ASHIKA DHANSUKHLAL BHUDIA
BSc (Hons) in Applied Accounting, ACCA
Winnipeg, MB
R2N0B6
+1-204-***-**** adazvx@r.postjobfree.com
PROFILE
A highly organized and dedicated chartered accountant specialised in auditing with work experience in both accounting and banking industry. A collaborative team player with proven ability to remain calm under pressure and effectively prioritising tasks. I undertake work professionally and ethically with passion, energy and focus with an emphasis on numerical and analytical competence. Being computer literate with an enthusiastic personality, professional approach and great attention to detail, I am supported by a degree in Applied Accounting through Oxford Brookes University.
CAREER OBJECTIVE
I am looking to challenge my career into a fast paced environment where my confidence and experience will be best utilized. I have a very strong interest in advancing my career with accounting as I possess key experience working with large organizations. I am supported by ACCA affiliate certificate and membership and currently pursuing CPA (Canada) through the ACCA and CPA Canada MRA.
EMPLOYMENT EXPERIENCE
September 2014 – October 2018
I&M Bank Limited
I&M Bank Limited is one of the leading banks in East Africa since 1974 offering a full range of corporate and retail banking services. The Bank’s operates internationally in Mauritius, Rwanda and Tanzania with 35 branches operating locally in Kenya
Customer Service Officer
Key Responsibilities:
Cross –sell and Up-sell all Bank’s products (Sales Force Effectiveness, SFE)
Capturing all queries on the bank’s query logging system (Mantis complaint center)
Processing of cheques, fixed deposit initiation, fixed deposit liquidations, SWIFT transfers, RTGS
Assist customers who are victims of fraud and theft with replacing lost or stolen cards
Accomplishments
Grew customer base by 25% by opening more transaction accounts hence awarded best customer service officer in sales force effectiveness
Credit Analyst
Key Responsibilities
Analyzing and preparing high quality credit appraisals /applications for new and existing customers within required timelines
Cash flow analysis, financial analysis of audited/management accounts for decision making purposes
Reviewing of clients’ facilities at existing/enhanced/restructured basis after the receipt of all the necessary review of facilities information
Follow up with the client to ensure that expired guarantees have been cancelled/returned/or renewed valuations reports have been obtained.
Monitor account activities through excess reports and make necessary recommendations to the manager
Accomplishments
Increased revenue by 20% through cross selling products such as bank guarantees, letters of credit which are direct fees collected and long-term loans which are interest earning income.
Daily follow- up with customers with loan arrears and excess helped to reduce bad debts by 10%
Bank Teller
Key Responsibilities
Payments and receipts of cash as per banks procedure and within the set standards
Ensuring daily accurate transaction journal, call- back and filing
Accurate receipt and collection of clearing cheques and processing the same in CTS
Accomplishments
Educated customers to use mobile banking and Internet banking services, Cash deposit machines which becomes convenient for customers, reduces queues in banking hall as well as the bank earns a commission
July 2010 – June 2012
Gautam & Company Certified Public Accountants (Kenya)
Accounts Clerk and Audit Trainee
Gautam and company is an audit firm based in Eldoret, Kenya offering professional services such as tax advisory, book keeping, filing of P.A.Y.E, VAT, income tax returns and auditing.
Key Responsibilities:
Bookkeeping
Audit of accounting records including wholesalers and distributors
Monthly filing of VAT (Value Added Tax) return and annual income tax returns for both individuals and companies
Accomplishments
Continuously rotating my duties as per the deadlines by doing book keeping, Filing income tax returns which helped management to reduce staff costs
Reduced paper costs by ensuring we store client’s financial reports in a computer database protected with security codes.
EDUCATION
Oxford Brookes University, United Kingdom April 2019
BSc (Hons) in Applied Accounting (Upper Second-Class Honours)
Institute of Banking and Business Communication, November 2016
Mumbai, India (Sponsored on behalf of I&M Bank)
Branch Banking with First Class
Oshwal College, Kenya July 2014
Association of Chartered Certified Accountants (ACCA)
KEY STRENGTH
Strong time management and organisational capacity with a proven ability to multitask
Highly trained in verbal and written communication skills through study and training (Multilingual including English, Gujarati, Hindi and Swahili)
Capable of working autonomously or as part of a team, actively contributing to group discussions and confident to share my opinions
Friendly, proactive and effective team player with a genuine collaborative approach
Well-developed skills across a broad range of functions including customer support
Great attention to detail with demonstrated ability to quickly learn new tasks
Genuinely enjoy client contact with the natural ability to quickly build rapport with clients from a variety of backgrounds and cultures
Diligent work ethic displaying high levels of integrity, confidentiality and reliability
Broad knowledge of Kenya’s banking services and auditing firm developed through study and work experience
Proficient user of MS Office suite including Word, Excel and PowerPoint
MEMBERSHIPS / ACHIEVEMENTS
2017 - Association of Chartered Certified Accountants (ACCA)
2017 - Best Customer Service Officer in Sales Force Effectiveness (SFE), I&M Bank Limited (Kenya)
REFEREES
Referees are gladly provided upon request