Analyst Data

UMMESALMA DILAWAR

Mobile: 469-***-****

Email: adbpq2@r.postjobfree.com

Summary:-

Data Analytics Professional with 3+ years of experience in US AML Compliance and 5 years of experience in Market Research Company after completion of Masters in Statistics

Identified, investigated and managed compliance issues involving the Federation.

Analyzed regulatory changes and enforcement actions to assess the impact to the Federation, and participate in work to ensure the business is able to support new requirements.

Reviewed surveillance alerts and conduct forensic reviews to monitor the Federation’s compliance with regulations and firm policies

Drafted and assisted in the implementation of policies and procedures

Developed and delivered communication and compliance learning to the Federation

Identified and conducted enhanced due diligence for high risk customers.

Monitored watch list screening and other alert volumes.

Prepared and provided commentary on metrics and other key risk indicators.

Communicated and collaborated with various stakeholders in Global Compliance, the consumer businesses, and legal.

Apply knowledge of products, services and expected activity

Provide training to new and existing employees

Assist with projects related to strategic initiatives for execution functions and overall program management.

Excellent oral and written communication skills.

Ability to work effectively in a team as well as individually.

Technical skills:-

Statistics software: SAS 9.2, SPSS, Minitab, Tableau, Quantum, R.

Other softwares: SQL, Oracle (11g), Cognos, IBM I2 Analyst notebook, JIRA, Agile, C, C++.

Well versed in Micosoft Office as well e.g.MS Excel, Word, Powerpoint.

Experience:-

Professional Experience

Senior Analyst

(Contractor) Goldman Sachs Apr 2019 till Dec 2019

Richardson (Dallas), Texas

Reviewed new and existing loan applications for suspicious activity.

Identified suspicious activities such as First Party Fraud, Identity theft, Third Party Fraud, Fraud Ring and Synthetic Identity.

Drafted detailed case summary, SAR narrative and presented it to the SAR FCC committee.

Created Continuous activity report (CAR) to monitor reoccurring fraudulent activities.

Filing of SAR’s through an automated system.

Work live alerts transactions to determine fraudulent transactions.

Reviewed Lending applications for potential fraudulent activity and prepared SARs.

Managed Day to Day Operations for a Team of fraud specialists and investigators

Investigated suspicious activity and behavior that could pose a risk to client’s customers like out of pattern card spend or anomalous account activities.

Demonstrated skills and competencies in assessment, problem solving, practices/policy administration/interpretation.

Reviewed applications in pre and post booking status and closed/restricted accounts as per findings.

Flexibility to quickly shift priorities, multi-task and juggle simultaneous requirements in fast paced environment and manage all to completion

Processed orientation, including strong organizational and prioritization skills.

Demonstrated ability to work with Minimum Supervision to take initiative and follow-up on assigned projects, balanced by good teamwork skills.

Investigated suspicious activity and behavior that could pose a risk to client’s customers like out of pattern card spend or anomalous account activities.

Recommended Outbound contact for OBC team to verify transactions and handling incoming customer queries on card decline/account block/ unfamiliar charge on statement

Up to date on latest fraud modus operandi that are currently trending in the market.

Compliance Analyst

(Contractor) Societe Generale Nov 2016 till Mar 2019

French Bank

Richardson (Dallas), Texas

I performed secondary level and quality control (QC) review on enhanced due diligence report for high risk, medium high, low and medium low risk customers including commercial banking clients, real estate amongst many others so as to update KYC risk profiles, perform necessary due diligence to ensure compliance to regulatory requirements.

Coordinate and lead team meetings including bi-monthly knowledge sharing, Performance evaluation gaps and performance improvement plans.

I Provide SME supervision on matters involving high-risk business and sanctioned countries, whilst also facilitating the collaboration of ideas and follow up to recommend best solutions

Provide analyst with guidance and resources to be effective at work whilst managing team’s pipeline, production and capacity optimization

I have trained a total of over 30 new KYC analyst that joined the team in the past 2 years.

Remediation Analyst

(Contractor) Wells Fargo April 2016 till Nov 2016

Richardson (Dallas), Texas

Relate closely with compliance on documentation issues, fraudulent or suspicious activities identification, sanctions or embargo issues or negative news triggered during enhanced due diligence.

Deep attention to details especially as it relates to reading and understanding audited financial reports of different companies in different industries, funds prospectus, memorandum and article of associations and other incorporation document.

Perform Enhance Due Diligence, via Lexis-Nexis, Google, World Check, DDIQ and various other platforms, whilst ensuring due diligence KYC process is consistent for both global and different countries’ local standards.

Assess and monitor money-laundering risk as well as customer due diligence (CDD) measures, complete accurate KYC profiles in a timely manner using internal System of Records (SOR). Updating KYC documentation profiles for various types of legal entities, Limited Liability Companies, Special Purpose Vehicles, Money Service businesses, Trusts, Financial institutions, Publicly Traded Entities and Charities.

Liaise regularly with stakeholders including but not limited to – external clients, middle office, back office, facilitation teams, IT compliance and business officers.

Data Analyst Aug 2010 to Feb 2015

Hansa Research Pvt Ltd.

Research and Marketing Company

Mumbai, India.

Led statistical efforts to support decision-making range from developing survey-sample designs to applying traditional inferential and modeling methods including testing assumptions, imputing missing data, and applying innovative methods to incorporate censored data into estimation procedures. The statistical analysis including regression, ANOVA, and survey sampling.

Knowledge of Shapley Analysis using R software.

Designed and launched computational algorithms and programs to impute missing records, and generate various summary tables of estimates, data listings and statistical graphics.

Development of expert judgment models to assign rating grades.

Qualitative and quantitative validation of models for compliance e.g. linear regression, factor and cluster analysis using SAS/SPSS.

Mitigation of default and fraud risk on borrowers through predictive modeling.

Assessing performance of retail and wholesale risk scorecards deployed by the Bank in Excel.

Universe projection and weightlifting studies done in Quantum software.

Research Experience

Survival Analysis of Chronic Myeloid Leukemia Patients. Oct 2009 – Feb 2010

Research undertaken in association with ICON, a charitable organization in aid of cancer patients.

Main objective: To compare and contrast efficacy and toxicity of 2 treatments for CML

Extensive use of Survival Analysis techniques.

Education:-

Master of Science : Statistics – 2008-2010 Mumbai, Maharashtra/India

Bachelors of Science : Statistics – 2005-2008 Mumbai, Maharashtra/India

(Graduated with honors)

Applications of Statistics using SPSS 3 day course. – March 2007

References:-

Available upon request.

Contact this candidate