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Engineer Management

Wheeling, IL
May 13, 2020

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Experience Summary

** ***** ** ********** ** software testing of Web, API, Mobile applications.

6+ years of experience exclusively in Payment domain.

Having experience on various Domains (Mobile wallet, E-wallet, Mobile Payments, Payment gateway, Mobile Banking, Fraud management System, Connectors).

Expertise in conducting various testing’s like Functional, Regression, Sanity, Usability, End to End and UAT. Certification, Load

Experience in sAFe agile framework and participated in Scrums, Sprints, Sprint planning, Retrospective, Review meetings etc. and worked very closely with other team members.

Experience in writing Cucumber feature files in gherkin format.

Experience in API testing, SOA, Web Services using SOAP UI, Postman, Jmeter (Load) and REST tools.

Worked on over different mobile applications which include different OS.

Experience in mobile APP, IVR & WAP testing using Emulator, Simulators (device anywhere) & Handsets (Android, iPhone, & Nokia)

Strong expertise in Understanding functional requirements and executing scripts using QTP, Selenium (RC/Web Driver), Cucumber and JMeter based on business needs.

Hands on in training Development/Testing teams at the functional front.

Expertise in business needs analysis, freezing the scope, documenting the requirements and getting Sign Off.

Worked in Agile, sAFe agile frameworks, also worked in waterfall and V-Model

Good exposure to Payment Card Industry- Data Security Standard (PCI-DSS)

Extensive Knowledge on Fraud management System (FMS), Worked with 3rd Party Fraud management System like Cyber source & Iovation.

Hands on experience in Defect Tracking using Excel, Bug Zilla, QC/ALM, Redmine, Jira.

Ability to test Backend applications by writing SQL statements.

Experience in customer co-ordination.

Expertise in testing various Mobile POS, Virtual POS applications.

Expertise in validating ISO 8583 and Proprietary Message format specifications.

Knowledge on EMV Standards and SWIFT messaging standards.

Effective interpersonal and communication skills, good understanding of both user and development needs.

Technical Skills


Tools & Technologies

Test Tools

Jmeter, Cucumber, Selenium, SOAP UI, Postman, QTP, Sahi

Bug Tracking Tools

ALM, QTP, Rally, Testopia, JIRA, Bugzilla, Redmine

Configuration Management Tools



Oracle, Postgress SQL, MySQL & SQL Server

Operating System

Windows XP/VISTA/7/10, Linux, Unix, AIX, UBUNTU.




SeeTest, Device anywhere, J2mE Emulators, BlueStacks

Mobiles OS

IOS, Android, Symbian, Windows

Other Tools

Filezilla, WinScp, Putty, SSH, Jenkins


Eclipse, STS, IntelliJ

Major Projects involved in

Client (s)


Apple Pay, Google Pay, Samsung Pay, Apple Pay Cash, Fit Pay

eWallet, mWallet solutions and closed loop Card Management platform

OmnyPay - in store, E-com, in-app txn’s with any smart mobile

Discover Financial Services

Alpha Payments Cloud

OmnyPay Inc

Payment Gateway’s

Robust and advanced Payment platform supports various Payment channels and Payment options.


Alpha Payments Cloud

Mobile Applications

Discover Mobile for Card and bank and inapp (eWallet)

OmnyPay – Mobile Application for supporting transactions

mWallet - solutions for closed loop Card Management

Spencer’s – Online grocery shopping app with omni-channels

Punchey – Mobile POS for IOS and Android

Running & Living - is a fitness-tracking app for iOS and Android

CCD – Café Coffee Day

Potluck – App for offers on Restaurants

YouMart - Online grocery shopping app

Warid Paisa (Uganda)

YuCash (Kenya)

Nokia Money

Discover Financial Services

OmnyPay Inc


Spencer’s Retail Limited


Running & Living

Café Coffee Day

Tarang Tech


Warid Paisa (Uganda)

YuCash (Kenya)

Nokia Money

Reward/Gift card management

Bell ID – Gift card management mobile app

VMS - Coupon management system for mobile wallet

Loyalty and Reward

Bell ID

C-Sam (Master Card)


Payment Connectors/Formatter

Convert and transmits the communication between PG-Processor, Merchants-PG etc



eWallet, mWallet solutions and closed loop Card Management platform.

Alpha Payments Cloud


Fraud Management System

Detects Fraud, calculate Score and sends back Risk category (White, Gray, and Black) to PG and sends respective alerts.


Alpha Payments Cloud

Mobile Financial Solutions

Platform embraces the mobile phone as a convenient, cash-free and card-free financial transaction medium, fully functional and secure mobile wallet account enable the users to transfer funds and make secure payments from their mobile phones, including remittance, utility and bill payments.

