Insurance Customer Care

ACKNOWLEDGMENT RECEIPT

Loan Account Number : 390*******

I understand and confirm the following information about my Creditor Protection Insurance (“Insurance”): Date: 03/30/2019 Michael Borja Saquido

Signature of Borrower Over Printed Name

CONFIRMATION OF COVER

This confirms that the Insured Loan Borrower, whose name appears below, is covered under SUN LIFE GREPA FINANCIAL INC.'s

(SLGFI) Yearly Renewable Term, Non-Participating Creditor Group Life (CGL) with Creditor Group Hospitalization (CGH) Benefit, Policy No. 2018010-01 issued to HC Consumer Finance Philippines, Inc. & HCPH Financing 1, Inc. (hereafter referred to as the “Policyholder”). The insurance cover is subject to the terms, provisions and limitations of the said policy. Upon receipt and approval of due proof/s of claim, SLGFI shall pay to the Policyholder, the applicable Amount of Insurance of the Insured Loan Borrower. The excess, if any, of the Insured's Amount of Insurance over his Outstanding Indebtedness shall be payable to the designated beneficiaries. P15,463

Insured Loan Borrower:

Date of Effectivity:

Michael Borja Saquido

03/30/2019 to 01/02/2020

SLGFI Control Number: 390******* Amount of Insurance under CGL: Written notice of claim must be submitted to Sun Life Grepa Financial Inc.’s Office within 90 days from date of the occurrence of the event. Proof of claim must be submitted not later than 180 days from date of event. Failure to submit the written notice and proof of claim within the time limits shall not invalidate or reduce any claim if it shall be shown not to have been reasonably possible to give such notice and that notice was submitted as soon as was reasonably possible.

NOTICE AND PROOF OF CLAIM

The Insurance Commission, with offices in Manila, Cebu and Davao, is the government office in charge of the enforcement of all laws related to insurance and has supervision over insurance companies. It is ready at all times to assist the general public in matters pertaining to insurance. For any inquiries or complaints, please contact the Public Assistance and Mediation Division (PAMD) of the Insurance Commission at 1071 United Nations Avenue, Manila with telephone numbers +632-******* to 70 and email address adc8vt@r.postjobfree.com. The official website of the Insurance Commission is www.insurance.gov.ph.

IMPORTANT NOTICE

I received Confirmation of Cover of Insurance No. 390******* issued by SUN LIFE GREPA FINANCIAL, INC. (“Sun Life Grepa”) thru HC Consumer Finance Philippines, Inc. (“Home Credit”). This Insurance provides benefits for hospitalization or death of any cause, defined by the terms and conditions of the Group Master Policy. Issued by Sun Life Grepa Financial, Inc., a joint venture of Sun Life Financial and the Yuchengco Group of Companies 221 Sen. Gil J. Puyat Ave. Makati City TIN 000-460-716 1.

I understand that monthly installments for my loan, including the insurance fee, must always be paid on time to avoid possible cancellation of my insurance coverage.

2.

3. My beneficiary wilma Saquido [Spouse] will receive the benefits of this insurance. 4. I can cancel my insurance anytime within the loan term and premiums paid before cancellation are non-refundable. Cancellation of insurance will exclude premium payments on my next loan payments. Should I call HC within 3 days before my due date, cancellation will take effect on the next due date. Amount of Insurance under CGH: P1,858.96, maximum of P20,000 The Insured Loan Borrower shall have the right to examine the Group Life Policy contract, a copy of which is held by the Policyholder, during regular office hours, upon presentation of due proof of coverage.

(Electronically Signed via OTP)

OTP: 988465

OTP MOBILE#: 905-***-****

OTP VERIFIED ON: 2019-03-30T14:22:47.000+08:00

For Claim inquiries, please call HC Customer Care Hotline at (02) 753 – 5711. Schedule of Benefits (Hospitalization)

Each Insured Loan Borrower shall be covered based on the following table: In no event will SLGFI pay more than one (1) month’s worth of installment if Debtor is confined more than once during a monthly installment period. The total monthly installments payable to the Creditor shall not be cumulative. By availing of an insurance coverage under this Policy, the Insured Loan Borrower acknowledges that Sun Life Grepa Financial Inc., its employees, duly authorized representatives, related companies, third party service providers and vendors, shall process and share his and his designated beneficiary/ies’ personal information, with any person or organization to (i) service this Policy; (ii) process claims and enforce the contract; and (iii) pursue its legitimate and lawful rights and interests and other purposes allowed under privacy laws and regulations. Personal information shall be retained throughout the existence of the Policy and/or until expiration of the retention limit set by laws and regulations from termination and the period set for destruction or disposal of records. Sun Life Grepa Financial’s privacy policy may be found in https://www.sunlifegrepa.com/upload/files/Sun_Life_Grepa_Policy_Privacy_Statement.pdf. DATA PRIVACY AND AUTHORIZATION

Contact this candidate