Joas Moreno 210-***-**** • adchn8@r.postjobfree.com
Summary
−Understanding of property and casualty claims handling guidelines ranging from small to large
−Knowledge of banking regulations and report writing with six years of industry experience
Professional Experience
USAA Federal Savings Bank March 2017 - March 2020
Property and Casualty Adjuster
−Provided excellent customer service through the USAA by offering products tailored to each member’s needs
−Interpreted policy language in a wide array of contexts to determine coverage and exposures specific to each applicable endorsement and loss
−Negotiated claim settlements in accordance with business standards
−Served as a mentor to my peers by providing knowledge based support on interpreting state guidelines and laws
−Managed various contracting parties to restore homes to pre loss condition
−Organized and planned hundreds of home restoration projects
JPMorgan Chase & Co. March 2016 to March 2017
Fraud Analyst
−Prevented financial fraud through the use of money movement platforms, pattern recognition, and enterprise technology
−Assisted Enterprise Financial Crimes Unit with mitigating fraudulent activity across multiple platforms
−Interviewed clients to identify root causes of fraudulent activity and design preventative measures
−Maintained performance metrics and analytics in a production based environment
JPMorgan Chase & Co. March 2015 to March 2016
Credit Card Dispute Specialist
−Managed incoming inquiries from customers regarding erroneous or possibly fraudulent transactions
−Researched and processed refunds as applicable under Regulation Z
−Investigated frauds and allocated payments to correct accounts based on each specific situation
−Lead team of new advisors through training period to meet company standards and production goals
Texas Democratic Party April 2014 to December 2014
Field Organizer
−Registered hundreds of potential voters in the 23rd Congressional District of Texas
−Lead and recruited five teams of fifteen interns and volunteers, upholding them to various metrics and goals
−Assembled neighborhood teams to generate engagement through community tailored campaigns
−Analyzed data gathered through political events and presented metrics to campaign executives
Education
California State University Northridge May 2014
Bachelors of Art in Political Science with a minor in Philosophy