CATHERINE SAVERIMUTTU

Mobile: 416-***-**** Email: adbxik@r.postjobfree.com

https://www.linkedin.com/in/catherine-saverimuttu-ab133212

EDUCATION

CPA CORE/PEP - Active 2016-2020

Ted Rogers School of Business Management Ryerson University Toronto

- Accounting Major, Econ Minor 2016-2019

CGA Pace Level. 2016

Chartered Institute of Management Accountants - CIMA UK - Management Level. 2010

PROFESSIONAL EXPERIENCE

Financial Consultant: Shami Accounting Services Inc.

Financial, Business Analyst Consultant: CIBC-Treasury, Liquidity management-

Financial Analyst: Sun Life Financial Reinsurance

General Accountant: L-1 Identity Solutions

Intermediate Accountant: AIG North America

Financial Analyst: Citi Master Card

SOFTWARE EXPERIENCE

ERP Systems: SAP-FI &CO, Oracle Financial/Manufacturing, People Soft, Great Plains.

Financial Modelling by Marquee Group

Other: Visual, Cognos, Cruse, Agresso, AS 400, GLDM, CFR, SIR, ECMF, EDSF,

Excellent Excel skills- Deal with Large Volume of Data-Pivot tables, V lookups, Formulas-ISNA, MATCH, MACRO, What IF.

Reporting Tools: Hyperion, FRX, Oracle Business Intelligence (BI), Bloomberg.

SQL(Intermediate), Tableau, Audit- ACL & Case Ware.

TED ROGERS SCHOOL - RYERSON UNIVERSITY JAN 2019-SEP 2019 Business Management -Accounting Major Degree completed (Full time).

PROFESSIONAL EXPERIENCE

SHAMI ACCOUNTING SERVICES Inc.: MARKHAM. JAN 2016 – DEC 2018

Part-time Accounting Consultant: Public Accounting

Deal with small profit/nonprofit and family business clients while attending Business Management Degree at Ryerson University.

•Assisting Full-cycle Accounting. Performing Sales Tax, Income tax calculations and Accounting Policy decisions under ASPE. Using Excel preparing GL-Balance Sheet and P&L Reconciliations and journal entries, Expenses allocation, Financial Statements, Cash Flow Statements templates under GAAP/ ASPE & ratio Analysis useful for Bank loans and Tax purposes. Controls Validation & Process improvement: Assist with internal control and audit issues.

CIBC: TREASURY & LIQUIDITY MANAGEMENT: TORONTO. FEB 2015 – SEP 2015

Business Analyst-Consultant for Asset Management- Investments, Capital Market, Derivatives: BASEL 11, 111, NCCF, LCR, NSFR

Assisting Data Compliance Act. Consolidate, analyze and report on the financial performance of the Treasury/Liquidity Management group. Support the month-end, quarter-end and year-end close process including financial / statuary reporting and financial governance.

GL Reconciliations and month-end close: Responsible for Month-end close reconciliations. Preparing Treasury/Liquidity Asset Management Financial Instruments. GL Reconciliations, Variance reporting and Statuary reporting. Validate the System Accuracy and the integrity of the Financial and Statuary Reporting (BASI 111 reporting- Tier1,2, reports and ratios, IFRS 9, SOX). And Facilitate the New System Implementation (UAT) Testing.

•Analyzing and Reporting: Analyze post Trading Data from People Soft and many different Trading systems, Perform Process Mapping & GL reconciliation for Asset Liability Management (ALM, MTM). Compare Productions, Treasury & Finance GL for Retail & Wholesale banking products based on 80/20 rule and make sure the variance within the 2% threshold. Such as Fixed Income/Derivatives, OTC /Equity, Bonds, Equity, Repo, Reverse Repo, Security Borrowing, Lending, Netting, Collaterals, Structured Credits, and Mortgage back securities (MBS), Asset Back Securities (ABS), On Balance Sheet (Assets & Liabilities), Off-Balance Sheet & P&L items.

Also assisting Mortgages and Loan reconciliation. Summarize & Document the findings. Provide recommendations and ensure consistency and deviations are within threshold based on Technical and Accounting aspects, and action is taken based on the Cost-Benefit perspective.

•Governance: Assist SOX walkthrough & detailed testing required by Internal and external auditors and management. Process the finding and documentation, and provide suggestions and improvements, Update and Maintain Treasury GL reconciliation Policy Manuals and Sox documentation for Capital Market.

•Risk Management: Identify Data compliance Risk on OSFI, BASEL-3 Capital Adequacy Reporting, and Analysis – Perform NCCF, LCR, NSFR Liquidity Ratio calculations. Credit Risk analysis based on Credit Rating, Maturity buckets, and Impairments Assist change management and new System implementation. Perform UAT testing for Production.

BACK TO SCHOOL: CGA AND RYERSON UNIVERSITY MAR 2012 – DEC 2014

SUN LIFE FINANCIAL-REINSURANCE: TORONTO. SEP 2010-DEC 2011

Financial Analyst Ireland Branch- Capital Market and Investments Asset Management -IAS 39-9, IFRS 7, US. GAAP, CGAAP, SOX. ORACLE Financial, EXCEL

Assisted closing down Ireland Branch Reinsurance Investments Asset Management: Capital Market- HFM, AFS, HFS Bonds & Equity, GIC (Multi currency-IAS 39, IFRS 7, 9), and Segregated Funds. And OFSI reporting.

