Resourceful, energetic and competent professional with more than 5 years of experience in the field of Anti-Money Laundering and Financial Crime prevention; offering comprehensive experience in researching, analyzing, and investigating high risk customer behavior for potential Money Laundering or Terrorist Financing related suspicious activity in accordance with regulations, policies and procedures. Adept in gathering, organizing and synthesizing financial intelligence to make a logical and reasonable assessment of potential financial crime and activity through monitoring systems and data interpretation. Brings along expert knowledge of banking, financial services and financial crime prevention domains. CORE QUALIFICATIONS
PCMLTFA, FATF, FINTRAC, AML/ATF Regulations & Sanctions, AML Laws, OSFI guidelines
Effective verbal and written Communication Skills
Planning, Time Management, Critical Thinking
Integrity, High Standards and Ethical Values
Microsoft Word/Excel/Project/Power Point/SharePoint/Visio
Excellent Organizational and methodological skills
knowledge of EDD, CDD, KYC, LCTR, EFTI, EFTO
Prioritize and organize a heavy workload
Onset to Resolution Problem Solving Aptitude
Teamwork & Flexible approach to work
Remaining calm under Pressure & Adversity
Strong analytical skills
E D U C A T I O N & P R O F E S S I O N A L D E V E L O P M E N T Business Management; Finance & Banking – Lambton College, Toronto, ON 2013 – 2014 Bachelor of Commerce; Accounting & Auditing – Gujarat University, Gujarat, India 2009 – 2012 CERTIFICATIONS & MEMBERSHIP
Member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) Valid Investment Funds in Canada (IFIC) Certification Valid E M P L O Y M E N T E X P E R I E N C E
ANTI-MONEY LAUNDERING TEAM LEAD OCTOBER 2018 - PRESENT PROMONTORY FINANCIAL GROUP AN IBM COMPANY, ON, CANADA
Created and developed policies and procedures in accordance with AML (Anti-Money Laundering), FATF, FINTRAC and OFAC regulations and worked diligently with colleagues/team members/contractors to ensure compliance.
Creates, develops and executes in-house AML Training to ensure that compliance standards are followed
Assisted in the creation of training and tools for new hires with emphasis on AML compliance and created a tool for tracking annual staff training
Reviewing complex money laundering, fraud and tax evasion cases within the scope of the project and resourcefully provides ongoing feedback to investigators
Managing, reviewing and allocating work items to the team of 9 Investigators to ensure that accurate and timely completion of work in compliance with policies and procedures
Performing investigations on escalated tier 2 cases to ensure that complete, accurate and timely reviews are conducted prior to sending to MLRO for further investigation
Conducting one-on-ones with Analysts every other week to address performance issues, create action plans and discuss career progression and other required agenda items
YASH GANDHI 647-***-****
adcy19@r.postjobfree.com
41 Rosseter Rd, Markham, ON L3S 2N1
… Continued …
YASH GANDHI 647-***-****
adcy19@r.postjobfree.com
41 Rosseter Rd, Markham, ON L3S 2N1
Organizing and reviewing production and quality data via Excel or other Microsoft office products in order to monitors project progress
Prepares graphs, spreadsheets and presentations and presenting accurate reporting to management and clients on project progress
Provides thought leadership and coaching/mentoring to colleagues and analysts on professional development and training
Supported special projects and other tasks and provided compliance assistance during special projects and other tasks as assigned
ANTI-MONEY LAUNDERING QUALITY ASSURANCE ANALYST APRIL 2018 - SEPTEMBER 2018 PROMONTORY FINANCIAL GROUP AN IBM COMPANY, ON, CANADA
Conducted QA (Quality Assurance) reviews of alerts/cases
Reviewed AML alerts and other work performed by the AML analysts to ensure that standards are maintained and the analysts are conducting the investigation process in accordance with the procedures
Developed and implemented review policies, procedures, and objectives
Worked in a team of 5 QA Analysts responsible for the quality control reviews of more than 200 production analysts
Distributed quality reports to the Operations staff, assisted in the identification of process trends and deficiencies
Reviewed final work product for adherence to company, client, and engagement standards and provided feedback to analysts
Documented results and maintenance of QA reports, findings, observations and correspondence ANTI-MONEY LAUNDERING FIU INVESTIGATOR/ANALYST JUNE 2017 – MARCH 2018 PROMONTORY FINANCIAL GROUP AN IBM COMPANY, ON, CANADA
Reviewed systematic alerts generated by the Transaction Monitoring System and Unusual Transaction Report (UTR) sent by branch, identified all the red flags related to the triggering event
Investigated the customer’s account activity for potential Money Laundering or Terrorist Financing activity in accordance with relevant policies and procedures
Retrieved and reviewed customer documents, including Know your customer (KYC), cheque images, transaction reports, wire details and other documents required to conduct an investigation
Conducted research using internal bank system, internet and adverse media searches using open source search tools
Prepared and submitted a request for Information (RFI) in accordance with relevant policies and procedures and reviewed all RFI responses and determine if additional investigation is required or if the alert can be adjudicated
Determined whether the alert can be waived or if a recommendation for a Suspicious Transaction Report (STR) is warranted
Investigated suspicious activity in customer’s account and created clear and concise document or case analysis about the investigation
Completed all the required fields in each part of the STR and stated reason for suspicion in Part – G and provide information about any action taken in Part – H in accordance with relevant policies and procedures
Reviewed alerts, investigated accounts and internet sources to determine cardholder eligibility as a Politically Exposed Persons/Foreign Persons (PEP) (PEFP)
Analyzed alerts, investigated accounts and internet sources to make Suppression of Terrorism and Economic Sanctions determinations
Utilized sound decision-making and judgement aptitude to make recommendations based on research results
Conscientiously performed quality control reviews and make independent decisions on the review to contribute to team’s success ANTI-MONEY LAUNDERING INVESTIGATOR DEC 2014 – MAY 2017 JACK FILLED FOREIGN EXCHANGE INC. ON, CANADA
Evaluated transactions and customer relationships for money laundering activities and Identify red flag issues YASH GANDHI 647-***-****
adcy19@r.postjobfree.com
41 Rosseter Rd, Markham, ON L3S 2N1
Conducted investigations using the institution’s various internal and external data systems to gather evidence supporting a reasonable suspicion of money laundering, organized crime or terrorist financing activities
Investigated, reviewed, monitored and managed various high-risk businesses for suspicious activities
Performed CDD for low-risk and EDD for high-risk customers and suggest account restrictions, account closures based on the risk
Performed Enhance due diligence and AML client risk assessments on the high-risk clients to protect institution from financial crime and associated reputational risk
Efficiently utilized investigative commercial database like world-check screening list before conducting a transaction
Collected, reviewed and analyzed client’s source of funds documents for suspicious activity and identify patterns and trends consistent with activity such as money laundering and terrorist financing
Filed more than 900 EFT’s annually to FINTRAC
Performed detailed investigations on suspicious activity and prepared suspicious transaction report in compliance with established regulatory FINTRAC guidelines and time frames