Mahindra Comviva

Warid Paisa (Uganda)

YuCash (Kenya)

Nokia Money

Mobile POS

Mobile Point of Sale applications



Mahindra Comviva

Virtual POS

Virtual Point of Sale applications


Alpha Payments Cloud

Settlement Host

A file processing server application for settling the transactions


Alpha Payments Cloud

Professional Experience

Currently working as Sr. Test Analyst

Cognizant Technologies Solutions, Riverwoods, IL, USA. (Since May 2016)

Involved in Functional, Regression, UAT, Performance, DB Migration and Certification Testing.

Developing script in automation tool for system behavior and executing them in different environments, also maintaining version controlling using GitHub.

Deploying the build on different environments using Jenkins.

Validating eWallet tokenization transactions and fraud checks using ISO 8583 messages.

Developed SQL Queries as needed for testing the backend of the application for Oracle.

Involved in Load testing for transactions and benchmark the load.

Create Jmeter scripts, run the tests and create reports, Monitoring system resources and Memory usage, CPU utilization, WebSphere server during execution

Involved in API automation using Java, Cucumber, SOAP UI using Log4j, JXL, WSDL, XML, and JSON, HTML to validate business logic.

Involved in migrating the existing platform from tomcat to Cloud (PCF)

Involved in doing Proof of Concepts for Pivotal GemFire, Centralize logging, Splunk for all the components and automation frame works to be utilized for Regression testing and implementation of the same.

Following SAFe agile framework for project execution and create, update tasks in Rally.

Reporting defects using QC-ALM and follow up with the team until it gets resolved.

Involved in Grooming User Stories with Product owners and demo once completed.

Test Case Review and getting demo with product owners and updating the changes.

Writing feature files in Gherkin format with Cucumber Spring boot frame work

Utilized Jenkins, Git, and Eclipse for deployment of feature files on test servers and to move towards CI/CD

Worked in de tokenization system by creating message packets in ISO 8583

Defining tasks under user stories to the QA team in Project Management Tool- Rally.

Worked as QA/Performance test Engineer

SCIIT Solutions Vienna, VA, USA Oct 2015 to May 2016

Testing Various API’s using Soap UI.

Analyzing various logs to identify the reason for failure Test Cases.

End-to-End Product Integration Testing.

Providing User story demo to Product owner and Scrum Master.

Analyzes business and technical requirements, developed strategic Test Plans, and responsible for executing.

Performed Smoke, Functional, Regression, Ad-hoc, Performance, and UAT Testing.

Involved in Performance testing for protocols like client/server, web services.

Prepare the metrics for JVM heap and garbage collection in WebSphere/WebLogic during execution

Developed SQL Queries as needed for testing the backend of the application to retrieve or create test data from different Oracle Test databases.

Worked as a Module lead – Quality Control

Tarang Software Technologies, INDIA Sep 2010 to Sep 2015

Involved in defined the requirements of key Payment Gateway modules like Reconciliation, Refunds, Chargeback's, Discrepancy Management, 3D Secure Transactions, Bulk Settle, Bulk Refunds, Partial Refunds, Fee, Commission, Velocity Limits, Dynamic Transaction Routing, Tokenization, Recurring Payments etc.

Manage scope, effort, schedule, change and quality, while continuously identifying and mitigating underlying risks.

Creating Visa PIT Profile & Verifying all different cards with Visa sand Box.

Functional Specifications review, escalating gaps to the Customer, Freezing the scope and preparing Requirement document.

Worked on various Payment channels like Web, WAP, IVR and App etc.

Worked on various Payment Authentication modes like 3D Secure, OTP and Username/Pwd

Coordinating and engaging teams for various development/test phases.

Coordinating with external parties like Banks, Processors etc on need basis.

Project Planning; Test planning, Resource Allocation, Task Allocation and Status tracking.

Involved in Functional, Regression, Sanity, Usability, End to End, UAT, Performance, and Certification Testing.

Involved in DB Migration Testing, DR Testing, IVR Testing along with Log validation

OLTP testing with various Payment Options like CC/DC/NB.

Involved in API and Web services Testing using Soap UI, Rest Tools.

Involved in Reviews, Team meetings, SQA Reviews, Score card meetings etc

End-to-End Product suit Integration Testing (PG-FMS-eWallet).

OLTP testing with various scenarios like Checksum enable/disable, 3D – Non 3D and with various Fee configurations.

Verifying PCI compliance for all the 3 projects & Certified from PCI.

Tested Processor Configuration & Performed integration with WIRECARD Processor.

Release Management, UAT Teams training and proving User Guides for various applications.

Worked as a Software Test Engineer

Dayal Softcom Pvt Ltd, INDIA Aug 2007 to Jun 2010

Creating and executing test cases in Quality Center management tool.

Reporting Defects in Mercury Quality Center.

Performing Functional, Adhoc testing & Regression Testing.

Involved in updating Test Scripts for various scenarios using QTP.

Participate in Test case review and test scenario review.

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