Manager Analyst

SUMMARY

Dedicated and self-motivated AML professional with over 12 years of financial compliance experience, with 10 years focused on Bank Secrecy Act, USA PATRIOT Act, and OFAC compliance. Seeking to protect the U.S. financial system from the threat of financial crime, and money laundering.

EXPERIENCE

City National Bank, Los Angeles, CA – (BSA Contractor) February 2020 – Current

AML Consultant

Conduct annual High-Risk client reviews consisting of the review and validation of client information and transactional analysis.

Asses and recommend risk ranking for all reviews, including the documentation of support for the risk recommendation.

Performed requests for information and modification of KYC documentation if applicable, including the confirmation of licensing etc.

This contract required remote work access (work from home) for the contract.

Hanmi Bank, Los Angeles, CA May 2017 – May 2018

VP, FIU Director

Accountable for all Suspicious Activity Reports (“SAR”) and no SAR determinations within the Financial Intelligence Unit (“FIU”)

Administered the SAR Review Committee (“SRC”) including creation of the agenda and presentation.

Audited testing protocols for all systems and functions within the FIU to ensure data and process integrity.

Designed, tested, and implemented alternative monitoring processes for specialty products and transactions outside of the transaction monitoring system.

Constructed risk control matrixes to assist the BSA Officer with the annual risk assessment.

Organized all FIU deliverables and interactions with federal regulators including interviews and written responses.

Banc of California, Irvine, CA – (Independent Contractor) December 2016 – January 2017

AML Consultant

Orchestrated the OCC Money-Laundering Risk System (“MLR”) project, including all data collection and validation for all customers and accounts.

Completed a review of the SRC minutes and supporting documentation, and subsequently created amendments to satisfy additional information requirements.

Banc of California, Irvine, CA March 2014 – November 2016

AVP, BSA Manager

Responsible for all Quality Assurance (“QA”) reviews of investigations, alerts, Currency Transaction Reports (“CTR”), SARs, and Designation of Exempt Persons (“DOEP”) filings.

Performed data collection, aggregation and analysis for all reporting, from daily metrics to Board Reports.

Developed and maintained all desktop procedures within the FIU.

Implemented the SRC under direction of the BSA officer and acted as a voting member and administrator.

Managed the FIU investigators and analysts’ team of 10 employees.

Coordinated system integration and testing in concert with Information Technology (“IT”).

Worked remotely 40% of the time with 2 remote work days and 3 in office work days per week.

Banc of California, Irvine, CA – Formerly PacTrust Bank (converted in 2013) March 2012 – February 2014

Senior BSA Analyst

Conducted secondary reviews of investigations, alerts, CTRs, SARs, and enhanced due diligence reviews.

Assisted junior analysts with investigative techniques and analytical standard briefings and training sessions.

Executed system monitoring and testing for data validation, efficacy, and algorithmic criterion purposes.

Directed the resolution of all OFAC, Politically Exposed Person (“PEP”), and other relevant list matchings.

Compiled all department metrics and generated departmental and board reporting.

OneWest Bank, Pasadena, CA December 2010 – March 2012

Servicing Compliance Supervisor

Oversaw reviews to test compliance with Home Affordable Modification Program (“HAMP”) guidelines.

Worked with business unit representatives to remediate process and loan level issues.

Acted as a liaison to the Making Home Affordable Program Compliance (“MHA-C”) regulators to assist with their onsite reviews, documentation requests and questions or concerns.

Refined testing plans and procedures for the HAMP guidelines.

Generated trending reports to identify monthly and quarterly performance and findings for tracking purposes.

OneWest Bank, Pasadena, CA April 2009 - June 2010

BSA Analyst II

Prepared high-level investigations of both retail bank account and mortgage lending customers.

Filed SAR, CTR and DOEP forms with the Financial Crimes Enforcement Network (“FinCEN”).

Analyzed alerts through a triage process to determine if the results were false positive or warranted escalation.

Correlated list matching results with the applicable list to identify and clear false positive results.

IndyMac Federal Bank, Pasadena, CA August 2008 – March 2009

BSA Analyst I

Reviewed Suspicious Incident Reports (“SIR”) to determine if the internal referral warranted an investigation.

Drafted SARs for lending activity such as mortgage loan fraud, SSN fraud and material misrepresentations.

Briefed bank lending staff periodically regarding common fraud and misrepresentation trends.

Responded to law enforcement requests for supporting documentation and other informational requests.

IndyMac Bank, Pasadena and Ontario, CA January 2006 – July 2008

HCL (Home Construction Lending) Funder / LSS (Loan Submission Specialist)

Created initial disclosures and loan documents, ensuring delivery within regulatory guidelines.

Audited incoming HUD-1 forms and loan documents to ensure compliance with guidelines.

Received incoming loan submissions and documentation, inspecting for errors or omissions.

Manually entered loan submissions into the lending system and performed QC testing on the system data.

TRAINING

Certified, Anti-Money Laundering Specialist (“CAMS”)

West Coast Anti-Money Laundering Conference (“WCAML”).

Verafin FRAMLxpo Annual fraud Detection & AML User Conference.

Numerous professional seminars and webinars related to fraud detection and prevention, as well as general BSA/AML regulation and suspicious activity trending patterns.

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