SUBBULAKSHMI.S
Mobile: +91-950**-*****
E-mail id: adb3jz@r.postjobfree.com
PROFILE SUMMARY
An enthusiastic team player, innovative unique thinker having 6 years of experience in banking in various roles like cash, credit, jewel, delinquency and training management. Presently employed with The Karur Vysya Bank Ltd Since April 2013. Commenced as Assistant Manager and Promoted as Manager in August 2019.
CAREER OBJECTIVE
Seeking an interesting creative and responsible position with growing opportunities in a reputed organization where I can utilize my skills and making a significant contribution to the growth of the company.
EXPERIENCE
Role: Manager – L & D, Performance Management
Monitoring the Sales Performance and making follow up of low performers.
Arriving and releasing the incentives for sales performance based on the current scheme / campaign.
Identifying, nominating, monitoring and making follow up with branch heads under Performance Improvement Plan (PIP).
Involving myself in converting from paper to system for existing manual works.
Responsible for identifying and arriving with new training programs based on the need.
Timely submission of reports related to RBI, board and to other regulators.
Role: Assistant Manager – Training & New Initiatives
To achieve the budgeted training man days within the stipulated time frame as prescribed by the top management.
To create efficient need based Annual Training Plan and identification of nomination for internal, external and in company programs and also to ensure in compliance with RBI
Managing, executing the plan, new schemes and new initiatives which are being introduced by the bank viz. E-Learning projects, Online Learning diary, Mentorship program etc and making effective Follow-up to completion of the task in stipulated time.
Initiated and involved myself for conducting Team Way Morning Review session. Involvement for clarification of doubts and rectifying the practical difficulties in the new initiatives.
Preparation of weekly, monthly, quarterly reports for RBI and for various compliance authorities.
Role: Assistant Manager – Credit and Recovery Officer
Managed credit proposals pertaining to various industries from customer assessment, analysis and appraisal of the proposal.
Responsible for Pre and Post sanction follow ups from obtaining KYC, checking eligibility, property verification to documentation process, timely completion of MIS report submission, CERSAI and Insurance registration for the collateral securities obtained.
Responsible for timely follow-up, prevention of slippage to NPA from Stressed Accounts viz. SMA 0, 1, 2 and recovery of NPA accounts.
Responsible for executing various measures of recovery such as One Time Settlement, Lok Adalat and SARFEASI.
Role: Cash, Locker and Jewel Officer
Commenced as probationary officer in the above role with energetic dreams.
Handled cash management for ensuring limit maintenance in the branch by using the inward cash counter and cash deposit machine.
Responsible for evacuating and managing the Cash Deposit Machine, Token Machine, Printer systems, CTS scanner.
Responsible for jewel loan operations such as booking, renewal and redemption.
Responsible for verifying the customer as per the records and servicing for locker operations.
Responsible for daily, monthly MIS for cash, jewel and locker operations.
PROFESSIONAL QUALIFICATION
Certified in Risk in Financial Services – IIBF
CAIIB, JAIIB, KYC-AML, BCSBI, SME for Bankers – IIBF
Post Graduate Diploma in Branch Banking - IFBI
ACADEMIC QUALIFICATION
S. No.
Degree / Examination
Institution / Board
Date / Year of Passing
Percentage of Marks
1
MSc Software Systems
V.L.B.Janakiammal College of Arts & Science – Bharathiyar University
April 2012
88%
2
Higher Secondary
P.S.G.R.Krishnammal
Higher Secondary School for girls – State Board
March 2007
91.25%
3
SSLC
March 2005
88.2%
OTHER CERTIFICATIONS
E-Learning on Compliance in Banking – October 2019
E-Learning on Cyber Security Awareness – January 2020
IRDA – Passed in April 2015, renewed in Dec 2018.
E-Learning on KYC & AML – December 2018.
EXTRA-CURRICULAR ACTIVITIES
Participated in Singing, Dancing, Painting and Rangoli contests conducted by our bank, outstanding performer in college and school and won prizes.
Received “Best Performer Award” for the cultural events in our college.
Participated in various TV shows for singing, dancing and won prizes.
Received “Outstanding Student Award” in school for cultural.
Serviced as School Secretary of Junior Red Cross Society.
PERSONAL PROFILE
Permanent Address: No: 14/22, Venkatesapuram, Perur, Coimbatore – 641 010.
Communication Address: No. 6/17, Vaiyapuri Nagar 2nd cross, Sengundhapuram post, Karur – 639 002.
Date of Birth: 25.07.1989
Languages Known: English, Tamil.
Hobbies: Craft works, glass painting, singing, dancing, and creative working.
I hereby acknowledge that all the above given details are true up to my knowledge.
Coimbatore Yours truly,
SUBBULAKSHMI.S