Mohamed El-Sayed Allam - MBA

**, **** *** ****** **, Heliopolis – Cairo -Egypt

Tel: 022**-***-**, Mob. 012********

E - Mail: adbczt@r.postjobfree.com

Objective:

A challenging position in a well-established entity where I can fully utilize my experience. C.V. Summery

MBA in Financial Management - May2009- Arab Academy for Financial & Banking Science.

Current Job, CFO ( ElSewedy Group ) the following companies: - o Fields Co. for Trading and Industry Co. “Textile” o Koning for Food Industry Co. “FMCG”

Previous Job, Treasury Manager, Trans Business for Trading & Distribution “TBTD

“& Trans Egypt for Import & Export “ TEIE”

Total experience 26 years.

Banking experience 18 years as following: -

Teller for 1 years

Credit department for 13 years

Risk analysis for 2 years

Retail business for 2 years.

Professional Experience:

MBA in Financial Management – Arab Academy for Financial & Banking Science.

Strong team leadership and proven ability to deal in deferent environment, effectively communicates direction, commits people to action and conveys complex information in easily understood formats.

Attended and successfully taught many specialized training courses in credit analysis, retail business & risk analysis (Pls. fined below more details).

Teaching talent.

Computer literate.

Successfully stories in brief

Co. Name & Position Successfully Story

Trans Group (TBTD & TEIE)

Head of Treasury

1. The Co. has a huge distribution channels by more than 14 branches in 14 governorates, therefore to

get strong cash flow we built a good relationship

with banks to accept daily cash deposit on the same day by maximum deposit value date next working

day, which recorded positive feedback on the

company cash flow.

2. Built strong cash department in each Co.'s branches

(14) such as banks with daily follow up.

3. Built a good relationship with more than one

company shipment money to minimize the

operation risk.

4. Improved SAP report in treasury Dept. to be

accrued and updated for such as daily banks

position and banks statement uploaded on SAP.

5. Decreased number of banks that deals with the

company from 30 banks to 14 based on the history

of relationship & banks financial position also

reputation in the domestic market.

Union National Bank-Egypt

(UNB-E)

Senior Relationship Manager-

Corporate Banking Group

1. Managed huge portfolio (almost EGP1.2 billion)

with successful management by maximize

profitability, improve client’s relationship to be continues.

2. Improve our portfolio by attracting new

corporate clients, however this period after

January 2011 revolution which is more sensitive,

cautions & conservative.

National Societe General Bank-

NSGB

1. Managed huge portfolio increased from Y to Y

latest year reached almost EGP2.2 billion in

funded facilities & EGP640Mio Unfunded

facilities with monitoring each account

profitability & relationship.

2. 2008, built (created) Risk Assessment

department database (archiving) to managed the

files (almost 1500 files - clients).

3. In September 1999,before the bank launched

retail business, I was in corporate banking Dept,

& the management asked to create a retail loans

to one of my corporate workforce with total

EGP40Mio, then I created the process,

documents and before closing 1999 (3 month)we

fulfilled EGP40Mio personal loans to 1566

clients.

Fields Co. for Trading & Industry & Koning Co. October 2017- Today The Co. owned by Elsewedy group & have a new Egyptian sportswear brand officially established in January 2018.

Chief Financial Officer -CFO

Accomplishes finance human resource strategies by determining accountabilities; communicating and enforcing values, policies, and procedures; implementing recruitment, selection, orientation, training, coaching, counseling, disciplinary, and communication programs; planning, monitoring, appraising, and reviewing job contributions; planning and reviewing compensation strategies.

Develops finance organizational strategies by contributing financial and accounting information, analysis, and recommendations to strategic thinking and direction; establishing functional objectives in line with organizational objectives.

Establishes finance operational strategies by evaluating trends; establishing critical measurements; determining production, productivity, quality, and customer-service strategies; designing systems; accumulating resources; resolving problems; implementing change.

