Ramesh Subbu

Mail To: adazuf@r.postjobfree.com

Contact No.: 996-***-****

Objective

To apply the knowledge and skills obtained through education and practical work to pro-actively contribute towards the growth of an organization.

Experience Summary

5.7 Years of Experience in Personal Loan (Credit Underwriting)

1.5 year working in Housing Loan (Credit Analyst)

Excellent knowledge in Banking Process

Worked as Credit underwriter in Scope International Pvt .Ltd

Worked as Credit Underwriter in Serco Global Service Pvt. Ltd

Woking as Credit Officer in Repco Home Finance Ltd

Skills Summary

Programming Languages : C, C++

Application packages : MS Office

Operating Systems : Windows 95,Windows98, Windows XP,MAC

Internet Technology : HTML

Achievements

Received lot of Appreciation from the higher officials for the quality of work

Professional Experience

Worked as Credit Underwriter in Scope International from Aug 2010 to 20 Dec 2012.

Worked as Credit Underwriter in Serco Global services Pvt Ltd from 15th Jan 2013 to 01 Mar 2016

Working as Credit Officer in Repco Home Finance Limited from 01st May 2018 to Till date

Key Engagements

Scope International Pvt.Ltd

Client : Standard chartered Bank

Duration : Aug 2010 to Dec 2012

Domain : Banking & Financial

Role : Process Associate

Tools : Filenet, MS-Excel

Responsibilities

Reviewing Customer Application

Checking KYC Documents, Income Proofs and Bank Statements For Salaried Customer

Checking ITR,CA Statement additionaly for Business Customer

Checking Dedup in Application

Verifying Credit Officer updation

Analysing credit worthiness As Per Policy

Getting CPV Verification from CPV Team

Checking Applicant Profile Score

Approving Loan amount as per Eligible

Co- ordinating with Front desk Team as well as Sales Team

Serco Global Services Pvt.Ltd

Client : Serco Global Services Pvt Ltd

Duration : Jan 2013 to 01 Mar 2016

Domain : Banking & Financial

Role : Senior Process Associate

Tools : Citrix application, MS-Excel

Responsibilities

Verifying Customer Application Form & KYC documents as per Policy

Update customer check list

Inspecting customer profile for banking procedure (dedup Checks)

Getting CPV Verification from CPV Team

Approving credit card as per customer eligible limit

Co- ordinating with Front desk Team as well as Sales Team

Repco Home Finance Ltd

Client : Repco Home Finance Ltd

Duration : May 2018 to till date

Domain : Banking & Financial

Role : Clerk (Credit Underwriting)

Responsibilities

Verifying Customer Application Form & KYC documents as per Policy

Verifying CIBIL Reports

Checking Legal Docs and Valuer Valuation

Inspecting Customers Propety and Residence and Office or Business Address

Verifying Customers Credit worthiness

Updating Customers detail in LOS Application for Creation and updation

Obtaining Documentation Documents

Update CERSAI Creation

EM Register Updation

Getting Offsite Clearence Approval

Document preparing for Registration Purpose (MOD)

Education

Bachelor of Computer Application from Madras University Board during 2007-2010 with 55%

12th and SSC in 2007 and 2005 with 55% and 72% respectively.

PERSONAL DETAILS

Father s Name : S.Subbu

Nationality : Indian

Date of Birth : 05/04/1990

Languages Known : Tamil,English

Hobbies : Playing Cricket,Volleyball,Tennis

(Ramesh Subbu)

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