Legal Assistant

Rosa E. McZiel

***** **** ***** ** ****** CA ****8

407-***-****(C)

add60n@r.postjobfree.com

Summary of Qualifications:

* Knowledge of alternative and corrective action and ability to negotiate any opportunities to shorten timeline, drive performance, or minimize loss.

* Ability to accept special tasks as necessary and assume responsibility for successfully achieving objectives and thrive in a high volume, high pressure environment. Career Work Path/Essential Duties:

Martin Leigh Law Firm, Legal Assistant- January 2020- June 2020

* Organize and maintain documents in paper or electronic filing systems.

* Drafting legal court documents, such as motions, affidavits.

* File exhibits, briefs, appeals and other legal documents with the court or opposing counsel.

* Review of title searches and ability to identify minor title issues

* Preparation of assignments and forwarding of same for execution and recording.

* Preparation of complaints and filing of the same with applicable courts.

* Filing for judgment or submitting of documents to courts in support of judgment.

* Drafting of notices of sale, review of publications and monitoring of sale process in general.

* Review of bid instructions and preparation of an auction package.

* Preparation of foreclosure deed and supporting documents for execution and recording.

* Monitoring and updating of lender / servicer websites to ensure compliance.

* Conduct legal research and perform required tasks independently. Greenspoon Marder Law Firm, Foreclosure Clerk/Closer- January 2019-January 2020

* Email client for SALE confirmation/ Insert sale date in Perfect Practice/ Print dismissal sheet.

* Schedule and monitor foreclosure sales/ Update Title Search.

* Prepare redacted exhibits and mail redacted version and Notice of Trustee sale to owners via certified and registered mail.

* Create Exhibits to be used for recording Trustee Deeds after sale.

* Prepare sale package letter, return fedex slips, request checks for recording fee, prepare bid instructions and obtain proof of publication.

* Submit Publication invoice for payment and send Notice of Trustee sale to be published.

* Prepare Trustee Deeds 7 days prior to sale for review/approval.

* Obtain updated SCRA/Pacers to ensure borrowers are not in active duty or filed bankruptcy.

* Record Trustee Deeds (E-record) and complete all post-sale paperwork. Citivest Incorporation, Foreclosure Specialist- May 2017-July 2018

* Foreclosure status of assigned loans within established policies and procedures.

* Records pertinent information in the loan servicing system and other applicable software to maintain accurate and current records.

* Reviews and reconciles reports between loan servicing system and other applicable software to insure timeliness and quality.

* Responds to attorneys, vendors, branches and other department’s disputes, inquiries, and/or complaints related to the foreclosure action in accordance with established policies and procedures.

* Ensures foreclosure activities are performed in accordance with investor, insurer and/or government agency guidelines while strictly adhering to established Key Performance Indicators. BSI Financial Services (formerly 3 Point Asset Management) Foreclosure Specialist- May 2013-April 2017

*Maintain, review, follow-up and ensure the timely and accurate completion of all regular. scheduled steps including outstanding/late steps in the foreclosure tracking templates on a daily basis.

* Ensure all attorney requests for additional information or documentation are provided within 24 hours of the request.

* Diligent review of loans assigned to foreclosure attorneys to assure that milestones are completed within allowable state timelines.

* Ensure all attorney fees/costs and foreclosure costs charged are within Investor, Fannie Mae, FHA, VA, and PMI allowable fees schedules.

* Prepare judgment and bid figures including detailed breakdowns of fees, late charges and escrow amounts disbursed.

* Transfer files for conveyance/claim filing and/or to REO within 24 hours after the foreclosure sale or completion of the Ratification, Confirmation or Redemption period.

* Review of legal documents and affidavits prepared by counsel for accuracy prior to execution.

* Review future sales 14 days prior to foreclosure sale to ensure all requirements are met.

* Document all servicing, action taken, delays, follow-up, and phone conversations in the system notes.

* Responsible for pre-foreclosure due diligence review prior to referral to attorney for foreclosure commencement.

Homeward Residential Servicing Incorporation, Foreclosure Mediations Supervisor- April 2008-May 2013

* Mentor and assist staff in preparation for depositions, trial testimony and litigation settlement

* Evaluated and tracked employee performance against standards and ensured compliance with agency investor, state and federal laws and company requirements

* Maintained a high-volume portfolio of mortgage loans from cradle to grave

* Analyzed and suggested settlement recommendations on litigated and high risk loans.

* Maintained all the telephonic and in person mediations and non-jury trials.

* Reviewed and/or conducted research on various issues related to mediation and litigation to ensure adequate preparation in advance to achieve mutual resolution

* Partnered with internal business partners to correct servicing errors and providing my recommendation to achieve resolution to the litigation matter

* Acted as a witness and represented the company in various court appearances as necessary via telephone or in person and managed litigated caseload for proper tracking and reporting purposes. American Home Mortgage Servicing, HomeOwner Preservation Specialist-December 2005- April 2008

* Managed assigned state specific portfolios that required interaction with government agencies, attorney generals and consumer affair divisions of those states; inclusive of daily follow-up requiring moratoriums on foreclosures

* State initiatives and compliance and knowledge of laws within assigned states. Provide support to Outreach events by travelling to various events to represent AHMSI by conducting interviews with homeowner’s face-to face to determine the best way to cure delinquency and keep families in their homes

* Such support included participation in housing fairs, counseling workshops, foreclosure prevention seminars, direct face-to-face workout efforts and various educational activities.

* Analyzed various options to determine the best options for borrowers, investor and American Home Mortgage Servicing, understanding the impact and consequences of each alternative and prepared recommendation for department leadership and

investor-partners.

Option One Mortgage, Quality Assurance Specialist II/Loan Counselor-March 1998- December 2005

* Conducted internal audits through telephone monitoring to ensure compliance with state laws and regulations

* Prepared and submitted monitors and provided quality feedback to help support the department, ensured department productivity was maintained and tracked results

* Continuous interaction with supervisors to organize and assisted in establishing training to improve quality, maintained data and generate awareness of trends within the department.

* provided management and associates detailed feedback based on audits, identified areas or issues that required associate training.

* Audited all loans in the portfolio while Owing/driving data, ensuring the system reflects transactional history.

* Adhere to timelines and regulatory/state specific requirements to ensure minimal risk and loss exposure to the Company and its Investors.

Technical Proficiencies:

* Microsoft Windows: Word / Excel / PowerPoint / Visio Vista /XP /2000 / Serengeti

* Mortgage servicing Package: MSP/ Alltel/ Encompass/ Sales Force/ Lenstar, LPS, FISERV, TEMPO, Perfect Practice, Ingeo

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