Develops organization prospects by studying economic trends and revenue opportunities; projecting acquisition and expansion prospects; analyzing organization operations; identifying opportunities for improvement, cost reduction, and systems enhancement; accumulating capital to fund expansion.

Develops financial strategies by forecasting capital, facilities, and staff requirements; identifying monetary resources; developing action plans.

Monitors financial performance by measuring and analyzing results; initiating corrective actions; minimizing the impact of variances.

Maximizes return on invested funds by identifying investment opportunities; maintaining relationships with the investment community.

Reports financial status by developing forecasts; reporting results; analyzing variances; developing improvements.

Updates job knowledge by remaining aware of new regulations; participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

Accomplishes finance and organization mission by completing related results as needed. Trans Group (TBTD & TEIE) Nov. 2014- June 2017

TBTD & TEIE are the Partner of Philip Morris Misr (Tobacco industry/FMCG), TBTD is the Trading Company specialist in distribution with 17 branches covered all Egypt & TEIE is Import and Export Company mainly import Tobacco & non-tobacco material. Treasury Manager

Understand, manage, and supervise all aspects of cash flow.

Forecast daily cash requirements and execute daily financing decisions.

Manage all aspects of In-house investment portfolios.

Direct, monitor and trade investment portfolios including Working capital, High-Yield, Escrow, and other portfolios.

Manage long-term and short-term investment strategies.

Determine the Company’s goals and risk tolerance.

Assess performance benchmarks and recommend changes when warranted.

Review and recommend changes to the investment policies based on the market conditions.

Prepare or monitor company’s various cash flow forecasts and perform financial modeling.

Evaluate, develop and implement cash management systems to optimize efficiencies.

Understand and manage appropriate accounting procedures and processes.

Manage relationships with financial service providers.

Monitor bank service fees and address quality issues.

Conduct benchmark studies of banks and their services to evaluate whether it fits Granite’s requirements.

Meet with cash management banks to plan cash management vs. Granite’s needs.

Evaluate alternative long-term borrowing strategies and make recommendations in accordance with the capital structure guidelines.

Manage, direct, and develop Cash Management staff.

Recommend, implement and maintain process improvements.

Provide technical and other support for mergers, acquisitions, and other projects as needed.

Union National Bank-Egypt (UNB-E) October 2010-October 2013 Senior Relationship Manager- Corporate Banking Group. Narrative Description:

Maintain and manage commercial credit accounts to the assigned group of Industries within established policies and procedures. Develop business with both current and prospective customers to meet the action plan. Represent business contact for complex and large corporate accounts. Duties & Responsibilities:

Handle relationship with complex accounts and corporate customers within area of industry. Have similar duties and responsibilities of relationship officers with regard to these accounts.

Develop new business, follow informal market survey, and cross-sell all services of the bank.

Evaluate various data to determine the credit worthiness of prospective customers and participate in the establishment and negotiation of credit terms.

Monitor loan repayments, installments, bank securities, insurance policies, and maturity. Take necessary actions to handle past-due accounts and overruns.

Advise customers on account management and business prospects.

Assign credit files to appropriate relationship officers.

Provide aid to less experienced officers in face of unusual or unfamiliar cases.

Follow up, review, and/or prepare credit proposals for submission to appropriate credit authorities.

Assist in the evaluation of credit portfolio and its associated risks.

Ensure the correct functioning and implementation of permanent supervision system, compliance, money laundry and KYC rules at the branch. National Societe General Bank-NSGB Feb96- October2010 1. Aug.16, 2009 – October 4, 2010, Relationship Manager Corporate Finance - Makram Ebeid Branch.

Narrative Description:

Maintain and manage commercial credit accounts to the assigned group of industries within established policies and procedures. Develop branch business with both current and prospective customers to meet the action plan. Represent business contact for complex and large corporate accounts.

Duties & Responsibilities:

Handle relationship with complex accounts and corporate customers within area of industry. Have similar duties and responsibilities of relationship officers with regard to these accounts.

Develop new business, follow informal market survey, and cross-sell all services of the bank.