•Analyzing and Reporting: Handle Full-cycle accounting and financial reporting for Ireland branch Investments, analyze post-trading date provide by State Street, perform GL Reconciliations (MTM). Responsible for Month-end close, preparing IAS39, IFRS 7, U.S. GAAP, CGAAP Financial Statements and Statuary Reporting for Ireland Branch Capital Market in Multicurrency (USD, GBP, AUD, CAD) based on Trading Data.

•Month-end close GL reconciliations, and Management reporting: Responsible Multiple Bank accounts in multi-currency for settlements and wire transfers for disposal of securities, Fund Transfers, Opening, and Closing bank accounts, Bank Reconciliations and Intercompany settlements for Investments. Corporate Dividends, Interest, Realized/Unrealized Gains/Losses (MTM), Foreign Currency adjustments, Impairment losses. Purchase, Disposal, Withholding/GST/HST Tax on Shares & Intercompany settlements. Multiple Bank Accounts, Fund transfers, Goodwill, Suspense Accounts. Movements in Shareholders Equity. Other Insurance reconciliations using macros and pivot using Excel.

•Governance & Risk Management: Prepare SOX Documentation for GL reconciliations, Assist preparing OSFI, MD&A, and other Regulatory & Statistical Schedules for Capital Market. Perform Operational Risk Management rations- Perform GEARING, LOSS RATIOS, Track MCCSR/S&P RATING, and IMPAIRMENT TESTING and portfolio market valuation. Create Update, Maintain Financial Statement, Regulatory templates for OFSI, Continuity schedules, and Audit Binders. Assist day-to-day operational functions related to Investment inquiries from other division internally and globally.

L-1 IDENTITY SOLUTIONS: MARKHAM. MAY 2010 - JUL 2010

General Accountant: IFRS, U.S GAAP, CGAAP, SOX-

ORACLE Manufacturing, Visual, EXCEL

•Responsible for the Full cycle month-end closing process, preparation of Monthly Financial, Management and supervising AP and AR. Maintaining Continuing schedules, Audit binders. Reporting schedules. Producing U.S. GAAP, CGAAP Financial Statements in Multicurrency. Perform Management Reporting, variance analysis, overhead allocations and maintain budget templets:

AIG INSURANCE-NORTH AMERICA: TORONTO. JAN 2008 - FEB 2010

Intermediate Accountant: Capital Market-IAS 39-9, IFRS 7, 9, U.S. GAAP. GAAP

SAP, COGNOS, CRUSE, AGRESSO, EXCEL, BLOOMBERG, Excel

•GL Reconciliations and Month-end close. -Responsible for producing Month-end close U.S. GAAP, GAAP, IFRS 7, IAS 39 Financial Statements in Multicurrency (USD, GBP, AUD, CAD) & MD &A for Capital Market. And assist filing OSFI, SOX and other Regulatory Schedules - HFT, AFS, HFT Bonds & Equity, GIC, Mutual funds, and Segregated Funds. Uploading journal entries using Macros and Pivot. And downloading Segmental and Regional reporting data from Cognos for Regulatory & Statistical Reporting packages for insurance. Assisting Insurance accounts reconciliations. Maintained Continuity Schedules for Accruals, Prepaid, Reserves, Audit Binders, and deal with internal auditors during month-end.

Management Reporting and Variance analysis: Downloading data from different trading and accounting systems to excel to prepare monthly GL Reconciliation. Reconcile accruals and prepaid, Intercompany, Corporate Dividends, Interest, Realized/Unrealized Gains/Losses (MTM), Foreign Currency adjustments, Impairment losses. Purchase, Disposal, Withholding/GST/HST Tax on Shares & Intercompany settlements. Reconcile Multiple Bank Accounts, Fund transfers, Goodwill, Suspense Accounts and movements in Shareholders Equity. Reconcile & prepare tax returns, ensuring compliance with payments.

•Risk Management: Responsible for Credit Risk Analysis based on –S&P, Internal/External rating. Operational Risk Management- Perform MCCSR, LOSS, GEARING ratio, and OFSI reporting.

CITI MASTER CARDS CANADA INC. & DINNERS CLUB: TORONTO.

Accounting & SOX Analyst (SOX-404,409). PEOPLESOFT, AS/400, HYPERION, EXCEL, CGAAP, USGAAP

Worked part of KPMG SOX team. Review, analyze and recommend accounting procedures, and policy changes to ensure adequate financial controls over Financial and Regulatory accounting. Responsible for Month-end closing GL reconciliation, Overhead allocations, Charge in and Charge out Shard expenses, variance analysis, Maintain continuity schedules for Fixed Assets, Overhead allocations, and Audit binders. Running queries using People soft and uploading Journal entries using excel templets such as macros and pivot tables. Doing mapping in Hyperion and People soft and reconcile the discrepancies.

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