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Manager Assistant

Location:
Plano, TX
Posted:
February 23, 2020

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Resume:

JERMAINE OATIS

Address: ***** ***** ****** ******, ** 75033 · Phone#: 501-***-****

Email: adbx48@r.postjobfree.com · LinkedIn Profile: linkedin.com/in/jermaine-oatis-0b6a40b2

OBJECTIVE

To explore opportunities that would continue to allow me to utilize my educational and professional training and experience while maintaining growth opportunities.

EXPERIENCE

CAPITAL ONE

FEB. 2018 – PRESENT

SENIOR MANAGER (VICE PRESIDENT) – COMMERCIAL UNDERWRITER III

• Evaluating and decisioning loan applications for new loan facilities

• Decisioning renewals and changes in exposure limits, all in accordance with business unit standards

• Analyze all aspects of an applicant’s business to determine credit worthiness and repayment ability

• Review and approve written credit approval memoranda and ancillary forms for routine credit facilities

• Perform and verify compliance with loan policy and all applicable regulatory requirements

•Manage and develop direct reports (underwriters and analysts)

•Travel to various markets to provide support and training to sales teams.

IBERIABANK

JUNE 2016 – FEB. 2018

VICE PRESIDENT – SR. COMMERCIAL UNDERWRITER & SPREADS GROUP MANAGER

• Recruit, hire, train, and manage new analysts dedicated to portfolio management activities of the bank (updating of financial information, covenant compliance, performance monitoring, etc.).

• Manage the expansion of the service area from one state / territory to bankwide coverage (7 total states).

• Perform quantitative process analysis to determine the projected staffing needs of the department.

• Develop and implement training processes to prepare inexperienced underwriters for full underwriting activities.

• Keep designated markets in compliance with portfolio monitoring standards as designated by bank policy.

JUNE 2008 – JUNE 2016

ASSISTANT VICE PRESIDENT – COMMERCIAL UNDERWRITER

• Determine feasibility of existing and potential large business banking deals.

• Perform industry research / analysis and a vast variety of industries.

• Perform financial ratio analysis, analyzing customers and how they perform versus their industry.

• Perform cash flow, breakeven, and rate sensitivity analysis.

• Identify potential problem areas through periodic portfolio reviews.

UNIVERSITY OF PHOENIX

FEB 2010 – FEB 2018

INSTRUCTOR

• Instructed both online and on-site classes (primarily online).

• Instructor for Foundation of Personal Finance courses.

• Instructor for Introduction to Finance courses.

JACKSON HEWITT

JAN 2015 – APR 2015

CERTIFIED TAX PREPARER

• Seasonal part-time work as a tax preparer for Jackson Hewitt.

• Prepared simple and complex tax returns for individuals.

ANB FINANCIAL

FEB 2007 – MAY 2008

CREDIT OFFICER

• Reviewed bank relationships to detect signs of current or future deterioration.

• Researched and compiled real estate market analysis on various bank markets.

• Performed review on various bank portfolios to determine changes in the levels of risk.

• Traveled to in state and out of state markets to conduct on-site construction inspections.

TRUSTMARK NATIONAL BANK

MAY 2005 – FEB 2007

SENIOR CREDIT ANALYST

• Trained and assisted less experienced analysts in departmental activities.

• Continued to perform all the normal duties of a credit analyst.

JUNE 2002 – MAY 2005

CREDIT ANALYST

• Processed, reviewed, and analyzed commercial & real estate loan opportunities.

• Ensured all existing and potential loans complied with bank policy.

JUNE 2001 – JUNE 2002

MANAGEMENT DEVELOPMENT ASSOCIATE

• Participated in Trustmark’s yearlong management development program.

MISSISSIPPI DEPARTMENT OF HUMAN SERVICES

JAN 2001 – JUNE 2001

ACCOUNTANT / AUDITOR II, MISSISSIPPI DEPARTMENT OF HUMAN SERVICES

• Managed federal and state grants and matching funds reporting.

SEPT. 1999 – JAN 2001

ACCOUNTANT / AUDITOR I, MISSISSIPPI DEPARTMENT OF HUMAN SERVICES

• Reviewed vendor contracts for agency for approval.

• Processed and tracked vendor payments.

EDUCATION

JACKSON STATE UNIVERSITY

MAY 2001

MASTER’S DEGREE - BUSINESS ADMINISTRATION

JACKSON STATE UNIVERSITY

MAY 1999

BACHELOR’S DEGREE - ACCOUNTING

SKILLS

Proficient in Word, Excel, PowerPoint, Salesforce, Google apps, etc.



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