Evaluate various data to determine the credit worthiness of prospective customers and participate in the establishment and negotiation of credit terms.

Monitor loan repayments, installments, bank securities, insurance policies, and maturity. Take necessary actions to handle past-due accounts and overruns.

Advise customers on account management and business prospects.

Assign credit files to appropriate relationship officers.

Provide aid to less experienced officers in face of unusual or unfamiliar cases.

Follow up, review, and/or prepare credit proposals for submission to appropriate credit authorities.

Serve as a contact officer for non-borrowing customers for matters related to other bank services.

Coach and assist in the training of relationship officers.

Assist in the evaluation of credit portfolio and its associated risks.

Undertake special projects as assigned by branch managers and head of corporate credit unit.

Ensure the correct functioning and implementation of permanent supervision system, compliance, money laundry and KYC rules at the branch. 2. Aug. 15, 2007 – Aug 15, 2009 Risk analysis – Risk Department – Head Office. Manage & review the corporate case (CLP) in full details (analyzing the income statement, balance sheet, and each world in the file), also review the previous year (in case existing) and deeply study in view of Risk side with using the available internal tools such as internal private system to clarify the risk for each sector/client. Follow in close all the change and prospect change in life (domestic or abroad) 3. July2004- Aug 2007, Section head – Credit Department-Main Branch. Maintain and manage commercial credit accounts (managed portfolio consists of almost 24-30) corporate clients to the assigned group of industries within established policies and procedures. Develop branch business with both current and prospective customers to meet the action plan. Represent business contact for complex and large corporate accounts, handle the file’s operation, follow utilization, & annual renewal. 4. Jan 2002-July 2004, Senior Account Officer (Acting as deputy Branch Manager) in retail branch.

The retail branch consists of 8 staff including the branch manager, my duties as deputy branch manager, build the branch marketing plan, mange and follow my team, cross selling, finally to achieve annual target with high level of quality. 5. Dec 1997 – Dec 2002; Credit Officer (in Cairo Branch-considered the Main Branch). Maintain my portfolio and developed it by focuses on 2 ways, First one, maximum the utilization f the existing client with high level of follow up performance to be them satisfy,

Second, one built strong marketing plan to attract new customers to keep our portfolio on the track.

6. Feb1, 1996 – Dec 1997 – Teller.

Response on FCY cash transaction (exchange or deposit) and domestic currency, with a huge number of transactions per day with high performance of service that make the management takes a transfer decision from cash department to credit department. ITI Institute – Information Center and Decision Support Feb.95-Feb.96

In-charge of student needs from computer, books, and arrange the time with the professors.

Professional Training:

1. Risk Analysis basic principles – Paris, Société General Bank- Head Office - October 2008 & teaching new college with maximum 2 years experience in NSGB. 2. Key account Management.

3. Behavior skills.

4. Telephone techniques.

5. L/C’s & L/G’s.

6. Individual Banking products.

7. Marketing Skills

8. Improve selling behaviors May99

9. Building the customer focused organization June 99 10. Essentials of selling (Skills & behavior) July2001 11. Customer care & teamwork -July2001.

12. Professional Diploma in the Management & Credit Analysis (Cairo University, Faculty of Commercial- Research Commercial Studies Center).

13. Credit basic, financial analysis and assets conversion cycle (Central Bank Institute) 14. Effective Marketing Skills (The British Council - Cairo -September 2001). 15. Managing your job (How to run effective meeting, Problem solving & Decision-making)

- March2002.

16. Developing marketing and sales activities.

17. Managing your environment.

18. Creative Thinking Skills - Program Objectives. 19. Time Management.

Education:

Faculty of Commerce” Finance & Investment” - Cairo University.

MBA “ Financial Management “ from Arab Academy for Financial and Banking Science

Languages:

Arabic and English: Fluent writing & speaking

Personal Interests:

Swimming & Reading.

Personal Data:

Nationality : Egyptian

Marital Status : Married

Date of birth : January 1, 1970

Children : Two child.

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