RAJA PRAKASH.J Email id: email@example.com Contact No: +919*********
To be a part of an organization that provides an opportunity to use my skills and be a part of the team and work dynamically towards professional growth and technical excellence
BOARD / UNIVERSITY
YEAR OF PASSING
Indo-American college. Cheyyar.
Govt Higher Secondary School, Chithathur.
Govt Higher Secondary School,
Programming Languages : C, C++, java
Package : Ms-office(Word/Excel/Power Point)
Working in TVS CREDIT SERVICES (Senior Executive Credit Officer) Sep 2012 to Still now. Credit Process product Type: (TW – Two Wheeler, UT – Used Two wheeler and RT – Refinance Two wheeler) – CD (Consumer durable) – And Addtionally Used car loan PD visited.
1.Data entry(for Tw,topup loan,Car Loan)
2.Identify existing loan tracks(Deduplication)
5.Field verification allocation.
9.Quality Check Audit for Credit Analyst,Field Verification,collection and Receipt and Disbursement End to end to process
Roles in TVS Credit Service Pvt Ltd
Sr.Credit Associate and operation officer
Managing 10 sales collection executives
1 sales collection offices
Credit Administration, Under writing and Collections
Retail Risk Assessment, Recovery,appraisal and under writing
Suggestions and Inputs on policy changes based on market and portfolio indicators
Constant update of -ve area / profile of the territory
Co-ordination of collections Quality and Process Management
Process Analysis, design and standardization
Productivity Management,personal Discussion with customer to find credit worthiness
Review of Fraud Control Mechanisms and corrective measures of negative profiles
Documentation Quality Check upto end to end and PAV declaration
15% of cases at random to be visited directly during post asset verification.
TAT / Rejection analysis of subjected no underwriting.
NS / MoB3 analysis of femi
STRENGTH AND SKILLS
An effective team member with strong troubleshooting and problem solving skills.
Good communication and interpersonal skills.
Self-motivated and have zeal to learn new technology.
Adjustable and flexible with the colleagues to achieve organization goal.
Quick learner Able to complete Task within TAT
Name : J.Raja Prakash
Father’s Name : M. Jayapathy
Mother’s Name : Arulmozhi
Date of Birth : 05 July 1988
Sex : Male
Marital Status : Married
Address for Communication : No: 495,Mariamman koil st, Chithathur, Cheyyar Tk, Thiruvannamalai Dist -604410.
I hereby declare that the furnished details are true to the best of my knowledge and belief.
DATE : Your’s Faithfully,
PLACE : CHENNAI ( J.RAJA PRAKASH )