Financial Analyst Manager

VIPUL JAIN

(CPA)

*** *** ******** **** #**** Fort Lee New Jersey 07024,, 647-***-****, 416-***-**** E-Mail: adchz5@r.postjobfree.com, adchz5@r.postjobfree.com Profile Summary:-

Compliance Specialist with over 15 years’ experience in the field of compliance and regulation. Hands on experience in providing quantitative and qualitative analysis, Capital Markets, Hedging, Regulatory and Compliance, variance analysis and forecasting, Business modeling, Audit and Assurance Excellent skills in Business Analysis, Data Analysis, GAP Analysis, Financial Data Analysis, Risk Analysis, Requirement Analysis, Business Modeling

Strong Knowledge of Software Development Life Cycle (SDLC), development methodologies, statistical software.

Detailed Reporting on Weekly/Monthly/Quarterly to the regulators Technical Review of data and reports for incorporation into regulatory submission Interpretation of Regulatory rules, enactments and Statutes for domestic and international environments Efficient Problem solving skills; managing and completing projects to meet and exceed expectations Knowledge in Counterparty Credit Risk, Market Risk, Operational Risk and various Risk Measures Six Sigma Green Belt (Trained and Tested)

History of Excellence in

- Corporate Compliance - Regulatory Reporting - Due Diligence / Mergers

- GAAP / IFRS Compliance - Project Management - NSFR/NCCF

- ILG/LCR Ratio - Basel I, II, III - Liquidity Reporting

- Stress Testing - Derivatives/Hedging - Executive Presentations Work Experience:-

Bank Of Montreal (BMO) - Senior Financial Analyst and Risk Control Sep 2017 – Present Manage and control consolidation and financial reporting for BMO entities at Head office level in a multi ledger environment and performing evaluation of various business financials and reporting packages Compliance and management for MRP recon source report, FID and Insight (first critical and hard close), Reclass ledger reconciliation/reporting and Instrument ledger reporting and BMA analysis and reporting Supporting Liquidity reporting for the Corporate treasury and ensuring compliance with regulatory norms and reporting liquidity key drivers for entities on a regular basis for identifying/reporting data issues Delivering on quality financial reports, Regulatory issue validation and governance committee reporting Developed business requirements and specifications for system implementation. Performed UAT and tests for results

Business Modelling and revenue forecasting including budgeting for the future perod and tracking variances and reporting

Liasioning with internal and statutory auditors towards variance explanation for financial statements and application of internal controls

Interpretation and application of IFRS (IFRS9) and GAAP principles for financial reporting and presentation to management and across teams

Project Management and progress tracking for technical and operational feasibility and. implementation and transition of Systems application for SAP S4 Hana and Hyperion Smartview/Essbase Accomplishments:

- Development of automated data mining model for liquidity reporting resulting in a saving of approx. 600 man hours

- Automation of consolidation and reporting process at Bank level Tangerine Bank (Scotia Bank Subsidiary) – Senior Financial Analyst and Control Mar 2014 – Sep 2017 Securitization reporting for the Tangerine portfolio including MBS (Mortgage backed securities) for residential and commercial

Communication and correspondence with OSFI(Office of Superintendent of Financial Institutions} and (MFDA) Mutual Fund Dealer Association

Managing the reporting and compliance function for treasury operations for cash, electronic funds transfer/interacs and ABM operations

Managing regulatory/external compliance and financial reporting (P3, Z4, LA,L4, M4, call reports) Contract management and research and interpretation for existing contracts, and proposing/negotiating on contract changes with the contractors/vendors

Credit Suisse Services P Ltd – Manager (AVP) Feb 2012 – Jul 2013 Managing the Liquidity(Regulatory) reporting function for Credit Suisse Bank as per BASEL III and delivery function of daily reporting and weekly submission(EMR) to FSA UK for regulatory reports Responsible for liquidity ratio & Repo-Reverse Repos mismatch analysis and carrying out ILG/LCR and NFSR ratio and survival days analysis

Explaining the drivers for liquidity buffer, wholesale deficits and receivables to Liquidity Management Carrying out Derivative accounting for Credit Suisse businesses Acting as SME for various entities for technical and compliance support Capital Adequacy risk ratio (Tier I & Tier II) management as per BASEL II norms Tracking other ratio for the banks – Leverage Ratio, Stock holders Equity ratios Managing the Treasury bills, bonds, Future & Options reporting and accounting Managing Future and Forward trade accounting and reporting Interest Rate swaps calculations and reporting

Reconciliation of Liquidity Report with General Ledger Accounting System Bank of America – Assistant Manager Sep 2008 – Jan 2012 Preparation and review of Balance Sheet and Profit & Loss Account reports for Bank of America Subsidiaries as per US GAAP to be submitted to Federal Reserve USA as per BASEL II (FR2314) Coordinating with Accounting team with respect to the entries/adjustments required in the General ledger based on submission to Federal Reserve

Managing the Banker’s Bank reports for Bank of America subsidiaries (FFIEC041) Identifying the entities qualifying for the reporting to Federal Reserve as per Federal Reserve norms Managing Hedge transactions and reporting

Supporting the Capital reporting for BASEL II

Handling the Affinity Compensation business planning, accounting, reporting and computation for Bank of America Credit Card Business

Preparing the budgeting and forecasting for the Affinity partners and Performa requestsReporting the actual results of the Group performance and carrying out the variance analysis Designing and querying data using SAS, VBA & SQL for different reporting requirements Handling monthly and quarterly close for the Affinity Compensation system Period to period analysis and reconciliations for accounts with different Affinity Partners Carrying out Compensation analysis and providing advice to the Management Liasioning with internal and external auditors

GENPACT (GE Capital) – Assistant Manager Sep 2005 – Jul 2007 Handling the Financial Reporting, closing & reconciliations of a USD-2billion division in Oracle based environment having activities across six businesses as per US GAAPs & SOX compliance Managing the SEC reporting function for the business including 10K, 10Q reporting. Preparation of budgets & forecasting & tracking the variance with the actual results Calculating the various financial and liquidity ratios and identifying the key drivers for the same Handling day to day operations for accounting, bookkeeping and General Ledger Computation and Allocation of cost among various businesses Six sigma Green Belt trained & completed 24 lean projects (Savings for $USD 0.5 Million to Client) ASA Network Marketing P Ltd – Manager May 2003 – Aug 2005 Managing Day to day accounting, book keeping, funds management, cash and treasury function Managing Bank accounts and Bank reconciliation for all the entities Corporate Taxation and Partnership Tax compliance including accounting for Taxes Managing customers towards marketing the company’s product and attracting new clients Financial reporting of the companies including preparation of Income Tax returns, Value Added Tax returns, Tax Deducted at Source, Companies Act returns

Managing CPA practice for Audit, Assurance and Compliance - Key audits participated - Pepsi Foods, Bharti Cellular Limited, ITC Limited, Delhi District & Cricket Association Educational Qualification:-

Qualified CPA – CA (Canada)from the Province of Ontario Qualified Chartered Accountant from The Institute of Chartered Accountants of India Bachelor of Commerce (Honours) graduate from Delhi University Computer Proficiency:-

Microsoft Office, SAS, S4 HANA,Oracle, SAP, Peoplesoft, Hyperion EssBase, SQL, Visual Basic, Quickbooks, Netsuite, Simply Accounting, Tally

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