AML Compliance Officer

MOHAMMAD REAZUL ISLAM

**** ** ***********, *** *** Mobile: 438-***-****

E-mail: ********@*****.***

Montreal, Quebec

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HIGHLIGHTS OF QUALIFICATIONS

1.13 years professional experience in highly organized Financial sector.

2.Experience and knowledge in Anti-Money Laundering (AML) investigation, KYC Remediation, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), Transaction monitoring, Suspicious Transaction Report (STR) preparation and reporting.

3.Up to date knowledge and skills set for AML and Terrorist Financing and UN Security council resolutions.

4.Thorough analysis of credit proposals in terms of analysing Creditworthiness, financial statement, Ratio Analysis. calculation of IRR, Break Even Analysis, Pay back period etc. of the loan application.

5.Proficiency in Microsoft Word, Excel, Power Point, Access. Outlook etc.

6.Fluency in English and Basic French learning up to DELF A2 (Alliance FranÇaise du Dhaka, Bangladesh) 2018

PROFESSIONAL EXPERIENCE

Anti-Money Laundering Compliance Officer June 2017- June 2019

SBAC Bank Limited

(A private Commercial Bank having CAD 1200 + millions of assets and 74 branches within 5 years of establishment)

1.Performed Branch Anti-Money Laundering Compliance Office (BAMLCO) to analyze comprehensive Anti-Money Laundering (AML), Terrorist Financing (TF), UN security Council Resolutions related investigations and ensure compliance according to enterprise- wide (EW) AML/ATF/KYC/CDD guidelines.

2.In depth review and understanding Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) to dispose alerts from AML perspective for a wide range of retail and corporate customers.

3.Analysing prepared reports to adjudicate AML alerts based on research and logical conclusion.

4. Meticulously review and follow up output to identify risks relating to AML policies and guidelines.

Commercial Credit Risk Analyst: January 2015- June 2017

SBAC Bank Limited

1.Thorough analysis and research of loan application to assess inherent risks in terms of loan applicant’s financials profile, creditworthiness, loan repayment capability as per bank’s own Credit guidelines and central bank’s policies & guidelines.

2.Regular monitoring of credit portfolio and strategies and action plans are formulated, and implemented to minimize risks, prevent losses, to identify risks in time and undertake precautionary measure to secure the asset quality of the portfolio.

3.To ensure compliance to the existing rules and regulations of the Bank and all regulatory authorities and laws of the country and to communicate the customer for rectification, if required.

4.To assist higher Management in strategic planning and segmentation of industries and clients in marketing of trade finance products to corporate clients.

Risk Officer, Commercial Credit August 2010- December 2014

Jamuan Bank Limited

(A private Commercial Bank having CAD 1200 + millions of assets and 74 branches within 5 years of establishment)

1.Evaluate and analysis of risks in loan application of commercial credit and disposal of loan application within the stipulated time.

2.Assessment of loan application in terms of financial statement, Ratio Analysis. calculation of IRR, Break Even Analysis, Pay back period etc.

3.Preparation of reports or statements as required by the Bank and Central Bank as well.

AML Officer: August 2006 – August 2010

1.Investigation of AML, Terrorist Financing (TF) to ensure compliance

2.Identification usual activities and behaviours across multiple products and referred transactions related to money laundering or terrorist financing for further investigation and completed STR reporting

3.Perform KYC documentation reviews for on boarding new clients/accounts and update KYC database with the most current AML/KYC information for existing clients/accounts.

4.Monitoring of transaction profile of the customers/accounts to assess the risks in AML and TF

EDUCATION

Master of Business Administration (MBA), University of Dhaka, Bangladesh 2008

Bachelor of Arts (Honours) in English Literature, National University, Bangladesh 2001

TRAINING

1.Foundation Training course in Jamuna Bank Limited Training Institute September 25, 2006 to October 19, 2006.

2.Training on Financial Analysis for Credit Officers in Jamuna Bank Limited Training Institute from April 28, 2008 to May 04, 2008

3.Daylong Workshop on CIB online reporting .

4.Training Workshop on “ Credit Risk Grading for Lending decision in Bangladesh Institute of Bank Management (BIBM) from 28th January2014 to 30th January 2014

5.Training Workshop on “ Legal Aspects of Security and Documentation “ in Bangladesh Institute of Bank Management (BIBM) from 11th May 2014 to 12th May 2014

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