

Results- focused professional with leadership capability in Global Operations. With 8 years of Compliance experience, who has evaluated and managed issues related to Anti-money Laundering Compliance, Know Your Customer and Regulation. Proven adeptness in Due Diligence, Risk and AML procedures.

AML, KYC, BSA

Enhanced Due Diligence

Customer Due Diligence

Investigative Methods

Risk Analysis

Regulatory Compliance

Professional Experience:

New York Community Bank Corp. (March 2017 – Present)

EDD/AML Sr. Analyst

Reviews CIP and KYC documents.

Reviews /Investigates alerts and/or cases on the Bank's Case Management System. Team assignment may be structured according to skill level and complexity of work.

Completes Suspicious Activity Reports in a timely manner and in accordance with FinCEN's guidance and regulations.

Performs due diligence on customer accounts and reports negative findings to BSA Management.

Compiles case files with supporting documentation for each investigation.

Performs review of suspicious activity monitoring reports.

Conducts research using the internet and World-Check, Bridger Reports and reviews any press or media for adverse information impacting the Bank's reputational or regulatory status.

Assist Management in the completion and tracking of various quality control functions in the BSA Department.

Refers potentially suspicious activity for escalation and account closure where appropriate.

Communicates with Front Office Personnel and Management to verify accuracy of customer information & determine if activity in question is expected for the particular type of customer, and are responsible to ensure all discrepancies are documented and resolved.

Provides training and guidance to less experienced BSA/AML Analysts.

Maintains a clear understanding of current regulatory BSA/AML requirements and guidance, including any updates/ enhancements.

Professional Experience:

SUMITOMO MITSUI BANKING CORP. (March 2016 – March 2017)

KYC Analyst – Account Control Group

As part of the KYC Onboarding Team, performed KYC on Corporate, Large Entities, and Foreign Banks; updated and verify customer static data, performed OFAC verification, Identify, record, escalate and resolved exceptions found in KYC/CIP data.

Validated CIP information through documentary and non-documentary methods, perform and record Enhanced Due Diligence (EDD) on KYC data as required.

Performed EDD (Enhanced Due Diligence) CDD (Customer Due Diligence), SPdd (Special Due Diligence), OFAC Sanctions screenings, PEP screenings and Negative Media searches. Ensure proper escalation, vetting and approval of Negative Media and AML/Sanctions Alerts.

Performed independent checks of the KYC documents and information provided by Front Office, review new accounts against Government Restrictions List such as Affiliates List.

Performed Periodic KYC Reviews based on the Client Risk Rating; Upon the KYC information in the database and open and update of all accounts of a Centralized Account.

Professional Experience:

JP Morgan Chase & Co., Metro-tech Brooklyn NY (March 2012 – Feb.2016)

Sr. Associate – KYC Officer

As part of the Wholesale Onboarding team and in accordance with Dodd –Frank Regulations, review and approve KYC documentation, information and research and Due Diligence for new and existing Large Corporate Clients.

Build relationships with Sales, AML Compliance and Quality Control to ensure correctness of the documents in accordance with Government Regulations.

Performed EDD (Enhanced Due Diligence), CDD (Customer Due Diligence), SpDD (Specialized Due Diligence), OFAC Sanction Screening, PEP screening and Negative Media search. Ensure proper escalation, vetting and approval for Negative Media and AML/Sanction Alert.

Trained new team members and created sourced documents to assist teammates with KYC/AML procedures and updates in the procedures.

Communicated effectively with Sales and Documentation Management to ensure that rationale fits NACI Verification, CIP and Mutual / Investment Fund as outlined in SKYC.

Reviewed Clients Request before onboarding to ensure all required documentation are in compliance.

Addressed conflicts and escalated issues where and when appropriate.

JP Morgan Chase & Co., Metro – tech Brooklyn NY (Feb 2011 – March. 2012)

AML Compliance Analyst – Quality Control Supervisor

As part of Quality Control on the AML Alert team, inspect, repair and review the disposition of other Analyst; provide the AML investigations unit with an initial formal assessment of potential Money Laundering, Terrorist Financing and other nefarious activity based on system and manual sourced alerts, consistent with global standards.

Perform intake controls to ensure all alerts are logged and assigned in a timely manner, collected and documented data on consumer and business accounts, including alerts, investigation, SAR history; PEP statuses, CTR’s, KYC information; relevant account and transaction data, plus any other required information to assist the investigation.

Reviewed and analyzed underlying data gathered to assess reasonable cause to escalate an alert to investigation or to clear the alert; Disposition and fully document all alerts, including supporting data, analysis and rationale for disposition, within the Case Management System in a timely manner.

Appointed to a 4 person committee to establish guidelines for PSAR Disposition; Building relationship with AML Investigation Unit, effectively communicating and transferring information in case investigations; Conducted Periodic / Internal Account / Customer Reviews to identify Potential Suspicious Activity. Managed a staff of 4 to 6 Analyst.

JP Morgan Chase & Co., Franklin Square NY (March 2009 – Feb. 2011)

Relationship Banker - Officer

Provided support and intermediate duties to branch activities and financial services.

Processing of new account transaction and assisting customers with various accounts, cross selling the banks products by opening new accounts, CD’s, line of credits and related products.

Maintained P&P and the branch AML, BSA, OFAC, KYC as well as reviewing Auditing Policies.

Trained and developed employees to work with partners on special assignment as needed to meet deadline, FA, LO, ABM.

Responsible for cultivating good working relationship with employees and customers to optimize sale goals for the firm.

Coach staff on performance review, their objectives and goals that must be met quarterly.

Education/Professional Development:

Regent University, Virginia Beach, Va.

Masters Business Administration & Finance (Expected December 2019)

Long Island University CW Post Campus (2010)

Bachelors of Science in Finance and Business Administration

Computer Skills:

Microsoft Office, Excel, PowerPoint, LexisNexis, SharePoint, Outlook, Clear Check, Miser, Prime, ONBASE.

QuickBooks, Bank Secrecy Act (BSN), KYC, CDD, EDD, SpDD, CIP, Vision Archive and General AML Best Practices.

Professional Affiliations

Member CW Post International Marketing Association

Member of the Society of Quantitative Analysis

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