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AML Manager

Markham, ON, Canada
April 26, 2020

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Resourceful, energetic and competent professional with more than 5 years of experience in the field of Anti-Money Laundering and Financial Crime prevention; offering comprehensive experience in researching, analyzing, and investigating high risk customer behavior for potential Money Laundering or Terrorist Financing related suspicious activity in accordance with regulations, policies and procedures. Adept in gathering, organizing and synthesizing financial intelligence to make a logical and reasonable assessment of potential financial crime and activity through monitoring systems and data interpretation. Brings along expert knowledge of banking, financial services and financial crime prevention domains. CORE QUALIFICATIONS

PCMLTFA, FATF, FINTRAC, AML/ATF Regulations & Sanctions, AML Laws, OSFI guidelines

Effective verbal and written Communication Skills

Planning, Time Management, Critical Thinking

Integrity, High Standards and Ethical Values

Microsoft Word/Excel/Project/Power Point/SharePoint/Visio

Excellent Organizational and methodological skills

knowledge of EDD, CDD, KYC, LCTR, EFTI, EFTO

Prioritize and organize a heavy workload

Onset to Resolution Problem Solving Aptitude

Teamwork & Flexible approach to work

Remaining calm under Pressure & Adversity

Strong analytical skills

E D U C A T I O N & P R O F E S S I O N A L D E V E L O P M E N T Business Management; Finance & Banking – Lambton College, Toronto, ON 2013 – 2014 Bachelor of Commerce; Accounting & Auditing – Gujarat University, Gujarat, India 2009 – 2012 CERTIFICATIONS & MEMBERSHIP

Member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) Valid Investment Funds in Canada (IFIC) Certification Valid E M P L O Y M E N T E X P E R I E N C E


Created and developed policies and procedures in accordance with AML (Anti-Money Laundering), FATF, FINTRAC and OFAC regulations and worked diligently with colleagues/team members/contractors to ensure compliance.

Creates, develops and executes in-house AML Training to ensure that compliance standards are followed

Assisted in the creation of training and tools for new hires with emphasis on AML compliance and created a tool for tracking annual staff training

Reviewing complex money laundering, fraud and tax evasion cases within the scope of the project and resourcefully provides ongoing feedback to investigators

Managing, reviewing and allocating work items to the team of 9 Investigators to ensure that accurate and timely completion of work in compliance with policies and procedures

Performing investigations on escalated tier 2 cases to ensure that complete, accurate and timely reviews are conducted prior to sending to MLRO for further investigation

Conducting one-on-ones with Analysts every other week to address performance issues, create action plans and discuss career progression and other required agenda items

YASH GANDHI 647-***-****

41 Rosseter Rd, Markham, ON L3S 2N1

… Continued …

YASH GANDHI 647-***-****

41 Rosseter Rd, Markham, ON L3S 2N1

Organizing and reviewing production and quality data via Excel or other Microsoft office products in order to monitors project progress

Prepares graphs, spreadsheets and presentations and presenting accurate reporting to management and clients on project progress

Provides thought leadership and coaching/mentoring to colleagues and analysts on professional development and training

Supported special projects and other tasks and provided compliance assistance during special projects and other tasks as assigned


Conducted QA (Quality Assurance) reviews of alerts/cases

Reviewed AML alerts and other work performed by the AML analysts to ensure that standards are maintained and the analysts are conducting the investigation process in accordance with the procedures

Developed and implemented review policies, procedures, and objectives

Worked in a team of 5 QA Analysts responsible for the quality control reviews of more than 200 production analysts

Distributed quality reports to the Operations staff, assisted in the identification of process trends and deficiencies

Reviewed final work product for adherence to company, client, and engagement standards and provided feedback to analysts

Documented results and maintenance of QA reports, findings, observations and correspondence ANTI-MONEY LAUNDERING FIU INVESTIGATOR/ANALYST JUNE 2017 – MARCH 2018 PROMONTORY FINANCIAL GROUP AN IBM COMPANY, ON, CANADA

Reviewed systematic alerts generated by the Transaction Monitoring System and Unusual Transaction Report (UTR) sent by branch, identified all the red flags related to the triggering event

Investigated the customer’s account activity for potential Money Laundering or Terrorist Financing activity in accordance with relevant policies and procedures

Retrieved and reviewed customer documents, including Know your customer (KYC), cheque images, transaction reports, wire details and other documents required to conduct an investigation

Conducted research using internal bank system, internet and adverse media searches using open source search tools

Prepared and submitted a request for Information (RFI) in accordance with relevant policies and procedures and reviewed all RFI responses and determine if additional investigation is required or if the alert can be adjudicated

Determined whether the alert can be waived or if a recommendation for a Suspicious Transaction Report (STR) is warranted

Investigated suspicious activity in customer’s account and created clear and concise document or case analysis about the investigation

Completed all the required fields in each part of the STR and stated reason for suspicion in Part – G and provide information about any action taken in Part – H in accordance with relevant policies and procedures

Reviewed alerts, investigated accounts and internet sources to determine cardholder eligibility as a Politically Exposed Persons/Foreign Persons (PEP) (PEFP)

Analyzed alerts, investigated accounts and internet sources to make Suppression of Terrorism and Economic Sanctions determinations

Utilized sound decision-making and judgement aptitude to make recommendations based on research results

Conscientiously performed quality control reviews and make independent decisions on the review to contribute to team’s success ANTI-MONEY LAUNDERING INVESTIGATOR DEC 2014 – MAY 2017 JACK FILLED FOREIGN EXCHANGE INC. ON, CANADA

Evaluated transactions and customer relationships for money laundering activities and Identify red flag issues YASH GANDHI 647-***-****

41 Rosseter Rd, Markham, ON L3S 2N1

Conducted investigations using the institution’s various internal and external data systems to gather evidence supporting a reasonable suspicion of money laundering, organized crime or terrorist financing activities

Investigated, reviewed, monitored and managed various high-risk businesses for suspicious activities

Performed CDD for low-risk and EDD for high-risk customers and suggest account restrictions, account closures based on the risk

Performed Enhance due diligence and AML client risk assessments on the high-risk clients to protect institution from financial crime and associated reputational risk

Efficiently utilized investigative commercial database like world-check screening list before conducting a transaction

Collected, reviewed and analyzed client’s source of funds documents for suspicious activity and identify patterns and trends consistent with activity such as money laundering and terrorist financing

Filed more than 900 EFT’s annually to FINTRAC

Performed detailed investigations on suspicious activity and prepared suspicious transaction report in compliance with established regulatory FINTRAC guidelines and time frames

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